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Personal Loan in Bhadrak

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Bhadrak Up to 5 Lakh

Bellary is a city in Karnataka with many different things to see and do. It has a strong history, with some old buildings and landmarks. It is also known as a city with many steel factories. Some beautiful natural places to explore, like the Sandur Hills.

Besides being a cultural city in Karnataka, Bellary has a different mix of individuals who may face financial crunch and need instant funds. Hero FinCorp offers a variety of Personal Loans in Bellary for every need. With minimum paperwork and flexible repayment tenure, we are your trusted Personal Loan provider in Bellary.

We Offer a Wide Range of Personal Loans!

Hero FinCorp offers a wide range of Personal Loan options to empower you. Here's how we can support your journey:

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Personal Loan for Self-Employed

Our Personal Loan for Self-Employed helps businesses tackle unforeseen expenses and grow.

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Personal Loan for Women

Our Personal Loan for Women addresses unique needs, empowering financial independence.

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Personal Loan for Government Employees

Our Personal Loan for government employees offers lower rates and easy application.

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Personal Loan for Education

Fund your higher education with our tailored Personal Loans for Education.

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Personal Loans for Doctors

Doctors in Bhadrak can access Personal Loans for personal and professional needs.

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Personal Loan for Travel

Achieve your travel goals with our easy Personal Loans for travel.

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Personal Loan for Wedding

Cover unexpected wedding costs stress-free with our Personal Loan for weddings.

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Personal Loan for Home Renovation

Hero FinCorp offers Personal Loans for home renovations to transform your space.

Features and Benefits of Personal Loan in Bhadrak

At Hero FinCorp, we provide Personal Loan in Bhadrak specifically designed to assist you in dealing with unexpected financial difficulties. We offer:

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High Loan Amount

Hero FinCorp offers Personal Loans up to Rs 5 lakh for financial peace.

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Attractive Interest Rate

At Hero FinCorp, we offer tailored loans with affordable rates based on income.

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Collateral-Free

Hero FinCorp's collateral-free loans provide financial support without risking your assets.

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Flexible Repayment Tenure

Hero FinCorp offers flexible repayment options, allowing easy management of monthly payments.

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Instant Approval

Hero FinCorp offers quick instant cash loans up to Rs 5 Lakh in Bhadrak.

Eligibility Criteria for Instant Personal Loans in Bhadrak

If you are applying for a Personal Loan in Bhadrak with Hero FinCorp, ensure you meet the personal loan eligibility criteria:

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Age

Your age should be between 21 and 58 years.

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Citizenship

You must be a citizen of India.

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Work Experience

Salaried individuals must have at least 6 months of work experience, and business owners need at least 2 years.

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Monthly Income

Having a monthly income of at least Rs 15,000 is required.

Documents Required to Apply for a Personal Loan in Bhadrak

Getting an Instant Personal Loan in Bhadrak from Hero FinCorp in Bhadrak is easy! We value a hassle-free process, so we have kept the necessary documents to a minimum. Here is what you will need Documents Required for Personal Loan.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Bhadrak

Hero FinCorp is dedicated to providing loans in Bhadrak with transparent and competitive rates and charges. Let’s quickly examine what you get when you choose to trust us, including Interest Rates on Personal Loans.

Interest Rate

Starting from 1.58%* per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Bhadrak?

If you are looking for a Personal Loan in Bhadrak, Hero FinCorp can be a great option. All you have to do is:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Yes, processing fees range between 2.5% and 3.5% of the loan amount.
Missing an EMI payment for your Bhadrak Personal Loan can result in penalties and negatively impact your credit score.
Your credit score significantly influences your Personal Loan application's approval and interest rate in Bhadrak. A credit score of 750+ can help you get a low interest rate while a poor credit score can lead to a higher interest rate or even loan application rejection.
Yes, why not? Hero FinCorp offers Personal Loans without requiring a guarantor, depending on your creditworthiness.
You can change the repayment mode for your Personal Loan in Bhadrak. For more information, contact Hero FinCorp customer support.