Apply for loan on HIPL app available on Google PlayStore and App Store - Download Now

Personal Loan Approval in 10 Minutes

logo
Loan up to ₹5 Lakhs
logo
Minimum Salary Required ₹15K
logo
Instant Approval in 10 minutes
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan Approval in 10 Minutes

Do you need approval for a Personal Loan in minutes? We, at Hero FinCorp, offer instant approval for Personal Loans online in less than ten minutes. Whether you need it for a medical emergency, higher education, holidays or home repair, our 10-minute Personal Loan solution provides you with the necessary money without delay.

You can apply on the Hero FinCorp website or app with just your KYC details and proof of income. Our loans have competitive interest rates and flexible tenures. You can apply for a loan ranging from Rs 50,000 to 5,00,000 and obtain the approval within minutes!

Features and Benefits of Personal Loan Approval in 10 Minutes

Take advantage of the Hero FinCorp Personal Loan approval in 10 minutes, which offers up to 5 Lakh quickly, to get financial flexibility. Take advantage of affordable interest rates, adaptable payback plans, and prompt approval.

attractive.png
Attractive Interest Rate

Competitive interest rates make borrowing more cheap and enable you to save money over the course of your loan.

Collateral.png
Collateral Free

Apply for a loan without pledging any collateral to simplify the application process and lower any potential risks related to the assets.

repayment.png
Flexible Repayment Tenure

Adjust your payback plan so that it fits your budget and is convenient over a period of six months.

instant-app.png
Instant Approval

Meet your financial needs quickly with an application process that is paperless and a timely disbursement straight into your bank account.

high-loan-amount.png
High Loan Amount

Up to 5 Lakh can be borrowed to meet a range of demands, providing a sizable amount of support for unforeseen costs or crises

Eligibility Criteria for Personal Loan Approval in 10 Minutes

To get approval for a Personal Loan in minutes, make sure you meet the eligibility. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.

citizenship.png
Citizenship

You should be a citizen of India

work-experience.png
Work Experience

Six months for salaried individuals and 2 years for self-employed individuals.

monthly_income.png
Monthly Income

Applicant should at least earn a minimum amount of Rs 15,000 monthly

HFCL_age_icon
Age

Applicant should be between 21-58 years

List of Documents Required to Apply for a Personal Loan Approval in 10 Minutes

To get approval for a Personal Loan in minutes, ensure you have the required documents ready. The Personal Loan documentation requirement at Hero FinCorp varies for salaried and self-employed applicants. Here is the list.

Documents Required For Salaried Employee

identity_proof.png
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

mandatory_documents.png
Mandatory Documents

Loan Application Form, Passport Size Photo

credit-report.png
Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

occupation-status.png
Job Continuity Proof

Appointment Letter from Current Employer

proofresidence.png
Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required For Self Employed

identity_proof.png
Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

mandatory_documents.png
Mandatory Documents

Loan Application Form, Passport Size Photo

credit-report.png
Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

adddoc.png
Job Continuity Proof

N/A

8.png
Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

adddoc.png
Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates and Charges of Personal Loan Approved in 10 Minutes

Making an informed decision is vital to avoid potential financial strain. Understanding the interest rates, loan costs, and related factors ensures clarity. With our Personal Loan approval in 10 minutes, we provide a transparent outline of fees and interest rates. Here's an overview of the fees and interest rates for personal loans, ensuring transparency and informed choices.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum 2.5%+ GST

Prepayment Charges

N/A

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply for a Personal Loan and Get Approval in 10 Minutes?

Applying for a personal loan is a simple process with our easy steps:

hfc

  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘apply now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

To secure a Personal Loan approved in just 10 minutes, visit Hero FinCorp's website, complete the online application with the required details, and await swift approval.
For an urgent sum of 50,000 rupees, promptly apply for an immediate Personal Loan online, meeting the eligibility criteria.
Obtain an immediate Personal Loan by swiftly applying online via Hero FinCorp's website, furnishing the necessary information, and awaiting rapid approval.
At Hero FinCorp, a Personal Loan is approved in 10 minutes. You have to apply on the Hero FinCorp website or app.
Just fill out an application form with your KYC (Know Your Customer) details and submit it with your proof of income online with Hero FinCorp.
You can get a Personal Loan of up to Rs 5 Lakh for various planned and unplanned purposes without collateral.
Yes, the online application process for a Personal Loan at Hero FinCorp is quick and easy. You just need to provide your KYC details and income proof.
Absolutely, instant loan in minutes from Hero FinCorp is a completely secure and reliable solution for both salaried and self-employed individuals.