Personal Loan in Noida

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get a Personal Loan in Noida Up to 5 Lakh

Noida is a rapidly growing city due to the availability of IT parks, industries, and infrastructure development. There are a lot of people relocating to Noida in search of better job prospects or to start a new business. With the increase in costs of living and the possibility of sudden financial requirements, Personal Loans are a smart way to manage money.

Hero FinCorp is the best place to get quick Personal Loans in Noida for planned or urgent expenses. You can get instant loan approval within 10 minutes at competitive interest rates and repayment terms of up to 36 months. The whole process is extremely simple. One of the best things is whether you are salaried or self-employed, Hero FinCorp makes getting a Personal Loan in Noida extremely easy and convenient. Even those with a minimum monthly income of Rs 15,000 can apply for a Personal Loan online.
 

We Offer a Wide Range of Personal Loans

Whether you are salaried or self-employed professional, you can get a Personal Loan in Noida without hassle. At Hero FinCorp, we offer a wide range of Personal Loans for specific needs. 

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Personal Loan for Doctors

Medical professionals can get a personal Loan for doctors to fulfil their personal or professional requirements.

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Personal Loan for Travel

Cover all your travel-related costs,including airfare, visa fees, accommodation, sightseeing, etc., with a personal Loan for travel

Personal Loan for Wedding

Need additional funds to supplement your wedding expenses? Get a Personal Loan for a wedding and plan a fairy-tale wedding event without worrying about finances

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Personal Loan for Home Renovation

Whether planning to renovate, improve, repair, or expand your house, a personal Loan for home renovation can cover all the costs without hassle.

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Personal Loan for Self-Employed

As an entrepreneur, you can apply for a Personal Loan for Self-employed by providing your KYC details income proof online.

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Personal Loan for Women

Hero FinCorp offers instant cash loans in Noida to female borrowers at the best interest rates and better terms and conditions.

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Personal Loan for Government Employees

Hero FinCorp offers instant cash loans in Noida to female borrowers at the best interest rates and better terms and conditions.

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Personal Loan for Education

 Those seeking higher education can apply for a personal Loan for Education at low-interest rates and flexible repayment terms.

Features and Benefits of Personal Loan in Noida

Looking for a Personal Loan in Noida from Hero FinCorp? Understand the features and benefits of our Personal Loans before applying:

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Compatible Interest Rate:

You can get a Personal Loan in Noida at a competitive interest rate starting from 1.58% per month.

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Collateral-free Approval:

Our Personal Loan is unsecured, so you do not need to provide any security or collateral to take the loan.

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Flexible Repayment Tenure:

You can choose from a repayment tenure of 12 months to 36 months depending on your repayment capacity.

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Instant Approval:

You can get approval for a Personal Loan in Noida in 10 minutes when you apply online.

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Substantial Loan Amount:

You can get a Personal Loan of up to Rs 5 Lakh online from Hero FinCorp for various planned or unplanned expenses.

Eligibility Criteria for Instant Personal Loan in Noida

Before applying for an instant loan in Noida with Hero FinCorp, make sure you meet the Personal Loan eligibility criteria. These include your age, monthly income, work experience, and Indian citizenship. Here are the details.

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Citizenship

You should be a citizen of India.

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Work Experience

Six months for salaried and 2 years for self-employed individuals.

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Monthly Salary

You should have a minimum income of Rs 15,000 monthly.

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Age

You should be between 21-58 years.

List of Documents Required to Apply for a Personal Loan in Delhi

At Hero FinCorp, our Personal Loan application procedure is 100% digital, so you can apply from your home. That means you don't need to visit our branch office to submit the necessary documents. You can submit the required documents through our website or loan app. However, the documentation requirements for an instant personal loan in Noida differ based on your profession. Here is a list of documents required for a Personal Loan.

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Interest Rates and Charges on Personal Loans in Noida

When applying for an instant loan in Noida, it’s important to understand the associated costs, such as the interest rate and processing charges. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Let’s take a look

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Noida?

To apply for a Personal Loan in Noida from Hero FinCorp, follow these steps:

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

  • 02

    Go to the personal loan page and click on ‘apply now

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    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

The maximum loan amount sanctioned at Hero FinCorp for the Personal Loan in Noida is Rs 5 lakh.
An applicant must be at least 21 years of age and not more than 58 years old to avail of Personal Loan in Noida.
The salary needed to apply for a Personal Loan varies from one lender to the other. When you apply for a loan with Hero FinCorp, you should have a monthly income of at least Rs 15,000.
No, pay slips are an important requirement for a Personal Loan application. In case you do not have a salary slip, you can provide your Form 16, income tax returns or bank statements.
To get a Personal Loan quickly, simply apply on the Hero FinCorp website or loan app. Depending on your eligibility, you can get approval within 10 minutes.
Yes, income proof is required to confirm your repayment ability. You may submit proof of income as per your profession (salaried or self-employed).
Yes, some lenders may give you a Personal Loan in Noida even when you have a low or poor CIBIL score, but they may not give you a higher loan amount or affordable rates.
New-age loan apps like Hero FinCorp provide an instant Personal Loan of up to Rs 5 Lakh in Noida at attractive rates.
No. Documents are essential for loan application. Some online lenders, like Hero FinCorp, do not ask you to submit physical copies of your documents. You just need your KYC details and income proof.
Yes, usually, it takes around 10 minutes for an instant cash loan approval in Noida when you apply online with Hero FinCorp.