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Get a Personal Loan in Varanasi Up to 5 Lakh
Varanasi is not just about spirituality; it's a place of vibrant culture and bustling markets. A visit to the narrow lanes of the Old City will reveal a world of exquisite silk sarees, handcrafted jewellery, and delectable street food.
For a serene escape, take a boat ride on the Ganges during sunrise or sunset and witness the magical interplay of colours and reflections on the holy river.
If you plan to explore Varanasi's charm or have a special event in this ancient city, consider the convenience of securing an instant Personal Loan in Varanasi. It can help make your trip or occasion even more memorable. Apply today and experience the beauty and spirituality of Varanasi.
Features and Benefits of Personal Loan in Varanasi
Obtaining a hassle-free Personal Loan with Hero FinCorp in Varanasi is easier than ever. Benefit from competitive interest rates, flexible repayment options, and quick approval for your diverse financial needs.
Attractive Interest Rate
Enjoy competitive rates for affordable EMIs and lower overall borrowing costs with a personal loan.
Collateral Free
Secure a Personal Loan in Varanasi with no collateral for quick and hassle-free approval.
Flexible Repayment Tenure
Choose a flexible repayment tenure that suits your finances for easy and stress-free loan management.
Instant Approval
Experience quick approval and instant funds with your trusted cash loan provider in Varanasi.
Eligibility Criteria for Instant Personal Loans in Varanasi
Experience quick and hassle-free approval for your Personal Loan needs with Hero FinCorp. Our eligibility criteria make it easy to access the funds you require.
| Criteria | Requirement |
|---|---|
| Age | You should be between 21 to 58 years of age at the time of loan application. |
| Citizenship | Eligibility for a loan requires applicants to be Indian citizens. |
| Work Experience | You should have a work experience of at least six months for salaried and two years for self-employed. |
| Monthly Income | Applicants should have a monthly salary of at least Rs 15,000 to qualify for the loan. |
Documents Required to Apply for a Personal Loan in Varanasi
Planning to apply for a Personal Loan in Varanasi? Ensuring you have the required documents expedites and simplifies the loan application process.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Varanasi
Hero FinCorp offers highly competitive interest rates for Personal Loans in Varanasi, ensuring favourable terms and affordable repayment options.
How to Apply For a Personal Loan in Varanasi?
Here are the steps to apply for a Personal Loan in Varanasi with Hero FinCorp:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
The EMI for a 3 lakh personal loan depends on the interest rate and tenure. For example, at a 19% interest rate for 3 years, the EMI would be approximately Rs 10,997.
The best loan for personal use depends on your needs and financial situation. Personal loans are versatile and suitable for various purposes, including debt consolidation, home renovation, or education expenses.
The loan with the lowest interest rate may vary depending on your creditworthiness and the lender's terms. Generally, secured loans like home or car loans have lower interest rates than unsecured personal loans. It's essential to compare offers from different lenders to find the lowest rate available.