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Personal Loan
in Siliguri

  • Loan up to ₹5 Lakh
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in siliguri

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Get Personal Loan in Siliguri With Quick Disbursal

The Gateway of Northeast India, Siliguri is a modern city in West Bengal famous for its tea, timber, and tourism. Due to its location connecting three international borders of Nepal, China, and Bangladesh, Siliguri has emerged as an important trading hub. This city is taking rapid strides in terms of economic growth, which has paved the way for a lot of business and employment opportunities. In times of need, a personal loan in Siliguri can come in extremely handy. One of the top-notch personal loan providers in Siliguri, Hero FinCorp presents multiple options at a nominal interest rate along with excellent customer service.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

Want to know your EMIs before finalizing a repayment scheme? The Personal Loan EMI calculator on our website can help you calculate EMIs for various loan terms and select one with the most affordable monthly installments. Enter your loan amount, interest rate, and loan tenure to get started and make an informed borrowing decision.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 3,00,000

Interest Rate

11 %

Min 11% p.a

Max 35% p.a.

Select Loan Repay Duration

12 Months

Min 6 Months

36 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Siliguri

Hero FinCorp, the most reliable personal loan provider in Siliguri, offers wonderful features and perks on personal loans, namely.

Sizeable Loan Amount:

If an applicant manages to satisfy the eligibility criteria, Hero FinCorp, a personal loan finance company in Siliguri, will provide a loan amount in the spectrum of Rs 50,000 to Rs 5,00,000, which is pretty adequate for an unsecured fund.

Competitive Rate of Interest:

At Hero FinCorp, personal loans are offered at a competitive interest rate, which is well within the budget for most of the applicants who are either working professionals or self-employed individuals.

Zero Collateral:

Personal loans in Siliguri need no collateral as security for availing the loan. Here at Hero FinCorp, personal loans are approved with zero collateral and the processing system is super quick. You can expect instant approval facility.

Flexible Tenure:

As a leading personal loan provider in Siliguri, Hero FinCorp provides flexible tenures that range from 6 to 36 months for eligible customers.

Instant Approval:

Personal loans in Siliguri require quick processing due to their urgent nature, and Hero FinCorp, a personal loan provider in Siliguri, knows this well. Hence, it follows the instant personal loan approval method.

Eligibility Criteria for Instant Personal Loan in Siliguri

To be eligible for personal loan Siliguri, an applicant must meet the following criteria:

Documents Required to Apply for a Personal Loan in Siliguri

At Hero FinCorp, the documentation requirements vary for salaried and self-employed applicants. Check them before applying and stay prepared with them to upload their scanned copies online.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Siliguri

In addition to the interest rate, you must know other costs related to the loan process. Let's see other charges for a Personal Loan in Siliguri.

Fees & Charges Chargeable Amount
Interest Rate Starting from 1.75% per month or 21% per annum
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
EMI Bounce Charges Rs 350/-

How To Apply For a Personal Loan in Siliguri?

To apply for a Personal Loan in Siliguri from Hero FinCorp, follow these steps:

  1. To apply for a personal loan in Siliguri through Hero FinCorp, enter all details in an online application form on their official web portal or visit the nearest branch and submit a physical personal loan application form.
  2. Fill the Hero FinCorp personal loan application form correctly, state the purpose of the loan, and carry a passport-size photograph for identification.
  3. Attach the recommended KYC documents such as identity proof, address proof, PAN card, and income proof to the completed personal loan application form.
  4. If the application processing and document verification goes smoothly, personal loan approval will be initiated and a loan agreement containing the terms will be provided to the applicant for signing.
  5. After the above stages are cleared, within a few minutes, the agreed-upon loan amount will be credited to your bank account.

Frequently Asked Questions

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