Personal Loan for Self-Employed
A personal loan for self-employed of up to rs 5 lakh provides financial flexibility to self-employed individuals.
Personal Loan in Bilaspur
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Bilaspur With Quick Approval
Bilaspur is one of the fastest-growing cities of Chhattisgarh. It is famous for its culture, heritage, educational institutions and industries. With rising living expenses, local people are now availing Personal Loans to fund their pre-planned and unexpected expenses. Hero FinCorp provides Personal Loans in Bilaspur of up to Rs 5 Lakh at attractive interest rates and flexible tenures of 12 to 36 months. With a minimum income of Rs 15,000 per month, both salaried and professionals can apply online and receive approval within ten minutes.
We Offer a Wide Range of Personal Loans
Hero FinCorp stands as your trustworthy instant Personal Loan provider in Bilaspur, offering diverse loans to match your needs:
Personal Loan for Women
both salaried and self-employed females can get a personal loan for women at competitive rates and flexible repayment tenures
Personal Loan for Government Employees
Those in government jobs can get a personal loan for government employees for various purposes at attractive interest rates.
Personal Loan for Education
A personal loan for education can help you cover the costs of higher education and repay in monthly instalments.
Personal Loans for Doctors
Healthcare professionals can get a personal loan for doctors for various personal and professional needs.
Personal Loan for Travel
Fulfil your travel dreams with a personal loan for travel and explore the world, creating unforgettable memories without financial stress.
Personal Loan for Wedding
Make your special day extraordinary with a personal loan for wedding that covers all expenses, from venue to decorations.
Personal Loan for Home Renovation
A personal loan for home renovation can help you cover the costs of repairing, painting, construction materials, and even labour.
Features and Benefits of a Personal Loan in Bilaspur
Hero FinCorp Instant personal loan in Bilaspur offers a seamless financial journey:
Flexible Repayment Tenure
Align repayments with financial comfort using our flexible tenure.
Instant Approval
Experience swift approval for instant access to funds, eliminating waiting times and paperwork.
High Loan Amount
Access large sums instantly, empowering you to achieve your dreams with up to Rs 5 Lakh personal loans.
Attractive Interest Rate
Enjoy affordable monthly repayments with competitive rates, especially with a strong credit history.
Collateral Free
Simplify the application process by securing a loan without pledging collateral.
Eligibility Criteria for Instant Personal Loans in Bilaspur
Before applying for a personal loan in Bilaspur, make sure you meet the eligibility criteria. At Hero FinCorp, the personal loan eligibility criteria are easy to fulfil.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should be between 21-58 years
Age
Applicant should be between 21-58 years
List of Documents Required to Apply for a Personal Loan in Bilaspur
Do you want to apply for a Personal Loan in Bilaspur? Get your paperwork ready for a simple and quick process. The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Bilaspur
Discover affordable personal loan interest rates in Bilaspur, with annual rates starting from 19% per annum. You are not required to pay any additional fees over the amount you borrowed as principal. Check out our transparent pricing plan and learn more about the associated costs for a complete understanding.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Bilaspur?
Obtaining an instant personal loan online in Bilaspur is simple and fast with Hero FinCorp. Follow these steps for a smooth and efficient application process:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
At Hero FinCorp, the minimum income requirement to obtain a Personal Loan in Bilaspur is Rs 15,000 only.
You do not need many documents for a Personal Loan. You can apply online with Hero FinCorp using your KYC details and proof of income.
Personal loan interest rates vary based upon your credit profile and loan eligibility criteria. The minimum rate on a Personal Loan at Hero FinCorp starts at 19% per annum or 1.58% monthly.
You can avail of a maximum Personal Loan amount of up Rs 5,00,000 from Hero FinCorp.
The loan tenure may vary from lender to lender. At Hero FinCorp, Personal Loans in Bilaspur come with a repayment tenure of 12 to 36 months.
Some lenders may charge prepayment penalties. At Hero FinCorp, there is no penalty on prepayment. You can contact the customer care for terms and conditions.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.