Personal Loan in Thane

Loan up to Rs 5 Lakh

Minimum Salary Required Rs 15K

Instant Approval in 10 Minutes

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Personal Loan EMI Calculator

Apply for Personal Loan

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Get Personal Loan in Thane With Quick Disbursal

Also referred to as the 'City of Lakes', Thane is among the fastest emerging cities in Maharashtra. With its blend of natural splendour, urban infrastructure, and excellent connectivity with Mumbai, Thane provides great scope for both employment and business.

If you are from Thane and require instant money for any planned or unforeseen expenses, you can avail a Personal Loan in Thane of up to Rs 5 Lakh from Hero FinCorp. You must have an income of Rs 15,000 per month. You can apply online and obtain approval in 10 minutes. Our loans have competitive rates of interest and repayment tenures of 12-36 months.

We Offer a Wide Range of Personal Loans

At Hero FinCorp, we offer a wide range of Personal Loans for salaried employees, self-employed individuals and other professionals. You can choose a loan personalised to your specific needs.

Personal Loan for Doctors

Medical professionals can provide better care to their patients or fulfill their desires with a specifically curated personal loan for doctors.

Personal Loan for Travel

Cover all your travel-related expenses with a personal loan for travel with no end-use restrictions.

Personal Loan for Wedding

Host a fairy-tale wedding or meet last-minute expenses with a personal loan for a wedding from Hero FinCorp.

Personal Loan for Home Renovation

Design your house in style or conduct urgent repairs with funds from a personal loan for home renovation.

Personal Loan for Self-Employed

Our personal loans for self-employed in thane can help you handle urgent personal or business-related expenses with ease.

Personal Loan for Women

Hero FinCorp supports financial independence with personal loans for women in Thane. Women can get up to Rs 5 lakh with minimal hassle.

Personal Loan for Government Employees

If you are working with any public sector company, you can get a personal loan for government employees with favourable terms.

Personal Loan for Education

Need funds to pursue higher education in the institution of your choice? Get a personal loan for education and give wings to your dreams.

Features and Benefits of Personal Loan in Thane

Hero FinCorp offers quick financial solutions online designed to provide multiple features and benefits like these:

High Loan Amount

You can borrow a Personal Loan of up to Rs 5 Lakh and utilise it for various purposes.

Attractive Interest Rates

Our Personal Loan interest rate starts from 1.58% per month or 19% per annum.

Collateral-Free

Our personal loans are unsecured, so there is no need for any guarantor or collateral.

Flexible Repayment Tenure

You can choose a repayment tenure of 12 to 36 months as per your budget.

Instant Approval

You can get approval for a personal loan in thane in 10 minutes when you apply online.

Eligibility Criteria for Instant Personal Loan in Thane

To apply for a Personal Loan in Thane, you must meet the eligibility criteria, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil.

Age

You should be between 21-58 years.

Citizenship

You should be a citizen of India.

Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

Monthly Income

You should have a minimum income of Rs 15,000 monthly.

Calculate Your Loan Eligibility

List of Documents Required to Apply for a Personal Loan in Thane

Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.

Documents Required For Salaried Employee

Proof Of Photo Identity

Driver^’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

Proof Of Photo Identity

Driver^’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company^’s Registration Certificate

Interest Rates on Personal Loan in Thane

You must know the loan costs before applying for an instant Personal Loan in Thane. At Hero FinCorp, Personal Loan interest rates are competitive, and other charges are nominal. Here are the details.

Fees & Charges	Amount Chargeable
Interest Rate	Starting from 1.58% per month
Loan Processing Charges	Minimum 2.5%+ GST
Prepayment Charges	N.A.
Foreclosure Charges	5% + GST
EMI Bounce Charges	Rs 350/-
Interest on Overdue EMIs	1-2% of the loan/EMI Overdue Amount Per Month
Cheque Bounce	Fixed Nominal Penalty
Loan Cancellation	1. Online loan app does not charge any cancellation charges
	2. Interest amount paid is non-refundable
	3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Thane?

You can get approval in 10 minutes when you apply for a personal loan online with Hero FinCorp. Here is the stepwise process:

01
Visit the Hero FinCorp website or install the personal loan app
02
Go to the personal loan page and click ‘apply now’
03
Enter your mobile number and verify with the OTP received
04
Choose the loan amount you need
05
Verify your KYC details to check income eligibility
06
Click ‘Submit’ to complete your application

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Frequently Asked Questions (FAQs)

Will there be charges for checking my eligibility for a Personal Loan?

No, our Personal Loan Eligibility calculator is a completely free online tool that you can use. You don't have to pay any fees to determine your eligibility for a Personal Loan. Checking your eligibility will not affect your credit score.

What is the minimum salary needed for a Personal Loan?

Your income plays a vital role in calculating your Personal Loan eligibility. The higher your monthly income, the more easily you can manage the loan EMIs and the larger loan amount you can qualify for. To apply for a Personal Loan, we require a minimum monthly income of Rs 15,000.

Can I obtain a Personal Loan with a low or minimum CIBIL score?

Even with a low or minimum CIBIL score, you can still secure a Hero FinCorp Personal Loan. However, it is essential to demonstrate a stable job and regular income to be eligible for the loan. If that is not feasible, consider applying with a co-applicant or obtaining a guarantor to enhance your eligibility.

What is the minimum credit score needed to apply for a Personal Loan?

A credit score of 700 is considered ideal for applying for a Personal Loan at Hero FinCorp in Thane. This higher score can help you secure a loan at the lowest interest rates.

What is the fastest way to obtain a Personal Loan in Thane?

Applying online is the swiftest method to acquire an instant Personal Loan in Thane. This process eliminates the need for branch visits, physical paperwork, or collateral requirements, significantly expediting the loan process and providing instant access to funds.