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Jalandhar is a city in Punjab lying alongside the Grand Trunk Road and is well-connected with road and rail networks. It is the third-most-populous city in the state and the biggest in the Doaba region. Jalandhar is primarily noted for sports goods manufacturing. The leather industry significantly contributes to the city's economy and is majorly famous for leather goods, bags, furniture, leather footwear, etc. The Indian government has selected Jalandhar to participate in the second phase of the Smart City Project, marking a significant shift in the city's development. Major attractions in Jalandhar include Devi Talab Mandir, Rangla Punjab Haveli, Pushpa Gujral Science City, Jang-e-Azadi Memorial, and Wonderland Theme Park.
Are you seeking a Personal Loan in Jalandhar for any planned or emergency expenses? Apply for one at Hero FinCorp to get the best loan offer according to your eligibility. Our Personal Loans come at competitive interest rates, flexible repayment terms, and easy EMIs to cover all needs without any end-use restrictions.
Personal Loan for Self-employed professionals can apply for a Personal Loan for self employed at Hero FinCorp, though their eligibility and documentation requirements vary from salaried applicants.
Personal Loan for Women professionals looking for instant funds for any need can apply for a Personal Loan for women at Hero FinCorp.
Personal Loan for Due to their job stability, loan for government employees are our preferred candidates for Personal Loans.
Personal Loan for Planning to advance your career with higher education? Get a Personal Loan for education.
Personal Loan for We offer personal loan for doctors for medical professionals to help them improve their practice or upgrade their lifestyle.
Personal Loan for Travelling abroad for business, vacation loan, family, or research? Finance the trip with a Personal Loan.
Personal Loan for Renovate, extend, repair, or improve your home with a Personal Loan at competitive interest rates.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Know its features and benefits before applying for a Personal Loan in Jalandhar with Hero FinCorp. Here are they:
An ample loan of up to Rs 5 Lakh can cover various planned and unplanned expenses. We put no end-use restrictions on loan usage, allowing you to use our instant Personal Loan in Jalandhar the way you want.
The attractive Personal Loan interest rate in Jalandhar is the most sought-after feature of Hero FinCorp instant loans. Instead of offering the same rates to everyone, we conduct thorough research and verification to determine your eligibility and offer you a reasonable interest rate.
When you apply for an instant cash loan in Jalandhar at Hero FinCorp, you don't need to secure it with collateral free personal loans, guarantor, or security. We check your credit history to determine your credibility and approve the loan.
At Hero FinCorp, we don't force our customers to repay the loan amount quickly. We give them up to 60 months to repay the loan at their convenience. Personal loan EMI calculator is a great tool to help you make the right decision.
No collateral requirement, no branch visits, and zero paperwork accelerate application and approval processes, allowing us to approve loan applications almost instantly.
At Hero FinCorp, we provide Personal Loan finance in Jalandhar to both salaried and self-employed individuals. If you plan to apply for one, go through our eligibility conditions to ensure you qualify. Let's look at the Personal Loan eligibility criteria at Hero FinCorp.
Age You should be more than 21 years of age at the time of loan application and be at most 58 years at the term end.
Citizenship At Hero FinCorp, we provide Personal Loans to Indian citizens only.
Work Experience We demand a work experience of at least two years for self-employed and six months for salaried individuals.
Monthly Salary You must have a minimum monthly income of Rs 15,000 to qualify for a Personal Loan at Hero FinCorp.
We are one of the only few Personal Loan providers in Jalandhar offering instant cash loans to both salaried and self-employed individuals. Since both types of applicants have different income proofs, their documentation requirements vary based on their profession. So, carefully review these requirements and ensure you prepare them before applying. Don't worry; you don't need to visit our branch office to submit these documents in hard copies. We accept scanned copies of these documents uploaded through our website.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest rate is the most crucial factor affecting loan application and affordability. While we offer the most competitive Personal Loan interest rate in Jalandhar, it may vary based on the following factors:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | 25% p.a. |
| Loan Amount | ₹50,000 to ₹3 Lakh |
| Loan Processing Charges | Minimum Processing fee is 2.5%+ GST |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Foreclosure Charges | 5% + GST |
| Bounce Charges | 350/- |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
| No Other Hidden Charges | |
Ready to apply for a Personal Loan in Jalandhar? Follow these steps to complete the process online:
The maximum loan amount available to borrow depends on the lender's policy. At Hero FinCorp, you can obtain up to Rs 3 Lakh Personal Loan in Jalandhar.
Comparing loan schemes, maintaining a high credit score, and reducing regular financial obligations are some ways to minimize the Personal Loan EMI amount.
Once we approve a Personal Loan application, we send you a loan offer with details like the approved loan amount, interest rate, and repayment tenure. You must review this offer and accept it to start loan processing. We take little time to disburse the loan directly into your bank account.
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