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Located on the outskirts of Mumbai, Thane is an important hub for agriculture and industry. Also called the City of Lakes, it is a metropolitan city with a population of over 25 Lakh. With broad connectivity through roads and railways, it offers a promising backdrop for businesses as well as working-class people. The biggest industries include cottage industries, manufacturing, services, and agriculture. Hence, Thane has a base for middle-class people who earn a decent monthly income. They stay busy exploring attractions like Titwala Ganesh Mandir, Upvan Lake, Yeoor Hills, Korum Mall, Kelwa Beach, Butterfly Park, and many others.
However, a financial emergency may arrive without warning. Whether you need money for a medical emergency, a child's admission to a study abroad programme, fund a foreign vacation, renovate your house, or attend a last-minute wedding expense, obtaining a Personal Loan in Thane is a wise move for most. You can approach Hero FinCorp to avail of a Personal Loan after fulfilling the eligibility criteria.
At Hero FinCorp, we offer a broad range of Personal Loans for different customers. Here’s a look.
Self-employed professionals can back up their personal or professional expenses with an instant cash loan in Thane.
Women can fulfill their personal requirements with a Personal Loan in Thane at competitive interest rates.
Hero FinCorp is a leading Personal Loan provider in Thane offering collateral-free finance to government employees.
Need funds to pursue higher education in the institution of your choice? Get a Personal Loan for education and give wings to your dreams.
Medical professionals can provide better care to their patients or fulfil their desires with a specifically curated Personal Loan for doctors.
Cover all your travel-related expenses with a Personal Loan for travel with no end-use restrictions.
Host a fairy-tale wedding or meet last-minute expenses with a Personal Loan for a wedding from Hero FinCorp.
Design your house in style or conduct urgent repairs with funds from a Personal Loan for home renovation.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Hero FinCorp offers quick financial solutions online designed to provide multiple features and benefits like these:
At Hero FinCorp, there are no end-use limitations on the use of the loan amount. Therefore, you can borrow a Personal Loan of up to Rs 5 Lakh and utilise it anywhere you want.
Are you looking for a Personal Loan in Thane without paying exorbitant charges? Apply for a Personal Loan at Hero FinCorp and get the lowest interest rate based on your credibility, eligibility, and repayment capacity.
You no longer need to provide any share, gold, or property as collateral to secure a Personal Loan in Thane. Our unsecured Personal Loans are 100% collateral-free, which we do not secure against an asset, guarantor, or deposit.
Do you want to pay the EMIs on time? Keep them within your budget with a Personal Loan at Hero FinCorp with flexible repayment tenures. Use a Personal Loan EMI calculator to find a loan term with EMIs you can easily afford.
You don't need the help of a Personal Loan agent in Thane to apply for a loan at Hero FinCorp. Our 100% digital procedure accelerates the approval process and makes funds available in minutes.
We have a simple eligibility criterion that anyone can fulfil without hassle. Our Personal Loans have no end-use restrictions, meaning you can use them for any purpose. The best thing is that they are collateral-free and come with flexible EMIs to make repayment easier. These are the eligibility conditions you must fulfil to qualify for a Personal Loan at Hero FinCorp.
We offer Personal Loans to eligible candidates within the age group of 21 to 58.
Only resident citizens of India are eligible for a Personal Loan at Hero FinCorp.
An applicant must have a minimum experience of 6 months if they are salaried, and if self-employed the business should be in existence for at least 2 years.
To get an instant Personal Loan in Thane, you must have a source of income (minimum Rs 15,000 pm) with a dependable credit history.
We at Hero FinCorp, are dedicated to making your loan journey as smooth as possible. That is why our Personal Loan documentation requirements are concise and minimal. To complete your Personal Loan application, all you need are a few basic documents. It does not involve any heavy paperwork. Moreover, you don't need to visit our branch office to submit the documents. You can simply scan and upload the required documents online and submit the application.
Please note that the documentation requirements for salaried and self-employed individuals are different. Below, we will take you through these requirements, which include your KYC, identity, address, and income proof, along with some financial and employment details.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Knowing the interest rates is crucial before applying for a Personal Loan. We offer competitive Personal Loan interest rates based on the following factors:
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.75% per month or 21% per annum |
Loan Amount | ₹50,000 to ₹5 Lakh |
Loan Processing Charges | Minimum Processing fee is 2.5%+ GST |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Foreclosure Charges | 5% + GST |
Bounce Charges | 350/- |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
No Other Hidden Charges |
Hero FinCorp Personal Loan is designed to meet diverse monetary needs quickly and easily, making it a lucrative credit option. The best thing is that you can obtain it quickly through a 100% online process for various needs. You can fund planned events like vacations, home renovations, education, or marriages with it or handle unplanned ones like medical emergencies. These are the steps to follow:
Get more details and further assistance from customer representatives at Hero FinCorp.
No, our Personal Loan Eligibility calculator is a completely free online tool that you can use. You don't have to pay any fees to determine your eligibility for a Personal Loan. Checking your eligibility will not affect your credit score.
Your income plays a vital role in calculating your Personal Loan eligibility. The higher your monthly income, the more easily you can manage the loan EMIs and the larger loan amount you can qualify for. To apply for a Personal Loan, we require a minimum monthly income of Rs 15,000.
Even with a low or minimum CIBIL score, you can still secure a Hero FinCorp Personal Loan. However, it is essential to demonstrate a stable job and regular income to be eligible for the loan. If that is not feasible, consider applying with a co-applicant or obtaining a guarantor to enhance your eligibility.
A credit score of 700 is considered ideal for applying for a Personal Loan at Hero FinCorp in Thane. This higher score can help you secure a loan at the lowest interest rates.
Applying online is the swiftest method to acquire an instant Personal Loan in Thane. This process eliminates the need for branch visits, physical paperwork, or collateral requirements, significantly expediting the loan process and providing instant access to funds.
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