High Loan Amount
Business needs arise unexpectedly and you never know how much money you will need to meet them. Keeping this in mind, Hero FinCorp offers a business loan in Kolkata for an amount ranging from Rs 3 lakh to Rs 40 lakh.
INTRODUCTION
The capital of West Bengal, Kolkata is one of the most vibrant cities in the world. Steeped in rich history and cultural legacy, this ‘City of Joy’ is famous for its traditions, food, art, literature, cinema and what not. Plus, it is a thriving ground for various industries such as jute, cement, agriculture, heavy engineering, and food processing, among others. Kolkata, therefore, attracts people from all strata and backgrounds—be it job seekers or young entrepreneurs. This translates to numerous opportunities that the city has to offer and drives the demand for business loans and business loan providers in Kolkata. If you too are looking for a business loan in Kolkata marked by a simple application process and a competitive interest rate, visit Hero FinCorp.
FEATURES AND BENEFITS OF BUSINESS LOAN IN KOLKATA
Do you know that a business loan can help you save on taxes? If you already know this, learn about the other advantages and features that come with a Hero FinCorp small business loan in Kolkata.
Minimum Documents
Hero FinCorp has simplified its loan approval process. Now, you just need to submit your basic documents such as KYC papers, income, and business financial papers with us to apply for a business loan in Kolkata.
Unsecured Loan
Hero FinCorp does not ask you to put any collateral for obtaining funds for your business. If you have a strong business profile and your firm is consistently profitable, you can easily get a loan from us.
Fast Disbursal
With Hero Fincorp, get business loan funds to your account within 48 hours of approval. Since we offer unsecured loans, the time taken to evaluate and process your application is reduced, resulting in a faster disbursement of funds.
HOW TO APPLY FOR A SMALL BUSINESS LOAN IN KOLKATA?
Applying for our small business loan in Kolkata is very simple. You can apply for a business loan in person at our branch or online by visiting our website.
OFFLINE METHOD
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Visit our branch or outlet in Kolkata
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Check our qualifying conditions and documentation requirements.
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Ask for an application form and write down your details, loan amount, and tenure on it.
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Before submission, review our terms and conditions.
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Submit the required documents.
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Post submission, we will conduct the risk assessment of your profile.
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Once we are satisfied with your application, the funds will be credited to your account within 48 hours of approval.
ONLINE METHOD
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Click here for an online application.
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YA loan application can also be made by connecting with us on our toll-free number 1800-102-4145 or writing to us at corporate.care@herofincorp.com.
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On the application form, enter your details, loan amount, and preferred tenure.
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Submit the required documents. You will receive a reference number.
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Post submission, our executives will connect with you to gather more information.
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Once we are satisfied with your details, we will make a personalised loan offer detailing your fund value and interest rate.
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If you accept our offer, the funds will be credited to your account within 48 hours of approval.
Eligibility Criteria for Small Business Loan in Kolkata
Are you applying for our business loan in Kolkata without reviewing our mandatory qualifying standards? If yes, check it right away to avoid any inconvenience.
Occupation
Sole Proprietorship, Trusts/Society, Private Limited Companies, Partnership Firms, Public Limited Companies and HUF.
Business Status
SMEs with five years of experience are eligible to apply.
Maximum Loan Tenure
Flexible term up to 5 years.
Maximum Loan Amount
You can borrow anything between Rs 3 lakh and Rs 40 lakh.
Documents required for Small Business Loan in Kolkata
Planning to expand your business with funds from Hero FinCorp? Check our mandatory documents beforehand for a smooth application process. KYC documents of borrowers and guarantors
- Audited financials (latest)
- GST returns for the financial years
- Bank account statement for last 6 months
- List of directors or shareholding patterns (if applicable)
Frequently Asked Questions (FAQs)
If you apply with us, the funds will be credited to your account within 48 hours after we approve your business loan application.
Here’s a list of some common documents needed while submitting a business loan application in Kolkata:
Income proof
Identity proof
Address proof
Business existence and continuity proof
Passport size photographs