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Personal Loan in Dharwad

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get a Personal Loan in Hisar With Quick Dharwad

Dharwad is a city in Karnataka that is known for its educational institutions, music and growing businesses. As the city develops, the cost of living is also rising. To manage planned and unplanned expenses, many people are now relying on Personal Loans that don’t require any collateral. We at Hero FinCorp offer Personal Loans in Dharwad at attractive interest rates and flexible repayment tenures ranging from 12 to 36 months. So, whether you are salaried or self-employed, if you earn Rs 15,000 per month and apply online, we can approve your loan in just 10 minutes.

Features and Benefits of Personal Loan in Dharwad

An instant personal loan in dharwad from hero fincorp takes you on a seamless financial journey. here are the key features and benefits:

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High Loan Amount

Get Instant personal loans up to Rs 5 Lakh to achieve your goals.

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Attractive Interest Rate

Benefit from affordable rates and flexible monthly payments with a strong credit history.

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Collateral Free

Apply for an immediate cash loan in Dharwad without needing collateral.

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Flexible Repayment Tenure

Our quick loans offer flexible repayment terms to help manage repayments easily.

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Instant Approval

Get quick access to funds, eliminating long wait times and excessive paperwork.

Eligibility Criteria for Instant Personal Loans in Dharwad

To apply for a personal loan in dharwad, ensure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are simple and easy to fulfil.

CriteriaDescription
AgeApplicant should be between 21-58 years
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly SalaryApplicant should at least earn a minimum amount of Rs 15,000 monthly

List of Documents Required to Apply for a Personal Loan in Dharwad

When you need an instant cash loan in Dharwad, Hero FinCorp requires certain documents for fast approvals. Here are the required documents for a personal loan.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Dharwad

Explore attractive personal loan interest rates in Dharwad, starting at just 19% per annum. Say goodbye to unreasonable charges beyond your borrowed principal. Check out our transparent fee structure to gain a thorough understanding.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Dharwad?

Obtaining an instant personal loan in Dharwad is effortless with Hero FinCorp. Follow these simple steps for a smooth and efficient application process:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions

If you are between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years), you can get the best Personal Loan offer from Hero FinCorp.
Typically, the processing time of a Personal Loan is fast. When you apply online with Hero FinCorp, you may get the approval in 10 minutes.
yes, personal loans are unsecured, so you do not need any security, guarantor or collateral to apply.
certainly, self-employed persons can easily obtain a personal loan in dharwad, as long as they meet the eligibility criteria and provide the supporting documents.
you can make your personal loan payments through equated monthly instalments (emis) via auto-debit, post-dated cheques or online payments.
you can apply for a personal loan if you meet the eligibility requirements in terms of age, work experience and monthly income.
you need minimal documentation when you apply online with Hero FinCorp. Also, you get approval in less than 10 minutes.