Compatible Interest Rate:
You can get a Personal Loan in Noida at a competitive interest rate starting from 1.58% per month.
Personal Loan in Noida
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get a Personal Loan in Noida Up to 5 Lakh
Noida is a rapidly growing city due to the availability of IT parks, industries, and infrastructure development. There are a lot of people relocating to Noida in search of better job prospects or to start a new business. With the increase in costs of living and the possibility of sudden financial requirements, Personal Loans are a smart way to manage money.
Hero FinCorp is the best place to get quick Personal Loans in Noida for planned or urgent expenses. You can get instant loan approval within 10 minutes at competitive interest rates and repayment terms of up to 36 months. The whole process is extremely simple. One of the best things is whether you are salaried or self-employed, Hero FinCorp makes getting a Personal Loan in Noida extremely easy and convenient. Even those with a minimum monthly income of Rs 15,000 can apply for a Personal Loan online.
Features and Benefits of Personal Loan in Noida
Looking for a Personal Loan in Noida from Hero FinCorp? Understand the features and benefits of our Personal Loans before applying:
Collateral-free Approval:
Our Personal Loan is unsecured, so you do not need to provide any security or collateral to take the loan.
Flexible Repayment Tenure:
You can choose from a repayment tenure of 12 months to 36 months depending on your repayment capacity.
Instant Approval:
You can get approval for a Personal Loan in Noida in 10 minutes when you apply online.
Substantial Loan Amount:
You can get a Personal Loan of up to Rs 5 Lakh online from Hero FinCorp for various planned or unplanned expenses.
Eligibility Criteria for Instant Personal Loan in Noida
Before applying for an instant loan in Noida with Hero FinCorp, make sure you meet the personal loan eligibility criteria. These include your age, monthly income, work experience, and Indian citizenship. Here are the details.
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried and 2 years for self-employed individuals. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
List of Documents Required to Apply for a Personal Loan in Delhi
At Hero FinCorp, our Personal Loan application procedure is 100% digital, so you can apply from your home. That means you don't need to visit our branch office to submit the necessary documents. You can submit the required documents through our website or loan app. However, the documentation requirements for an instant personal loan in Noida differ based on your profession. Here is a list of documents required for a Personal Loan.
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Interest Rates and Charges on Personal Loans in Noida
When applying for an instant loan in Noida, it’s important to understand the associated costs, such as the interest rate and processing charges. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s take a look
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Noida?
To apply for a Personal Loan in Noida from Hero FinCorp, follow these steps:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the personal loan page and click on ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions
The maximum loan amount sanctioned at Hero FinCorp for the Personal Loan in Noida is Rs 5 lakh.
An applicant must be at least 21 years of age and not more than 58 years old to avail of Personal Loan in Noida.
The salary needed to apply for a Personal Loan varies from one lender to the other. When you apply for a loan with Hero FinCorp, you should have a monthly income of at least Rs 15,000.
No, pay slips are an important requirement for a Personal Loan application. In case you do not have a salary slip, you can provide your Form 16, income tax returns or bank statements.
To get a Personal Loan quickly, simply apply on the Hero FinCorp website or loan app. Depending on your eligibility, you can get approval within 10 minutes.
Yes, income proof is required to confirm your repayment ability. You may submit proof of income as per your profession (salaried or self-employed).
Yes, some lenders may give you a Personal Loan in Noida even when you have a low or poor CIBIL score, but they may not give you a higher loan amount or affordable rates.
New-age loan apps like Hero FinCorp provide an instant Personal Loan of up to Rs 5 Lakh in Noida at attractive rates.
No. Documents are essential for loan application. Some online lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents. You just need your KYC details and income proof.
Yes, usually, it takes around 10 minutes for an instant cash loan approval in Noida when you apply online with Hero FinCorp.