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Cuddapah is a fast-developing city in Andhra Pradesh. It has several historical landmarks, mineral resources and growing industries. With growing expenses, people often seek extra money for various needs like home renovations, medical emergencies, or weddings on an urgent basis. In such situations, Personal Loans provide instant funds. We at Hero FinCorp provide Personal Loans in Cuddapah with attractive interest rates and flexible repayment periods (12 to 36 months). Whether you are salaried or self-employed, if you have an income of Rs 15,000 per month, we can approve your loan in 10 minutes if you apply online.
HeroFincorp offers a comprehensive range of Personal Loan products in Cuddapah to cater to diverse needs. Here's a breakdown of each:
Get up to Rs 5 Lakh to expand your business with a personal loan for self-employed with flexible terms and attractive rates.
Both salaried and self-employed female professionals can get a personal loan for women at competitive interest rates.
Our personal loans for government employees offer exclusive loan benefits for government employees.
Upgrade your qualifications with a personal loan for education and repay in equated monthly instalments (EMIs).
These are the ideal loans for doctors and medical professionals for their professional and personal financial needs.
Get a personal loan for travel and pay for all travel-related expenses like flights, hotels, and shopping.
Manage last-minute expenses with a personal loan for wedding, which covers everything, from decorations to dresses and venue.
These personal loans for home renovation are designed for individuals looking to renovate or upgrade their homes.
Before you apply for a personal loan in Cuddapah, you must check out the features and benefits of these loans.
Tailor your loan repayment according to your financial capabilities. You can have a loan tenure of 12-36 months.
Experience hassle-free loan processing with Hero FinCorp's instant approval feature.
Hero FinCorp offers loans of up to Rs 5 Lakh, allowing borrowers to meet diverse financial requirements.
This feature helps borrowers minimise the overall cost of borrowing, making the loan more affordable.
Hero FinCorp's Cuddapah Personal Loans are unsecured, meaning borrowers can access funds without collateral.
Let's explore the eligibility criteria for personal loan set by Hero Fin Corp for hassle-free processing:
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check out the essential personal loan documents to ensure a smooth application process. Here is the list of documents.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Embark on your financial journey with Hero FinCorp, offering competitive interest rates on personal loans starting from 19% per annum. This attractive rate ensures affordability and flexibility, making your dreams and aspirations easily accessible. Whether you're planning a wedding, education, travel, or home renovation, Hero FinCorp's personalised interest rates cater to diverse needs, providing a cost-effective solution. Experience a choice designed to make your Personal Loan experience with Hero FinCorp not just a financial choice but a smart one.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
To apply for a Personal Loan in Cuddapah, just follow these steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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