Personal Loan for Doctors
Enhance your medical practice in Allahabad and contribute to better healthcare with a personal loan for doctors.
Allahabad (Prayagraj), known for its vibrant culture, education hubs, and thriving industries, is a city full of opportunities. Whether you’re a salaried or self-employed individual looking to fund your education, home renovation, medical emergency, or wedding, Hero FinCorp can provide instant Personal Loans of up to Rs 5 Lakh in Allahabad at competitive interest rates starting from 1.58% per month and flexible repayment tenures or 12 to 36 months. You can apply online through the Hero FinCorp website or app and get the approval within 10 minutes with a minimum monthly income of Rs 15,000 only.
Hero FinCorp offers a wide variety of Personal Loan options tailored to meet your specific needs. Whether you're planning a wedding, going on a vacation, or handling an urgent medical expense, we’ve got you covered.
Personal Loans at Hero FinCorp are unsecured that you can take to meet your various financial needs. If you consider borrowing an instant Personal Loan in Allahabad, you must first understand its important features and benefits.
At Hero FinCorp, we evaluate your personal loan eligibility in Allahabad based on several factors, including your age, income, work experience, credit score, financial obligations, etc. Following are the Personal Loan eligibility conditions that you must fulfil to improve your chances of approval:
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. It is better to know the requirements before applying and be ready with the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Last 3 Months Salary Slips, 6 Months’ Bank Statements, and Form 16
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Last 6 Months' Bank Statements and ITR for 2 Years
Hero FinCorp offers attractive interest rates based on your eligibility, credit score, and income. Before applying, check the personal loan interest rate and other charges to ensure you get the best value for your financial needs.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
Here is a step-by-step guide to applying for a personal loan in Allahabad on the Hero FinCorp website:
Visit the Hero FinCorp website or install the Personal Loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application