Personal Loan for Doctors
Healthcare professionals can get a personal loan for doctors for both personal and professional needs.
Kannur is a beautiful city in Kerala. It has a great past and a happy present. It is famous for its beaches, forts, temples, and scrumptious Malabar food. A unique blend of nature and heritage, Kannur is a good place to live and travel to. The city is undergoing good development, with improved roads and communications, which is making it easier for people to travel and do business here. The city has many small and medium industries that are engaged in furniture manufacturing, food processing, and shipbuilding. They provide regular employment to local people.
If you are a local resident requiring money to pay for wedding-related expenses, medical expenses, business needs or any other personal purpose, you can easily apply for an instant Personal Loan of up to Rs 5 Lakh from Hero FinCorp online. We will approve your loan within 10 minutes. We offer loans at competitive interest rates and flexible terms of up to 36 months to pay back the loan. Even if your income is Rs 15,000 per month, you can apply. It is an easy and reliable solution that can help you manage your expenses in a timely manner and pay back as per your capability.
At Hero FinCorp, we have a wide range of Personal Loans designed to your specific needs. So, whether you are salaried, self-employed or professional, you can find a loan that suits you.
Before applying for an instant Personal Loan in Kannur, knowing its features and benefits is important to understand what you are getting.
Before applying for an instant loan in Kannur, it is important to understand the eligibility requirements. At Hero FinCorp, the personal loan eligibility criteria are simple. Check out the details.
Documentation requirements are minimal for an instant loan at Hero FinCorp. Here are the personal loan documents required for salaried and self-employed applicants, including KYC, income proof, and employment details. The process is simple, ensuring quick verification and smooth disbursal with minimal paperwork.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Hero FinCorp offers a competitive personal loan interest rate based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
The Personal Loan application procedure at Hero FinCorp is completely digital and paperless. It is a simple 5-step process that makes funds available in minutes without hassle. Follow these steps to apply for an instant Personal Loan in Kannur from the comfort of your home:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application