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Trivandrum City, located in the southern state of Kerala, boasts a plethora of captivating attractions. The iconic Sree Padmanabhaswamy Temple, known for its intricate architecture and religious significance, draws tourists from far and wide. The city is also home to the enchanting Napier Museum, showcasing an impressive collection of art and historical artifacts.
Trivandrum is also renowned for its prominence in IT and technology, housing Technopark, one of India's largest IT parks. It serves as a hub for numerous multinational companies and startups, contributing significantly to the city's economic growth. The city also has a thriving tourism industry, owing to its serene beaches, such as Kovalam and Varkala, offering breathtaking views and water activities.
The city’s educational institutions, including the esteemed Indian Institute of Space Science and Technology (IIST) and University of Kerala, attract students from across the country, and beyond.
Hero FinCorp is one of the leading Personal Loan providers in Trivandrum. Explore our wide range of Personal Loans for every need.
Personal Loan for Discover tailored financing options designed to support the unique needs of self-employed individuals. Our flexible loan solutions provide the financial flexibility you need for both personal and business expenses.
Personal Loan for Empowering women with financial inclusion and independence, our Personal Loans for women come with terrific interest rates and flexible repayment options. Take control of your finances and achieve your personal goals with ease.
Personal Loan for We recognise the immeasurable contributions of people employed in the duty to their nation. For government employees offers attractive interest rates and convenient repayment terms, making it easier for you to fulfill your personal needs.
Personal Loan for Invest in your future with our Personal Loan for education. Cover tuition fees, books, and other educational expenses with ease. Focus on your studies while we take care of your financial needs.
Personal Loan for Medical professionals can now access customised financial solutions tailored to their unique requirements for serving patients better. Our Personal Loan for doctors provides the financial flexibility to meet personal and professional needs effortlessly.
Personal Loan for Jet off to your much needed vacations without worrying about immediate finances. Our Personal Loan for travel offers the funds you need to explore the world and create unforgettable memories without financial duress.
Personal Loan for Make your special day extraordinary with our Personal Loan for weddings. Cover wedding expenses, from venue to decorations, with ease.
Personal Loan for Transform your house into your dream home with our Personal Loan for home renovation. Upgrade your living spaces with ease and convenience, making your home a reflection of your style and taste.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Discover the features and benefits of Hero Fincorp Personal Loan in Trivandrum. Get the funds you need with ease and enjoy flexible repayment options.
Access a substantial loan amount that caters to your financial requirements and empowers you to fulfill your personal or professional goals and aspirations.
Enjoy competitive interest rates on your personal loan, ensuring affordable monthly installments and reducing the overall cost of borrowing.
Avail yourself of a personal loan from Hero Fincorp without the need for collateral or security, simplifying the loan application process and making it hassle-free.
Choose a repayment tenure that suits your financial capabilities and convenience, allowing you to manage your loan repayment effectively and comfortably.
Experience the convenience of quick loan approval with Hero Fincorp's streamlined processes to access the funds you need promptly and efficiently.
With minimal eligibility criteria, such as being a resident, meeting the age requirement, and providing necessary documents, you can access fast approval and funds to meet your financial needs effectively.
Age Applicants should meet the minimum age requirement, i.e you must be 21 to 58 years of age, to be eligible for an instant Personal Loan.
Citizenship Eligibility for an instant Personal Loan in Trivandrum requires applicants to be Indian citizens.
Work Experience Applicants must have a minimum of 6 months of work experience with the current employer.
Monthly Salary Applicants must have a steady income source and have a minimum monthly salary of Rs 15,000.
When applying for a Personal Loan in Trivandrum, it's essential to be prepared with the required documentation. These documents serve as proof of your identity, income, and address, enabling lenders to assess your eligibility and determine the loan amount. By ensuring you have the necessary paperwork in order, you can streamline the loan application process and increase your chances of approval.
The common documents include identification proof, such as Aadhaar card or passport, income proof such as salary slips or bank statements, address proof such as utility bills or rental agreements, employment proof like offer letters or appointment letters, and bank statements reflecting your financial transactions.
By providing these documents accurately and promptly, you demonstrate your credibility as a borrower and instill confidence in the lender. Therefore, it's important to gather and organize the required documents before initiating your Personal Loan application in Trivandrum.
Hero FinCorp is among the most reliable Personal Loan providers in Trivandrum. We strive to make the Personal Loan application process smooth and convenient for salaried individuals. When applying for a Personal Loan with us, you will need to provide a specific set of documents.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.75% per month or 21% per annum |
| Loan Amount | ₹50,000 to ₹5 Lakh |
| Loan Processing Charges | Minimum Processing fee is 2.5%+ GST |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Foreclosure Charges | 5% + GST |
| Bounce Charges | 350/- |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
| No Other Hidden Charges | |
To apply for a consumer durable loan via Hero FinCorp, follow these steps:
For further assistance, you can call our customer care centre 24/7.
The minimum salary requirement for a Personal Loan in Kerala may vary depending on the lender, but with Hero FinCorp you need to have a minimum monthly income of ₹15,000.
No, Personal Loans are considered unsecured, which means they do not require collateral. This makes them a favorable option for borrowers as they can access funds without risking their assets or property.
Hero FinCorp offers these Personal Loans as per your requirements-
Personal Loans in Trivandrum offer flexibility and options for borrowers seeking low-interest rates. The best loan with low interest depends on individual eligibility. By comparing loan offers, evaluating creditworthiness, and engaging in negotiations, borrowers can secure a Personal Loan with favorable interest rates tailored to their needs.
Yes, housewives can apply for loans if they meet the eligibility criteria set by the lenders, such as having a stable source of income or a co-applicant who meets the income requirements.
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