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Personal Loan in Thane
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Thane With Quick Disbursal
Also referred to as the 'City of Lakes', Thane is among the fastest emerging cities in Maharashtra. With its blend of natural splendour, urban infrastructure, and excellent connectivity with Mumbai, Thane provides great scope for both employment and business.
If you are from Thane and require instant money for any planned or unforeseen expenses, you can avail a Personal Loan in Thane of up to Rs 5 Lakh from Hero FinCorp. You must have an income of Rs 15,000 per month. You can apply online and obtain approval in 10 minutes. Our loans have competitive rates of interest and repayment tenures of 12-36 months.
We Offer a Wide Range of Personal Loans
At Hero FinCorp, we offer a wide range of Personal Loans for salaried employees, self-employed individuals and other professionals. You can choose a loan personalised to your specific needs.
Personal Loan for Travel
Cover all your travel-related expenses with a personal loan for travel with no end-use restrictions.
Personal Loan for Wedding
Host a fairy-tale wedding or meet last-minute expenses with a personal loan for a wedding from Hero FinCorp.
Personal Loan for Home Renovation
Design your house in style or conduct urgent repairs with funds from a personal loan for home renovation.
Personal Loan for Self-Employed
Our personal loans for self-employed in thane can help you handle urgent personal or business-related expenses with ease.
Personal Loan for Women
Hero FinCorp supports financial independence with personal loans for women in Thane. Women can get up to Rs 5 lakh with minimal hassle.
Personal Loan for Government Employees
If you are working with any public sector company, you can get a personal loan for government employees with favourable terms.
Personal Loan for Education
Need funds to pursue higher education in the institution of your choice? Get a personal loan for education and give wings to your dreams.
Features and Benefits of Personal Loan in Thane
Hero FinCorp offers quick financial solutions online designed to provide multiple features and benefits like these:
High Loan Amount
You can borrow a Personal Loan of up to Rs 5 Lakh and utilise it for various purposes.
Attractive Interest Rates
Our Personal Loan interest rate starts from 1.58% per month or 19% per annum.
Collateral-Free
Our personal loans are unsecured, so there is no need for any guarantor or collateral.
Flexible Repayment Tenure
You can choose a repayment tenure of 12 to 36 months as per your budget.
Instant Approval
You can get approval for a personal loan in thane in 10 minutes when you apply online.
Eligibility Criteria for Instant Personal Loan in Thane
We have a simple eligibility criterion that anyone can fulfil without hassle. Our Personal Loans have no end-use restrictions, meaning you can use them for any purpose. The best thing is that they are collateral-free and come with flexible EMIs to make repayment easier. These are the eligibility conditions you must fulfil to qualify for a Personal Loan at Hero FinCorp.
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
List of Documents Required to Apply for a Personal Loan in Thane
Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver^’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Driver^’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company^’s Registration Certificate
Interest Rates on Personal Loan in Thane
You must know the loan costs before applying for an instant Personal Loan in Thane. At Hero FinCorp, Personal Loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Thane?
You can get approval in 10 minutes when you apply for a personal loan online with Hero FinCorp. Here is the stepwise process:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the personal loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
No, our Personal Loan Eligibility calculator is a completely free online tool that you can use. You don't have to pay any fees to determine your eligibility for a Personal Loan. Checking your eligibility will not affect your credit score.
Your income plays a vital role in calculating your Personal Loan eligibility. The higher your monthly income, the more easily you can manage the loan EMIs and the larger loan amount you can qualify for. To apply for a Personal Loan, we require a minimum monthly income of Rs 15,000.
Even with a low or minimum CIBIL score, you can still secure a Hero FinCorp Personal Loan. However, it is essential to demonstrate a stable job and regular income to be eligible for the loan. If that is not feasible, consider applying with a co-applicant or obtaining a guarantor to enhance your eligibility.
A credit score of 700 is considered ideal for applying for a Personal Loan at Hero FinCorp in Thane. This higher score can help you secure a loan at the lowest interest rates.
Applying online is the swiftest method to acquire an instant Personal Loan in Thane. This process eliminates the need for branch visits, physical paperwork, or collateral requirements, significantly expediting the loan process and providing instant access to funds.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.