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Widely known as the “Queen of the Arabian Sea”, Kochi is a major port city in Kerala that was once frequented by Chinese, European and Arab merchants. Its rich past still lives and breathes in the colonial architecture and Chinese fishing nets you will find here. Once famed for spice trading primarily, Kochi boasts several bustling business sectors today, including shipbuilding, transportation, and construction. A perfect concoction of old-world beauty and modernization, Kochi is home to people who are constantly looking for better work opportunities or running their own businesses to accomplish different goals and dreams. However, since financial emergencies tend to crop up without warning, residents of Kochi resort to personal loans that are quickly processed and approved. And it is Hero FinCorp, a leading personal loan finance company in Kochi, which makes it possible.
Personal Loan for A Personal Loan for self-employed offers ample funds to cover various planned or urgent expenses related to weddings, vacations, medical treatment, education, or home renovation.
Personal Loan for Are you a woman professional looking for a Personal Loan in Kochi? Apply online at Hero FinCorp and get instant approval at attractive interest rates.
Personal Loan for Government employees can enjoy the power of instant money at Hero FinCorp with no end-use restrictions and flexible repayment terms.
Personal Loan for Need a Personal Loan for education in India or abroad? Get funding up to Rs 5 Lakh at Hero FinCorp.
Personal Loan for Apply online for Personal Loan finance in Kochi for doctors with affordable interest rates and flexible EMI repayment options.
Personal Loan for Plan a grand vacation in India or abroad with a Personal Loan from Hero FinCorp.
Personal Loan for A wedding loan is nothing but a Personal Loan you can borrow to cover wedding-related expenses like venue, catering, outfits, etc.
Personal Loan for A dream home you always dreamed of can now become a reality with a Personal Loan for home renovation.
A Personal Loan EMI calculator is an excellent online tool for calculating EMIs for various loan amounts and repayment terms. Just enter your loan amount, interest rate, and repayment term and get instant results on your screen. You can adjust the variables to get a loan tenure that best suits your repayment capacity. Are you looking for an urgent cash loan in Kochi? Get one at Hero FinCorp and repay it conveniently by selecting the most suitable repayment term.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Hero FinCorp, a well-known personal loan finance company in Kochi, brings you the best possible features and perks, such as:
Hero FinCorp, a personal loan provider in Kochi, offers personal loans in the range of Rs 50,000 to Rs 5,00,000, whether you are a salaried or self-employed individual.
Hero FinCorp makes sure that personal loans in Kochi are offered at affordable interest rates, which can be easily handled by salaried as well as self-employed individuals.
Availing a personal loan Kochi via Hero FinCorp comes with no strings attached as it requires no collateral as security, thereby increasing the chances of faster approval.
Since the repayment period can range from 6 months to 36 months at Hero FinCorp, a personal loan provider in Kochi, borrowers get to enjoy great flexibility and can plan their EMIs based on their current living expenses.
Personal loans in Kochi are collateral-free, and hence, require very few documents. Hero FinCorp, a personal loan finance company in Kochi, offers instant loan approval on personal loans if an applicant meets the eligibility criteria and submits valid documents.
To apply for a personal loan in Kochi through Hero FinCorp, the following eligibility criteria must be fulfilled.
Age & Citizenship An Indian citizen in the age group of 21 years to 58 years can apply for a personal loan in Kochi.
Work Experience A professional who gets a salary must be employed at a company for at least 6 months. A self-employed professional should be running his business for a minimum of 2 years.
Monthly Salary An applicant must have a monthly income of Rs 15000 or more to avail a personal loan in Kochi.
While looking for an urgent cash loan in Kochi, your occupation largely determines the documents you must provide with your loan application. At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. The following section will give information about the documents required from both types of borrowers. You can plan your application adequately and arrange the necessary documents.
At Hero FinCorp, we do not call you to our office to submit the documents in paper form. You can upload scanned copies of documents through our website or loan app and begin the verification process necessary for approval. These are the documentation requirements you must be aware of.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Apart from the Personal Loan interest rate in Kochi, you must also know the additional charges that add to your loan cost. Hero FinCorp's charges are 100% transparent, so we won't surprise you with any hidden costs during the loan term. These are the applicable charges:
| Fees & Charges | Chargeable Amount |
|---|---|
| Interest Rate | Starting from 1.75% per month or 21% per annum |
| Processing Fee | 2.5% to 3.5% |
| Part-payment charges | NA |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
To apply for a Personal Loan in Kochi from Hero FinCorp, follow these steps:
The minimum job experience vital for availing a personal loan in Kochi is 6 months.
The highest loan amount offered by Hero FinCorp for a personal loan in Kochi is Rs 3,00,000.
The tenure repayment tenure for a Personal Loan in Kochi is up to 36 months. Applicants can use an EMI calculator to find the best term for their repaying capacity.
The eligibility requirement for a Personal Loan in Kochi includes:
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