Personal Loan in Dharwad

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

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Get a Personal Loan in Hisar With Quick Dharwad

Dharwad is a city in Karnataka that is known for its educational institutions, music and growing businesses. As the city develops, the cost of living is also rising. To manage planned and unplanned expenses, many people are now relying on Personal Loans that don’t require any collateral. We at Hero FinCorp offer Personal Loans in Dharwad at attractive interest rates and flexible repayment tenures ranging from 12 to 36 months. So, whether you are salaried or self-employed, if you earn Rs 15,000 per month and apply online, we can approve your loan in just 10 minutes.

We Offer a Wide Range of Personal Loans

Look no further than Hero FinCorp—a trustworthy financial partner for all your Personal Loan needs in Dharwad. Our Personal Loans in Dharwad are ideal to meet your unique needs:

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Personal Loan for Self-Employed

Entrepreneurs with a minimum monthly income of rs 15,000 can easily get a personal loan for self-employed for various purposes.

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Personal Loan for Women

Both salaried and self-employed professionals can get a personal loan for women at attractive interest rates and flexible repayment tenures.

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Personal Loan for Government Employees

Those in government jobs can easily get a personal loan for government employees of up to Rs 5 Lakh online.

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Personal Loan for Education

Easily finance education expenses like tuition fees with our personal Loan for education and repay through EMIs.

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Personal Loans for Doctors

Medical professionals can get a personal loan for doctors for any personal and professional need with collateral.

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Personal Loan for Travel

Use our personal loan for travel to fund your global adventures and create unforgettable memories.

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Personal Loan for Wedding

Get our personal Loan for wedding to cover last-minute expenses for your special day, from dresses to photography.

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Personal Loan for Home Renovation

Transform your home into a dream space by redesigning functional areas that reflect your unique style with a personal loan for home renovation.

Features and Benefits of Personal Loan in Dharwad

An instant personal loan in dharwad from hero fincorp takes you on a seamless financial journey. here are the key features and benefits:

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High Loan Amount

Get Instant personal loans up to Rs 5 Lakh to achieve your goals.

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Attractive Interest Rate

Benefit from affordable rates and flexible monthly payments with a strong credit history.

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Collateral Free

Apply for an immediate cash loan in Dharwad without needing collateral.

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Flexible Repayment Tenure

Our quick loans offer flexible repayment terms to help manage repayments easily.

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Instant Approval

Get quick access to funds, eliminating long wait times and excessive paperwork.

Eligibility Criteria for Instant Personal Loans in Dharwad

To apply for a personal loan in dharwad, ensure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are simple and easy to fulfil.

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

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Monthly Income

Applicant should at least earn a minimum amount of Rs 15,000 monthly

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Age

Applicant should be between 21-58 years

List of Documents Required to Apply for a Personal Loan in Dharwad

When you need an instant cash loan in Dharwad, Hero FinCorp requires certain documents for fast approvals. Here are the required documents for a personal loan.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Dharwad

Explore attractive personal loan interest rates in Dharwad, starting at just 19% per annum. Say goodbye to unreasonable charges beyond your borrowed principal. Check out our transparent fee structure to gain a thorough understanding.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Dharwad?

Obtaining an instant personal loan in Dharwad is effortless with Hero FinCorp. Follow these simple steps for a smooth and efficient application process:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions

If you are between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years), you can get the best Personal Loan offer from Hero FinCorp.
Typically, the processing time of a Personal Loan is fast. When you apply online with Hero FinCorp, you may get the approval in 10 minutes.
yes, personal loans are unsecured, so you do not need any security, guarantor or collateral to apply.
certainly, self-employed persons can easily obtain a personal loan in dharwad, as long as they meet the eligibility criteria and provide the supporting documents.
you can make your personal loan payments through equated monthly instalments (emis) via auto-debit, post-dated cheques or online payments.
you can apply for a personal loan if you meet the eligibility requirements in terms of age, work experience and monthly income.
you need minimal documentation when you apply online with Hero FinCorp. Also, you get approval in less than 10 minutes.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.