Flexible Repayment Tenure:
You can choose a repayment tenure of 12 to 36 months based on your expenses and monthly budget.
Personal Loan in Jodhpur
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Jodhpur With Quick Approval
Jodhpur in Rajasthan is a city of historic importance. It is famous for its royal heritage and growing urban lifestyle. With growing expenses and evolving needs, many residents are now opting for Personal Loans to handle various situations requiring instant money.
Hero FinCorp offers a Personal Loan in Jodhpur of up to Rs 5,00,000 with approval in less than ten minutes. The loan comes with competitive interest rates and flexible tenures for repayment. So, if you have a minimum monthly income of Rs 15,000, you can apply online quite effortlessly. It's a hassle-free method of obtaining funds.
Features And Benefits of Hero Fincorp Personal Loan Jodhpur
Let’s look at the features and benefits that make Hero FinCorp Personal Loan a better funding option than other Personal Loan providers in Jodhpur.
Instant Approval:
Experience the convenience of quick loan approval with Hero Fincorp's streamlined processes to access the funds you need promptly and efficiently.
High Loan Amount:
You can get an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp for various purposes.
Attractive Interest Rates:
The Personal Loan interest rates at Hero FinCorp start from 1.58% per month or 19% per annum.
Collateral-Free:
You do not need to provide any security or collateral to apply for a Personal Loan with Hero FinCorp.
Eligibility Criteria for Instant Personal Loan in Jodhpur
Anyone can apply for a Personal Loan in Jodhpur at Hero FinCorp if they meet our basic eligibility criteria. We evaluate your eligibility for a personal loan based on multiple factors like your age, income, credit score, employment, work experience, occupation, etc. We have set the following eligibility criteria to accept loan applications and evaluate your eligibility.
| Criteria | Requirement |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Jodhpur
At Hero FinCorp, the documentation requirements for a Personal Loan in Jodhpur are minimal. It is important to have the required documents for a personal loan ready to ensure a smooth application process. Here is the list of documents.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Job Continuity Proof
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rate and Charges for Personal Loan in Jodhpur
At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation |
|
No Other Hidden Charges
How to Apply For a Personal Loan in Jodhpur?
Those who fulfil our eligibility and documentation requirements must follow these steps to apply for a personal loan at Hero FinCorp:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the Personal Loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
What Our Clients Say About Us
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Frequently Asked Questions (FAQs)
You need minimal documentation when you apply online with Hero FinCorp. Also, you get approval in less than 10 minutes.
You can use a Personal Loan EMI calculator online to know your EMI amount. You just need the loan amount, tenure and interest rate.
Hero FinCorp provides the finest instant cash loan in Jodhpur. We offer generous loan amounts, competitive interest rates, and flexible repayment terms. 100% digital loan procedures, minimal processing charges, and excellent customer service are among the benefits for applicants.
The EMI amount you pay for a Personal Loan depends on your loan amount, interest rate, and repayment term. You can use a Personal Loan EMI calculator to choose a loan term with affordable EMIs.
Among Jodhpur's top Personal Loan providers, we offer the best interest rates to loan applicants. The interest rate for each applicant is determined by factors like income, DTI ratio, repayment capacity, credit score, etc.