Personal Loan in Jaipur

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Loan up to Rs 5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Jaipur With Quick Approval

Popularly known as the "Pink City of India," Rajasthan’s capital Jaipur is a sight to behold. A visit to Jaipur gives a glimpse of Rajputana royalty at its best. Jaipur is famous for industries such as ready-made clothing, luxury textiles, jewellery, and tourism, offering numerous career opportunities. Due to the influx of job seekers and business owners, there is a high demand for Personal Loans in Jaipur. The availability of top Personal Loan providers in Jaipur such as Hero FinCorp makes it easier for people to arrange funds, thanks to competitive interest rates, flexible repayment tenures, instant approval in 10 minutes, and a minimum monthly income requirement of just Rs 15,000.

We Offer a Wide Range of Personal Loans

At Hero FinCorp, we offer a wide range of instant loan options to choose from. Whether you are salaried, self-employed or a professional, there is something for everyone.

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Personal Loan for Doctors

Hero FinCorp provides instant personal loans for doctors with minimal documentation requirements.

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Personal Loan for Travel

Finding yourself short on cash to fend for your family’s travel aspiration? Pay the bills with a personal loan for travel and enjoy the trip.

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Personal Loan for Wedding

Get instant approval for a personal loan for wedding to cover last-minute expenses for your marriage preparations.

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Personal Loan for Home Renovation

Plan your home renovation without exhausting your savings with a personal loan for home renovation in Jaipur.

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Personal Loan for Self-Employed

Get an instant personal loan for self-employed individuals of up to Rs 5 Lakh with competitive interest rates and flexible tenures.

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Personal Loan for Women

Whether you are salaried or self-employed, you can get a personal loan for women for any planned or unplanned expenses.

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Personal Loan for Government Employees

Those in government jobs can get the personal loan for government employees with instant approval in 10 minutes.

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Personal Loan for Education

Aid your higher education with a personal loan of up to Rs 5 Lakh with flexible terms and competitive interest rates.

Features and Benefits of a Personal Loan in Jaipur

Personal loans can ease short-term financial challenges. Here are some key benefits of choosing Hero FinCorp for a Personal Loan in Jaipur:

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Multi-purpose Loan

You can use the loan for debt consolidation, wedding expenses, medical emergency, and other personal needs.

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Minimal Documentation

You only need to provide your KYC details and proof of income to apply for a Personal Loan online.

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Unsecured Loan

Our Personal Loans are unsecured, so you do not have to provide any security or collateral to apply for the loan. 

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Instant Approval

You can get a Personal Loan approval in 10 minutes when you apply on the Hero FinCorp website or loan app.

Eligibility Criteria for Instant Personal Loan in Jaipur

To apply for an instant loan in Jaipur with Hero FinCorp, you must meet the following personal loan eligibility criteria:

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried applicants and 2 years for self-employed applicants.

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Monthly Income

You should have a minimum income of Rs 15,000 monthly.

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Age

You should be between 21 and 58 years.

Documents Required to Apply for a Personal Loan in Jaipur

Unlike unorganised Personal Loan providers in Jaipur, we do not require in-person visits for documentation or formalities. At Hero FinCorp, we offer a 100% digital loan process that can be completed from the comfort of your home. However, understanding and preparing the Personal Loan documents in advance is crucial for a smooth application. The required documents vary based on your employment status—whether you are salaried or self-employed. Here's what you need to keep ready depending on your borrower profile.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates and Charges on Personal Loans in Jaipur

Knowing all the fees and charges involved in a Personal Loan plan is essential, as it helps you plan your budget and avoid any financial strain. At Hero FinCorp, the personal loan interest rate in Jaipur ranges from 19% to 30% per annum, depending on your eligibility. Additionally, you should be aware of other applicable charges during the loan tenure, such as processing fees, prepayment charges, and late payment penalties.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Jaipur?

Want to save yourself from the stringent loan application process? To receive a hassle-free Personal Loan in Jaipur, visit Hero FinCorp and follow the steps outlined below.

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the personal loan page and click ‘apply now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility 

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Before applying for a Personal Loan in Jaipur with Hero FinCorp, consider your credit score, income, existing liabilities, employer’s reputation, and monthly debt obligations to ensure smooth processing.
If you want to apply for a Personal Loan in Jaipur with Hero FinCorp, you must have a monthly income of at least Rs 15,000.
You can opt for a Personal Loan in Jaipur in the event of a medical emergency, debt consolidation, meeting your big fat wedding expenses, vacation spending, or any other expenses.
If you apply for a Personal Loan in Jaipur with Hero FinCorp, you can choose a repayment period between 12 and 36 months.
Personal loan interest rates vary based on your credit profile and loan eligibility criteria. The minimum rate on a Personal Loan at Hero FinCorp starts at 19% per annum or 1.58% monthly.
Your credit score may have the largest impact on the interest rate of any loan. The higher your credit score, the lower your interest rates on a loan.
Your application for a loan on the Hero FinCorp loan app takes less than 10 minutes to get approved once you apply online.
Yes, you can apply for an instant Personal Loan online on the Hero FinCorp loan app. If you meet eligibility criteria, you could have your loan approved in 10 minutes.
The Hero FinCorp loan app can help you get cash loans in 10 minutes if you meet the loan eligibility criteria and apply online.
With Hero FinCorp, you can apply for up to Rs 5 Lakh and get approval in 10 minutes or less.
No, instant Personal Loans are unsecured funds that you can avail based on your credit profile. So, there is no collateral needed.
To be eligible, you must be an Indian citizen between the ages of 21 and 58 years. The minimum income requirement is of Rs 15,000 per month. For people who are salaried, you need to show work experience of 6 months. For those who are self-employed, you need to show work experience of 2 years.