Personal Loan EMI Calculator
Bhuj is a culturally vibrant city of Gujarat. It is famous for its historical forts, handicrafts and lively markets. Due to increasing living expenses, people in the city are now increasingly taking Personal Loans to fulfil their needs, be it for medical reasons, higher studies or travelling. Hero FinCorp provides Personal Lans in Bhuj of up to Rs 5 Lakh with attractive interest rates and repayment periods of up to 36 months. With a monthly income of just Rs 15,000, both salaried and self-employed people can apply online and get approval in 10 minutes.
At Hero FinCorp, we offer a wide range of instant Personal Loans online.
A personal loan for self-employed can help entrepreneurs manage urgent personal or business-related expenses with ease.
Whether salaried or self-employed, female borrowers can obtain a personal loan for women at attractive interest rates online.
If you are working in the government sector, you can easily obtain a personal loan for government employees without collateral.
A personal loan for education requires no collateral, guarantor, or security to finance your higher education.
Specialised personal loans for doctors to manage personal or professional financial needs.
Get an instant personal loan for travel to cover your trip expenses and repay in a tenure of up to 36 months.
Get a personal loan for wedding of up to Rs 5 Lakh and handle all related expenses without hassle.
A personal loan for home renovation can help you cover the repairing, painting, construction materials, and even labour costs.
We understand financial challenges can be stressful. Hero FinCorp’s personal loan in Bhuj helps ease your worries with key benefits:
You do not need to pledge any collateral or security to avail the loan.
You can choose a loan repayment tenure of 12 to 36 months.
You can get instant loan approval when you apply online.
You can get a loan of up to Rs 5 Lakh online.
Our Personal Loan interest rates start from 1.58% per month.
Hero FinCorp offers Personal Loans in Bhuj, but you must meet specific personal loan eligibility criteria to increase your chances of being approved for the loan.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
Applying for a Personal Loan in Bhuj at Hero FinCorp only requires a few documents, including identity, address, proof of income, etc. However, the requirements may vary for salaried and self-employed individuals, so it is important to gather the correct documents and review the personal loan documentation requirements carefully.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Hero FinCorp offers personal loans in Bhuj with reasonable interest rates starting from 19% p.a. For more details, please check out the overview of our personal loan interest rates and other charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Hero FinCorp offers quick approval for personal loans in Bhuj. If you want an instant loan of up to Rs 5 Lakh, you can install the Hero FinCorp app and apply online. It is a convenient opportunity for those who need a Personal Loan instantly. However, if you want a loan of up to Rs 5 Lakh, apply on the website.
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Personal Loan
Funding Your Child’s Wedding or Education Without Touching Retirement Funds28 Aug, 2025
Personal Loan
Rejected Once? Here’s How I Got My Personal Loan Approved On The Second Try27 Aug, 2025
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.