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Personal Loan
in Jodhpur

  • Loan up to ₹5 Lakh
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in jodhpur

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Get Personal Loan in Jodhpur With Quick Approval

Jodhpur, also known as the Sun City and the Blue City, is the second largest city in Rajasthan at a distance of around 250 km from the Pakistan border. Divided into old and new city, it is a major rail and road junction serving as a trade centre for wool, hides, salt, cattle, and agricultural crops. The city has railway and engineering workshops and several factories manufacturing bicycles, polo equipment, ink, iron and brass utensils and cotton textiles. The city is also famous for ivory goods, cutlery, glass bangles, dyed clothes, leather products, lacquer work, carpets, and marble stonework.

Besides these, tourism is a major contributor to the city’s economy. Some popular city attractions include Jaswant Thada, Rai ka Bag Palace, Mehrangarh Fort, Umed Garden, Umaid Bhavan Palace, Sardar Samand Lake, Kunj Bihari Temple, Udai Mandir, and many others. If you are looking for a Personal Loan in Jodhpur, you can find the best loan offer at Hero FinCorp.

We Offer a Wide Range of Personal Loans!

Find out the various loan types we offer to different borrowers according to their needs.

Personal Loan EMI Calculator


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 3,00,000

Interest Rate

11 %

Min 11% p.a

Max 35% p.a.

Select Loan Repay Duration

12 Months

Min 6 Months

36 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero Fincorp Personal Loan Jodhpur

Let’s look at the features and benefits that make Hero FinCorp Personal Loan a better funding option than other Personal Loan providers in Jodhpur.

High Loan Amount:

If you are facing a cash crunch and looking for Personal Loan finance in Jodhpur, Hero FinCorp offers you an instant Personal Loan of up to Rs 5 Lakh. Since these loans have no end-use restrictions, you can use the loan amount for any purpose and cover your intended expenses.

Attractive Interest Rates:

At Hero FinCorp, get a Personal Loan of up to Rs 5 Lakh at attractive interest rates. Check your eligibility, improve your credit score, and reduce your DTI ratio to get the lowest Personal Loan interest rate in Jodhpur.

Collateral-Free:

Apply for a Hero FinCorp Personal Loan in Jodhpur online and get instant finance up to ₹ 5 Lakh with quick disbursal without any collateral, guarantor, or security. No collateral requirement makes our loan processing extremely easy and fast for all.

Flexible Repayment Tenure:

Personal loans in Jodhpur have low interest rates, and their flexible tenures range from 6 to 36 months months. Use personal loan EMI calculator to choose a loan term with budget-friendly EMIs and make your repayment easily manageable.

Instant Approval:

Get an instant Personal Loan in Jodhpur at Hero FinCorp and enjoy the convenience of easy EMIs, instant approval, zero paperwork, and quick processing to get the funds when you need them the most. Apply online for instant approval and fast disbursal.

Eligibility Criteria for Instant Personal Loan in Jodhpur

Anyone can apply for a Personal Loan in Jodhpur at Hero FinCorp if they meet our basic eligibility criteria. We evaluate your eligibility for a personal loan is based on multiple factors like your age, income, credit score, employment, work experience, occupation, etc. We have set the following eligibility criteria to accept loan applications and evaluate your eligibility.

Documents Required to Apply for a Personal Loan in Jodhpur

If you fulfil our eligibility requirements, evaluate your loan requirement and fill out an online application form to submit your loan request. You must provide a few necessary details in the application form, including your identity, contact, employment, and financial information. To confirm these details, we will require a few mandatory documents for personal loan to verify your identity, residence, and income. Aiming to keep the application procedure digital and seamless for our customers, we do not ask you to visit our branch office to submit these documents. We accept scanned copies of these papers uploaded through our website or app.

Since salaried and self-employed individuals have different sources and frequencies of income, we ask for different documents from them. Take a look below and prepare the necessary documents before applying.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Jodhpur

Interest rate is the major factor affecting the loan cost, EMI amount, and total outgo. How do we determine your Personal Loan interest rate? Here are a few parameters we look into while evaluating your loan application:

  • Income
  • DTI ratio
  • Credit history
  • Credit utilisation rate
  • Age
  • Employment
Fees & Charges Amount Chargeable
Interest Rate Starting from 1.58% per month or 19% to 30% per annum
Loan Amount ₹50,000 to ₹5 Lakh
Loan Processing Charges Minimum Processing fee is 2.5%+ GST
Interest on Overdue EMIs 1-2% of the loan/EMI Overdue Amount Per Month
Foreclosure Charges 5% + GST
Bounce Charges 350/-
Loan Cancellation 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable
No Other Hidden Charges

How to Apply For a Personal Loan in Jodhpur?

Those who fulfil our eligibility and documentation requirements must follow these steps to apply for a Personal Loan at Hero FinCorp:

  1. Visit our Personal Loan page and click on the ‘Apply Now button.
  2. Enter your identity, contact, and financial details to complete an online application form.
  3. Scan and upload soft copies of the necessary documents to support the details you provided in the application form.
  4. Wait for us to verify your details and documents and determine your loan eligibility, interest rate, and repayment term.
  5. Review the loan offer you receive via email and accept it to initiate the disbursal process.

After accepting the loan offer, you can get disbursal within a few hours. For more information, talk to our expert customer representatives.

Frequently Asked Questions

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