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Dharwad is a city in Karnataka that is known for its educational institutions, music and growing businesses. As the city develops, the cost of living is also rising. To manage planned and unplanned expenses, many people are now relying on Personal Loans that don’t require any collateral. We at Hero FinCorp offer Personal Loans in Dharwad at attractive interest rates and flexible repayment tenures ranging from 12 to 36 months. So, whether you are salaried or self-employed, if you earn Rs 15,000 per month and apply online, we can approve your loan in just 10 minutes.
Look no further than Hero FinCorp—a trustworthy financial partner for all your Personal Loan needs in Dharwad. Our Personal Loans in Dharwad are ideal to meet your unique needs:
Entrepreneurs with a minimum monthly income of rs 15,000 can easily get a personal loan for self-employed for various purposes.
Both salaried and self-employed professionals can get a personal loan for women at attractive interest rates and flexible repayment tenures.
Those in government jobs can easily get a personal loan for government employees of up to Rs 5 Lakh online.
Easily finance education expenses like tuition fees with our personal Loan for education and repay through EMIs.
Medical professionals can get a personal loan for doctors for any personal and professional need with collateral.
Use our personal loan for travel to fund your global adventures and create unforgettable memories.
Get our personal Loan for wedding to cover last-minute expenses for your special day, from dresses to photography.
Transform your home into a dream space by redesigning functional areas that reflect your unique style with a personal loan for home renovation.
An instant personal loan in dharwad from hero fincorp takes you on a seamless financial journey. here are the key features and benefits:
Get Instant personal loans up to Rs 5 Lakh to achieve your goals.
Benefit from affordable rates and flexible monthly payments with a strong credit history.
Apply for an immediate cash loan in Dharwad without needing collateral.
Our quick loans offer flexible repayment terms to help manage repayments easily.
Get quick access to funds, eliminating long wait times and excessive paperwork.
To apply for a personal loan in dharwad, ensure you meet the eligibility requirements. at hero fincorp, the personal loan eligibility criteria are simple and easy to fulfil.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Applicant should be between 21-58 years
When you need an instant cash loan in Dharwad, Hero FinCorp requires certain documents for fast approvals. Here are the required documents for a personal loan.
Driving Licence, Passport, PAN Card, Aadhaar card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Explore attractive personal loan interest rates in Dharwad, starting at just 19% per annum. Say goodbye to unreasonable charges beyond your borrowed principal. Check out our transparent fee structure to gain a thorough understanding.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Obtaining an instant personal loan in Dharwad is effortless with Hero FinCorp. Follow these simple steps for a smooth and efficient application process:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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