Personal Loan for Doctors
Get a personal loan for doctors to cover your personal expenses or improve your medical practice.
Referred to as the Gateway to Northeast India, Siliguri is a thriving city of West Bengal known for its tea, timber, and tourism. This small but important town is strategically located near the borders of Nepal, China and Bangladesh. This has made it a trading hub, with a steady economic growth and employment generation. Financial assistance at the right time is important in fast developing areas like Siliguri.
A Personal Loan in Siliguri can assist with emergencies, travel, education, medical, renovations, and so on. Hero FinCorp is a well-known name for providing Personal Loans quickly and easily, with attractive interest rates, flexible repayment terms and an online process with an approval time of just 10 minutes. You need income eligibility of just Rs 15,000 per month to get a Personal Loan from Hero FinCorp in Siliguri.
We, at Hero FinCorp, offer a wide range of Personal Loan options for salaried and self-employed individuals and professionals.
Hero FinCorp, the most reliable personal loan provider in Siliguri, offers wonderful features and perks on personal loans, namely.
To be eligible for an instant loan Siliguri, an applicant must meet the following personal loan eligibility criteria:
At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check the specific requirements before applying and stay prepared with the right personal loan documents to ensure a smooth application process.
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Last 6 Months Salary Slips, Bank Statements, and Form 16
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Last 6 Months' Bank Statements and ITR for 2 Years
Before applying for an instant loan in Siliguri, you must know the personal loan interest rate, processing fees and other charges that can affect the total loan cost. Here are the details:
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
To apply for a Personal Loan in Siliguri from Hero FinCorp, follow these steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application