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Personal Loan in Thane

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Loan up to Rs 5 Lakh
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Minimum Salary Required Rs 15K
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Instant Approval in 10 Minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Thane With Quick Disbursal

Also referred to as the 'City of Lakes', Thane is among the fastest emerging cities in Maharashtra. With its blend of natural splendour, urban infrastructure, and excellent connectivity with Mumbai, Thane provides great scope for both employment and business.

If you are from Thane and require instant money for any planned or unforeseen expenses, you can avail a Personal Loan in Thane of up to Rs 5 Lakh from Hero FinCorp. You must have an income of Rs 15,000 per month. You can apply online and obtain approval in 10 minutes. Our loans have competitive rates of interest and repayment tenures of 12-36 months.

Features and Benefits of Personal Loan in Thane

Hero FinCorp offers quick financial solutions online designed to provide multiple features and benefits like these:

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High Loan Amount

You can borrow a Personal Loan of up to Rs 5 Lakh and utilise it for various purposes.

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Attractive Interest Rates

Our Personal Loan interest rate starts from 1.58% per month or 19% per annum.

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Collateral-Free

Our personal loans are unsecured, so there is no need for any guarantor or collateral.

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Flexible Repayment Tenure

You can choose a repayment tenure of 12 to 36 months as per your budget.

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Instant Approval

You can get approval for a personal loan in thane in 10 minutes when you apply online.

Eligibility Criteria for Instant Personal Loan in Thane

We have a simple eligibility criterion that anyone can fulfil without hassle. Our Personal Loans have no end-use restrictions, meaning you can use them for any purpose. The best thing is that they are collateral-free and come with flexible EMIs to make repayment easier. These are the eligibility conditions you must fulfil to qualify for a Personal Loan at Hero FinCorp.

CriteriaRequirement
AgeYou should be between 21-58 years.
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly IncomeYou should have a minimum income of Rs 15,000 monthly.

List of Documents Required to Apply for a Personal Loan in Thane

Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver^’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Driver^’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company^’s Registration Certificate

Interest Rates on Personal Loan in Thane

You must know the loan costs before applying for an instant Personal Loan in Thane. At Hero FinCorp, Personal Loan interest rates are competitive, and other charges are nominal. Here are the details.

Fees & ChargesAmount Chargeable
Interest RateStarting from 19% p.a.
Loan Processing ChargesMinimum 2.5%+ GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Thane?

You can get approval in 10 minutes when you apply for a personal loan online with Hero FinCorp. Here is the stepwise process: 

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

  • 02

    Go to the personal loan page and click ‘apply now

  • 03

    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details to check income eligibility

  • 06

    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta, Bangalore

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli, New Delhi

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni, Chennai

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary, Mumbai

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash, Gurgaon

Frequently Asked Questions (FAQs)

No, our Personal Loan Eligibility calculator is a completely free online tool that you can use. You don't have to pay any fees to determine your eligibility for a Personal Loan. Checking your eligibility will not affect your credit score.
Your income plays a vital role in calculating your Personal Loan eligibility. The higher your monthly income, the more easily you can manage the loan EMIs and the larger loan amount you can qualify for. To apply for a Personal Loan, we require a minimum monthly income of Rs 15,000.
Even with a low or minimum CIBIL score, you can still secure a Hero FinCorp Personal Loan. However, it is essential to demonstrate a stable job and regular income to be eligible for the loan. If that is not feasible, consider applying with a co-applicant or obtaining a guarantor to enhance your eligibility.
A credit score of 700 is considered ideal for applying for a Personal Loan at Hero FinCorp in Thane. This higher score can help you secure a loan at the lowest interest rates.
Applying online is the swiftest method to acquire an instant Personal Loan in Thane. This process eliminates the need for branch visits, physical paperwork, or collateral requirements, significantly expediting the loan process and providing instant access to funds.