Personal Loan EMI Calculator
Vadodara, also known as Baroda, is one of the fastest growing cities in the state of Gujarat. With its robust industry base, educational institutions, and popular culture, it's a vibrant city to live and work. From wedding planning to taking care of unforeseen medical expenses or home improvement, a Personal Loan in Vadodara can help you meet different financial requirements with ease.
At Hero FinCorp, you can get up to Rs 5 Lakh with approval in less than 10 minutes. It has competitive rates of interest, flexible loan tenures of 12 to 36 months and no collateral requirement. Even if your monthly income is Rs 15,000, you are eligible to apply. With basic documentation requirements and a speedy online process, availing funds in Vadodara is easy and convenient.
Unlock a trusted partnership with Hero FinCorp’s personal loans in Vadodara. Choose from a variety of loan options, thoughtfully crafted to meet your specific financial needs.
Personal loans for doctors are customised financial solutions for medical professionals, meant to effortlessly meet personal and professional needs.
Realise your dream vacations with a Personal Loan for Travel—get the funds you need to explore the world and create unforgettable memories without financial stress.
Make your special day extraordinary, covering personal loan for wedding expenses from venue to decorations.
Upgrade your home aesthetics with a Personal Loan for Home Renovation and transform your space into a dream home that truly reflects your style.
A personal loan for the self-employed offers instant funds for business and personal financial needs.
A personal loan for women supports financial freedom with competitive interest rates and flexible repayment terms.
A personal loan for government offers exclusive benefits for government employees, with attractive interest rates and convenient repayment terms to fulfill personal needs.
Invest in your future with a Personal Loan for Education, covering tuition fees and other learning expenses so you can stay focused on your studies.
Experience the convenience of a hassle-free instant loan online from Hero FinCorp, offering an array of attractive features and benefits.
The Personal Loan interest rate in Vadodara starts from 1.58% per month or 19% per annum.
Our Personal Loans require no collateral, helping you get faster approvals than secured loans.
Our Personal Loans in Vadodara come with flexible repayment tenures of up to 36 months.
You can get a Personal Loan in Vadodara approved in 10 minutes with minimal documentation requirement.
At Hero FinCorp, you can get up to Rs 5 Lakh online for various planned or unplanned expenses.
To apply for an instant loan in Vadodara with Hero FinCorp, you must meet the basic Personal Loan eligibility criteria listed below.
| Criteria | Requirement |
|---|---|
| Age | You should be between 21 and 58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried applicants and 2 years for self-employed applicants. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
Planning to Apply for a Personal Loan in Vadodara? Ensure a smooth and efficient process by preparing the required documents for personal loan in advance. At Hero FinCorp, a trusted Personal Loan provider in Vadodara, we strive to simplify the process. Our team is dedicated to assisting you in gathering the necessary documents and guiding you through the application, ensuring a seamless experience.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Hero FinCorp offers a competitive Personal Loan interest rate in Vadodara based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable No Other Hidden Charges |
Here’s how you can apply for a Personal Loan in Vadodara at Hero FinCorp:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Personal Loan
Funding Your Child’s Wedding or Education Without Touching Retirement Funds28 Aug, 2025
Personal Loan
Rejected Once? Here’s How I Got My Personal Loan Approved On The Second Try27 Aug, 2025*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.