Personal Loan for Self-Employed
Entrepreneurs with a minimum monthly income of rs 15,000 can easily get a personal loan for self-employed for various purposes.
Personal Loan in Dharwad
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get a Personal Loan in Hisar With Quick Dharwad
Dharwad is a city in Karnataka that is known for its educational institutions, music and growing businesses. As the city develops, the cost of living is also rising. To manage planned and unplanned expenses, many people are now relying on Personal Loans that don’t require any collateral. We at Hero FinCorp offer Personal Loans in Dharwad at attractive interest rates and flexible repayment tenures ranging from 12 to 36 months. So, whether you are salaried or self-employed, if you earn Rs 15,000 per month and apply online, we can approve your loan in just 10 minutes.
We Offer a Wide Range of Personal Loans
Look no further than Hero FinCorp—a trustworthy financial partner for all your Personal Loan needs in Dharwad. Our Personal Loans in Dharwad are ideal to meet your unique needs:
Personal Loan for Women
Both salaried and self-employed professionals can get a personal loan for women at attractive interest rates and flexible repayment tenures.
Personal Loan for Government Employees
Those in government jobs can easily get a personal loan for government employees of up to Rs 5 Lakh online.
Personal Loan for Education
Easily finance education expenses like tuition fees with our personal Loan for education and repay through EMIs.
Personal Loans for Doctors
Medical professionals can get a personal loan for doctors for any personal and professional need with collateral.
Personal Loan for Travel
Use our personal loan for travel to fund your global adventures and create unforgettable memories.
Personal Loan for Wedding
Get our personal Loan for wedding to cover last-minute expenses for your special day, from dresses to photography.
Personal Loan for Home Renovation
Transform your home into a dream space by redesigning functional areas that reflect your unique style with a personal loan for home renovation.
Features and Benefits of Personal Loan in Dharwad
An instant personal loan in dharwad from hero fincorp takes you on a seamless financial journey. here are the key features and benefits:
High Loan Amount
Get Instant personal loans up to Rs 5 Lakh to achieve your goals.
Attractive Interest Rate
Benefit from affordable rates and flexible monthly payments with a strong credit history.
Collateral Free
Apply for an immediate cash loan in Dharwad without needing collateral.
Flexible Repayment Tenure
Our quick loans offer flexible repayment terms to help manage repayments easily.
Instant Approval
Get quick access to funds, eliminating long wait times and excessive paperwork.
Eligibility Criteria for Instant Personal Loans in Dharwad
To apply for a personal loan in dharwad, ensure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are simple and easy to fulfil.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Dharwad
When you need an instant cash loan in Dharwad, Hero FinCorp requires certain documents for fast approvals. Here are the required documents for a personal loan.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Dharwad
Explore attractive personal loan interest rates in Dharwad, starting at just 19% per annum. Say goodbye to unreasonable charges beyond your borrowed principal. Check out our transparent fee structure to gain a thorough understanding.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Dharwad?
Obtaining an instant personal loan in Dharwad is effortless with Hero FinCorp. Follow these simple steps for a smooth and efficient application process:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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If you are between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years), you can get the best Personal Loan offer from Hero FinCorp.
Typically, the processing time of a Personal Loan is fast. When you apply online with Hero FinCorp, you may get the approval in 10 minutes.
yes, personal loans are unsecured, so you do not need any security, guarantor or collateral to apply.
certainly, self-employed persons can easily obtain a personal loan in dharwad, as long as they meet the eligibility criteria and provide the supporting documents.
you can make your personal loan payments through equated monthly instalments (emis) via auto-debit, post-dated cheques or online payments.
you can apply for a personal loan if you meet the eligibility requirements in terms of age, work experience and monthly income.
you need minimal documentation when you apply online with Hero FinCorp. Also, you get approval in less than 10 minutes.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.