Personal Loan for Doctors
Medical professionals can obtain a loan for doctors to finance personal or professional expenses with flexible repayment tenures.
Jamnagar is a busy coastal city in Gujarat famous for its world-class oil refineries, brass crafts and sandy beaches. With the cost of living increasing, local residents are considering taking Personal Loans for various planned or unexpected requirements, such as education, healthcare and home maintenance.
We, at Hero FinCorp, provide Personal Loans in Jamnagar of up to Rs 5 Lakh at highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
At Hero FinCorp, we offer a wide range of Personal Loans for salaried employees, self-employed individuals and other professionals.
Looking for a Personal Loan in Jamnagar? Understand these features and benefits before applying:
The personal loan eligibility criteria at Hero FinCorp are simple and straightforward. Since a loan rejection will reduce your credit score and make it more challenging for you to obtain loans in the future, checking the eligibility conditions is essential. These are the primary requirements for Personal Loan in Jamnagar:
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check out the essential Personal Loan documents to ensure a smooth application process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest rate is the most crucial factor determining your loan cost and affordability. Follow these tips to get the best interest rates on personal loans in Jamnagar:
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
While looking for a personal loan in Jamnagar, you can follow the 100^% digital loan process at Hero FinCorp to get funding without hassle. Our loan process does not involve any physical paperwork or branch visits, saving a lot of time and effort required for the application process. These are the simple steps you must follow to apply for Personal Loans at Hero FinCorp:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.