Personal Loan EMI Calculator
Jodhpur in Rajasthan is a city of historic importance. It is famous for its royal heritage and growing urban lifestyle. With growing expenses and evolving needs, many residents are now opting for Personal Loans to handle various situations requiring instant money.
Hero FinCorp offers a Personal Loan in Jodhpur of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.
Find out the various loan types we offer to different borrowers according to their needs.
Salaried or self-employed doctors can borrow a personal loan for doctors from Hero FinCorp if they require cash to cover their financial needs.
One of the financial products that can help cover your travel-related expenses is a personal loan for travel from HeroFinCorp.
From venue bookings to gifts and invitations, a personal loan for weddings funds various expenses, both planned and urgent.
A personal loan for home renovation can help you cover the repairing, painting, construction materials, and even labour costs.
At Hero FinCorp, we offer unsecured personal loans for self-employed in which we lend you money on your creditworthiness.
Whether salaried or self-employed, female borrowers can obtain a personal loan for women at attractive interest rates online.
If you’re working in the government sector, you can easily obtain a personal loan for government employees without collateral.
Accomplish your desire to go one step higher with a personal loan for education in Jodhpur at attractive interest rates.
Let’s look at the features and benefits that make Hero FinCorp Personal Loan a better funding option than other Personal Loan providers in Jodhpur.
You can choose a repayment tenure of 12 to 36 months based on your expenses and monthly budget.
Experience the convenience of quick loan approval with Hero Fincorp's streamlined processes to access the funds you need promptly and efficiently.
You can get an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp for various purposes.
The Personal Loan interest rates at Hero FinCorp start from 1.58% per month or 19% per annum.
You do not need to provide any security or collateral to apply for a Personal Loan with Hero FinCorp.
Anyone can apply for a Personal Loan in Jodhpur at Hero FinCorp if they meet our basic eligibility criteria. We evaluate your eligibility for a personal loan based on multiple factors like your age, income, credit score, employment, work experience, occupation, etc. We have set the following eligibility criteria to accept loan applications and evaluate your eligibility.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Applicant should be between 21-58 years
At Hero FinCorp, the documentation requirements for a Personal Loan in Jodhpur are minimal. It is important to have the required documents for a personal loan ready to ensure a smooth application process. Here is the list of documents.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter From the Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
No Other Hidden Charges
Those who fulfil our eligibility and documentation requirements must follow these steps to apply for a personal loan at Hero FinCorp:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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