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Personal Loan in Siliguri
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Siliguri With Quick Disbursal
Referred to as the Gateway to Northeast India, Siliguri is a thriving city of West Bengal known for its tea, timber, and tourism. This small but important town is strategically located near the borders of Nepal, China and Bangladesh. This has made it a trading hub, with a steady economic growth and employment generation. Financial assistance at the right time is important in fast developing areas like Siliguri.
A Personal Loan in Siliguri can assist with emergencies, travel, education, medical, renovations, and so on. Hero FinCorp is a well-known name for providing Personal Loans quickly and easily, with attractive interest rates, flexible repayment terms and an online process with an approval time of just 10 minutes. You need income eligibility of just Rs 15,000 per month to get a Personal Loan from Hero FinCorp in Siliguri.
We Offer a Wide Range of Personal Loans!
We, at Hero FinCorp, offer a wide range of Personal Loan options for salaried and self-employed individuals and professionals.
Personal Loan for Travel
Travel to destinations in India and abroad with instant funding from a personal loan for travel from Hero FinCorp.
Personal Loan for Wedding
Falling short of funds to plan a dream wedding? Cover urgent expenses with a personal loan for wedding and repay the cost in EMIs.
Personal Loan for Home Renovation
Looking forward to renovating, improving, expanding, or repairing your old home? Fund the project with a personal loan for home renovation.
Personal Loan for Self-Employed
If you are a self-employed professional looking for additional funds, borrow a personal loan for self-employed individuals at an attractive interest rate.
Personal Loan for Women
Both salaried and self-employed women can get a personal loan for women at competitive rates and flexible tenures online.
Personal Loan for Government Employees
Are you a government employee in India? Your stable job can make you eligible for a personal loan for government employees.
Personal Loan for Education
Aspiring to head abroad for higher education in your favorite university? Fund the cost with a personal loan for education.
Features and Benefits of a Personal Loan in Siliguri
Hero FinCorp, the most reliable personal loan provider in Siliguri, offers wonderful features and perks on instant personal loan online.
Sizeable Loan Amount
You can get a loan amount from Rs 50,000 to Rs 5,00,000 for various planned and unplanned expenses.
Competitive Rate of Interest
At Hero FinCorp, the Personal Loan interest rates start from 1.58% per month, making the loan cost manageable.
Zero Collateral
Our Personal Loans are unsecured, so you do not need to provide any security or collateral.
Flexible Tenure
As a leading Personal Loan provider in Siliguri, Hero FinCorp provides flexible tenures that range from 12 to 36 months.
Instant Approval
When you apply for a Personal Loan in Siliguri online, you can get approval in 10 minutes.
Eligibility Criteria for Instant Personal Loan in Siliguri
To be eligible for an instant loan Siliguri, an applicant must meet the following personal loan eligibility criteria:
Age
Applicant should be between 21-58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly.
Documents Required to Apply for a Personal Loan in Siliguri
At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check the specific requirements before applying and stay prepared with the right personal loan documents to ensure a smooth application process.
Documents Required for Salaried Employee
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Ownership Proof
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Income Proof
Last 6 Months Salary Slips, Bank Statements, and Form 16
Documents Required for Self Employed
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Ownership Proof
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Income Proof
Last 6 Months' Bank Statements and ITR for 2 Years
Interest Rates and Charges on Personal Loans in Siliguri
Before applying for an instant loan in Siliguri, you must know the personal loan interest rate, processing fees and other charges that can affect the total loan cost. Here are the details:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Siliguri?
To apply for a Personal Loan in Siliguri from Hero FinCorp, follow these steps:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the personal loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
Frequently Asked Questions (FAQs)
The minimum age of an applicant needs to be is 21 years at the time of approval.
At Hero FinCorp, the least loan amount that can be sanctioned for personal loans is Rs 50,000.
At Hero FinCorp, you can opt for a flexible Personal Loan repayment tenure of up to 36 months, depending on your monthly budget and repayment capacity. Remember, a longer repayment tenure reduces the EMI amount, and vice versa.
The Personal Loan procedure at Hero FinCorp is 100% digital. So, you can get instant approval if you apply for a Personal Loan in Siliguri through our loan app.
Yes, you can apply for a Personal Loan instantly in Siliguri online on the Hero FinCorp website or the loan app.
You need to be an Indian citizen aged between 21-58 years, earning from a minimum monthly income of Rs 15,000 and with work experience relevant to your profession (salaried: 6 months; self-employed: 2 years).
Personal Loan interest rates will vary based on credit score and loan eligibility. Hero FinCorp’s interest rates start from 1.58% per month or 19% per annum.
Yes, your credit score is important for your interest rates on loans. The higher your credit score, the lower your loan rates.
Of all lenders, Hero FinCorp is well-known to provide a Personal Loan in Siliguri with instant approval. When you apply online on the Hero FinCorp website or loan app, you can get approval within 10 minutes.
No, your credit score is an important requirement for approval of a loan. However, some lenders may provide you a Personal Loan in Siliguri without credit scores, but even then, they may provide either a small amount of loan or charge a higher interest rate.
Hero FinCorp requires minimal documentation for a Personal Loan in Siliguri. When you apply online, the only documents you need are your KYC details and proof of income.
Yes, you can get cash loans instantly from the Hero FinCorp loan app, provided you fulfil the loan eligibility requirements.
You can apply online to Hero FinCorp for a maximum loan of Rs 5,00,000 and the approval is given in 10 minutes.
The expected time for instant cash loan approval is 10 minutes when you apply on the Hero FinCorp loan app or website.
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