High Loan Amount
Hero FinCorp offers Personal Loans up to Rs 5 lakh for financial peace.
Personal Loan EMI Calculator
Get a Personal Loan in Bhadrak Up to 5 Lakh
Bellary is a city in Karnataka with many different things to see and do. It has a strong history, with some old buildings and landmarks. It is also known as a city with many steel factories. Some beautiful natural places to explore, like the Sandur Hills.
Besides being a cultural city in Karnataka, Bellary has a different mix of individuals who may face financial crunch and need instant funds. Hero FinCorp offers a variety of Personal Loans in Bellary for every need. With minimum paperwork and flexible repayment tenure, we are your trusted Personal Loan provider in Bellary.
Features and Benefits of Personal Loan in Bhadrak
At Hero FinCorp, we provide Personal Loan in Bhadrak specifically designed to assist you in dealing with unexpected financial difficulties. We offer:
Attractive Interest Rate
At Hero FinCorp, we offer tailored loans with affordable rates based on income.
Collateral-Free
Hero FinCorp's collateral-free loans provide financial support without risking your assets.
Flexible Repayment Tenure
Hero FinCorp offers flexible repayment options, allowing easy management of monthly payments.
Instant Approval
Hero FinCorp offers quick instant cash loans up to Rs 5 Lakh in Bhadrak.
Eligibility Criteria for Instant Personal Loans in Bhadrak
If you are applying for a Personal Loan in Bhadrak with Hero FinCorp, ensure you meet the personal loan eligibility criteria:
| Criteria | Description |
|---|---|
| Age | Your age should be between 21 and 58 years. |
| Citizenship | You must be a citizen of India. |
| Work Experience | Salaried individuals must have at least 6 months of work experience, and business owners need at least 2 years. |
| Monthly Salary | Having a monthly income of at least Rs 15,000 is required. |
Documents Required to Apply for a Personal Loan in Bhadrak
Getting an Instant Personal Loan in Bhadrak from Hero FinCorp in Bhadrak is easy! We value a hassle-free process, so we have kept the necessary documents to a minimum. Here is what you will need Documents Required for Personal Loan.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Bhadrak
Hero FinCorp is dedicated to providing loans in Bhadrak with transparent and competitive rates and charges. Let’s quickly examine what you get when you choose to trust us, including Interest Rates on Personal Loans.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Bhadrak?
If you are looking for a Personal Loan in Bhadrak, Hero FinCorp can be a great option. All you have to do is:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Yes, processing fees range between 2.5% and 3.5% of the loan amount.
Missing an EMI payment for your Bhadrak Personal Loan can result in penalties and negatively impact your credit score.
Your credit score significantly influences your Personal Loan application's approval and interest rate in Bhadrak. A credit score of 750+ can help you get a low interest rate while a poor credit score can lead to a higher interest rate or even loan application rejection.
Yes, why not? Hero FinCorp offers Personal Loans without requiring a guarantor, depending on your creditworthiness.
You can change the repayment mode for your Personal Loan in Bhadrak. For more information, contact Hero FinCorp customer support.