Attractive Interest Rate
Competitive interest rates make borrowing more cheap and enable you to save money over the course of your loan.
Personal Loan Approval in 10 Minutes
Loan up to ₹5 Lakhs
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Calculate Personal Loan EMI
Get a Personal Loan Approval in 10 Minutes
Do you need approval for a Personal Loan in minutes? We, at Hero FinCorp, offer instant approval for Personal Loans online in less than ten minutes. Whether you need it for a medical emergency, higher education, holidays or home repair, our 10-minute Personal Loan solution provides you with the necessary money without delay.
You can apply on the Hero FinCorp website or app with just your KYC details and proof of income. Our loans have competitive interest rates and flexible tenures. You can apply for a loan ranging from Rs 50,000 to 5,00,000 and obtain the approval within minutes!
Features and Benefits of Personal Loan Approval in 10 Minutes
Take advantage of the Hero FinCorp Personal Loan approval in 10 minutes, which offers up to 5 Lakh quickly, to get financial flexibility. Take advantage of affordable interest rates, adaptable payback plans, and prompt approval.
Collateral Free
Apply for a loan without pledging any collateral to simplify the application process and lower any potential risks related to the assets.
Flexible Repayment Tenure
Adjust your payback plan so that it fits your budget and is convenient over a period of six months.
Instant Approval
Meet your financial needs quickly with an application process that is paperless and a timely disbursement straight into your bank account.
High Loan Amount
Up to 5 Lakh can be borrowed to meet a range of demands, providing a sizable amount of support for unforeseen costs or crises
Eligibility Criteria for Personal Loan Approval in 10 Minutes
To get approval for a Personal Loan in minutes, make sure you meet the eligibility. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.
Citizenship
You should be a citizen of India
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Age
Applicant should be between 21-58 years
List of Documents Required to Apply for a Personal Loan Approval in 10 Minutes
To get approval for a Personal Loan in minutes, ensure you have the required documents ready. The Personal Loan documentation requirement at Hero FinCorp varies for salaried and self-employed applicants. Here is the list.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required For Self Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rates and Charges of Personal Loan Approved in 10 Minutes
Making an informed decision is vital to avoid potential financial strain. Understanding the interest rates, loan costs, and related factors ensures clarity. With our Personal Loan approval in 10 minutes, we provide a transparent outline of fees and interest rates. Here's an overview of the fees and interest rates for personal loans, ensuring transparency and informed choices.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply for a Personal Loan and Get Approval in 10 Minutes?
Applying for a personal loan is a simple process with our easy steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
When my payment for my destination wedding was due, I turned to Hero FinCorp. Their instant personal loan process was unbelievably fast, with approval and disbursal! No long paperwork, no branch visits, just a few clicks on the app. I loved the flexible EMI option, which let me plan repayments comfortably. The entire journey felt professional and transparent. I got timely updates on every step through SMS and email. This kind of service is exactly what busy working professionals like me need. I’m a happy customer and will definitely use them again when needed.
Ankita Desai, Ahmedabad
★★★★★
❝
As a freelancer, getting credit quickly is not easy. I applied for Rs 5 lakh on their app, completed digital KYC, and received approval within minutes. I love that I could select a repayment plan that matches my irregular income. No branch visits, no stress, the entire process was smooth. The interface is clean, and I could track my disbursal status easily. For anyone who is self-employed and looking for quick funds, this is one of the best options available in the market today!
Priya Iyer, Bengaluru
★★★★★
❝
I took a personal loan for my sister’s wedding, and the experience was excellent. The approval was instant, and everything was explained clearly, no hidden charges or last-minute surprises. The iOS app is smooth. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.
Karan Mehta, Pune
★★★★★
❝
When our car broke down unexpectedly, we needed funds quickly. Hero FinCorp’s instant personal loan was the perfect solution. The application process was 100% digital and very easy to follow. I chose a 24-month EMI plan that fits our household budget. The auto-debit feature works perfectly, so we never miss payments. It feels good to know there’s a reliable solution available when emergencies strike. It has made borrowing a completely stress-free experience for us.
Deepika Nair, Kochi
★★★★★
❝
This was the easiest loan process I’ve ever experienced. Hero FinCorp approved my Rs 5 lakh personal loan within minutes — no branch visits or paperwork required. I completed KYC digitally on the iOS app and got the funds the same day. The app also makes it easy to monitor my loan at any time. I’m very satisfied with the smooth and transparent experience.
Manisha Kulkarni, Nagpur
★★★★★
Frequently Asked Questions (FAQs)
To secure a Personal Loan approved in just 10 minutes, visit Hero FinCorp's website, complete the online application with the required details, and await swift approval.
For an urgent sum of 50,000 rupees, promptly apply for an immediate Personal Loan online, meeting the eligibility criteria.
Obtain an immediate Personal Loan by swiftly applying online via Hero FinCorp's website, furnishing the necessary information, and awaiting rapid approval.
At Hero FinCorp, a Personal Loan is approved in 10 minutes. You have to apply on the Hero FinCorp website or app.
Just fill out an application form with your KYC (Know Your Customer) details and submit it with your proof of income online with Hero FinCorp.
You can get a Personal Loan of up to Rs 5 Lakh for various planned and unplanned purposes without collateral.
Yes, the online application process for a Personal Loan at Hero FinCorp is quick and easy. You just need to provide your KYC details and income proof.
Absolutely, instant loan in minutes from Hero FinCorp is a completely secure and reliable solution for both salaried and self-employed individuals.
