Multi-purpose Loan
You can use the loan for debt consolidation, wedding expenses, medical emergency, and other personal needs.
Popularly known as the Pink City of India, Jaipur blends rich heritage with a fast-growing urban lifestyle. This city of Rajasthan is home to thriving industries such as tourism, jewellery, textiles, retail and small businesses, drawing professionals, entrepreneurs and families alike. With this growth comes rising expenses linked to personal expenses like healthcare, housing and lifestyle needs.
Arranging money at short notice can be stressful, especially when traditional borrowing involves delays and paperwork. This is where a Personal Loan in Jaipur becomes a preferred solution. Hero FinCorp offers reliable loan solutions with a fully digital journey. You can apply online for up to Rs 5 Lakh and get support through a smooth loan approval process, making it easier to manage urgent or planned expenses without financial strain.
You can get an instant Personal Loan approval, usually within 10 minutes, when you apply online.
Personal loans can ease short-term financial challenges. Here are some key benefits of choosing Hero FinCorp for a Personal Loan in Jaipur:
To apply for an instant Personal Loan in Jaipur with Hero FinCorp, you must meet the following eligibility criteria:
| Criteria | Requirement |
|---|---|
| Age | You should be between 21 and 58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried applicants and 2 years for self-employed applicants. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
There are no physical documents required for a Personal Loan application. You only need to provide basic KYC documents, including your PAN number and Aadhaar number. These details are used for identity and address verification during the Personal Loan application process, ensuring a paperless borrowing experience.
Understanding interest rates and other costs helps you plan repayments better and avoid surprises. At Hero FinCorp, the Personal Loan interest rate starts from 19% per annum. All charges for a Personal Loan are communicated clearly before you get the loan approval
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
The process to apply online and get funds is simple and fully digital. You can apply for a Personal Loan by following these steps.

Visit the Hero FinCorp website or install the personal loan app
Go to the instant Personal Loan online page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
A Personal Loan can help address both planned and unexpected financial requirements. You can use a Personal Loan for: