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Personal Loan in Jodhpur

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Jodhpur With Quick Approval

Jodhpur in Rajasthan is a city of historic importance. It is famous for its royal heritage and growing urban lifestyle. With growing expenses and evolving needs, many residents are now opting for Personal Loans to handle various situations requiring instant money. 

Hero FinCorp offers a Personal Loan in Jodhpur of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.

We Offer a Wide Range of Personal Loans

Find out the various loan types we offer to different borrowers according to their needs.

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Personal Loan for Doctors

Salaried or self-employed doctors can borrow a personal loan for doctors from Hero FinCorp if they require cash to cover their financial needs.

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Personal Loan for Travel

One of the financial products that can help cover your travel-related expenses is a personal loan for travel from HeroFinCorp.

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Personal Loan for Wedding

From venue bookings to gifts and invitations, a personal loan for weddings funds  various expenses, both planned and urgent.

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Personal Loan for Home Renovation

A  personal loan for home renovation can help you cover the repairing, painting, construction materials, and even labour costs.

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Personal Loan for Self-Employed

At Hero FinCorp, we offer unsecured personal loans for self-employed in which we lend you money on your creditworthiness.

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Personal Loan for Women

Whether salaried or self-employed, female borrowers can obtain a personal loan for women at attractive interest rates online.

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Personal Loan for Government Employees

If you’re working in the government sector, you can easily obtain a personal loan for government employees without collateral.

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Personal Loan for Education

Accomplish your desire to go one step higher with a personal loan for education in Jodhpur at attractive interest rates.

Features And Benefits of Hero Fincorp Personal Loan Jodhpur

Let’s look at the features and benefits that make Hero FinCorp Personal Loan a better funding option than other Personal Loan providers in Jodhpur.

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Flexible Repayment Tenure:

You can choose a repayment tenure of 12 to 36 months based on your expenses and monthly budget.

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Instant Approval:

Experience the convenience of quick loan approval with Hero Fincorp's streamlined processes to access the funds you need promptly and efficiently.

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High Loan Amount:

You can get an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp for various purposes.

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Attractive Interest Rates:

The Personal Loan interest rates at Hero FinCorp start from 1.58% per month or 19% per annum.

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Collateral-Free:

You do not need to provide any security or collateral to apply for a Personal Loan with Hero FinCorp.

Eligibility Criteria for Instant Personal Loan in Jodhpur

Anyone can apply for a Personal Loan in Jodhpur at Hero FinCorp if they meet our basic eligibility criteria. We evaluate your eligibility for a personal loan based on multiple factors like your age, income, credit score, employment, work experience, occupation, etc. We have set the following eligibility criteria to accept loan applications and evaluate your eligibility.

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

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Monthly Income

Applicant should at least earn a minimum amount of Rs 15,000 monthly

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Age

Applicant should be between 21-58 years

List of Documents Required to Apply for a Personal Loan in Jodhpur

At Hero FinCorp, the documentation requirements for a Personal Loan in Jodhpur are minimal. It is important to have the required documents for a personal loan ready to ensure a smooth application process. Here is the list of documents.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Job Continuity Proof
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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rate and Charges for Personal Loan in Jodhpur

At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation
  1. Online loan app does not charge any cancellation charges

  2. Interest amount paid is non-refundable

  3. Processing charges are also non-refundable

 

No Other Hidden Charges
 

How to Apply For a Personal Loan in Jodhpur?

Those who fulfil our eligibility and documentation requirements must follow these steps to apply for a personal loan at Hero FinCorp:

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

  • 02

    Go to the Personal Loan page and click ‘apply now

  • 03

    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details to check income eligibility

  • 06

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Among Jodhpur's top Personal Loan providers, we offer the best interest rates to loan applicants. The interest rate for each applicant is determined by factors like income, DTI ratio, repayment capacity, credit score, etc.
Hero FinCorp provides the finest instant cash loan in Jodhpur. We offer generous loan amounts, competitive interest rates, and flexible repayment terms. 100% digital loan procedures, minimal processing charges, and excellent customer service are among the benefits for applicants.
The EMI amount you pay for a Personal Loan depends on your loan amount, interest rate, and repayment term. You can use a Personal Loan EMI calculator to choose a loan term with affordable EMIs.
You need minimal documentation when you apply online with Hero FinCorp. Also, you get approval in less than 10 minutes.
You can use a Personal Loan EMI calculator online to know your EMI amount. You just need the loan amount, tenure and interest rate.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.