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Get a Personal Loan in Amritsar with Quick Disbursal
Amritsar, the cultural and spiritual heart of Punjab, is one of the most vibrant cities in India. Known for its rich heritage, the Golden Temple, and an emerging industrial sector, Amritsar has seen significant growth in recent years. Whether you're funding education, wedding expenses, or home renovation, Hero FinCorp offers you a seamless and quick Personal Loan service. Our loans are available for amounts up to Rs 5 Lakh at attractive interest rates and flexible repayment tenures.
We Offer a Wide Range of Personal Loans!
Hero FinCorp offers a wide range of Personal Loans for people in Amritsar.
Personal Loan for Travel
Don't postpone a travel plan you’ve always wished for! Fund all expenses with a Personal Loan for travel and repay in EMIs.
Personal Loan for Wedding
Get an instant Personal Loan from Hero FinCorp to fund your wedding-related expenses with low EMIs.
Personal Loan for Home Renovation
Apply for a Personal Loan for home renovation with Hero FinCorp and design your dream home in your style
Personal Loan for Self-Employed
Hero FinCorp Personal Loan is a one-stop solution for self-employed individuals looking for funds for personal or professional purposes.
Personal Loan for Education
An instant Personal Loan in Amritsar allows you to pursue your education goals without stressing about repayment.
Features and Benefits of Hero Fincorp Personal Loans in Amritsar
At Hero FinCorp, we offer the best Personal Loan service in Amritsar with unique features like:
Collateral-Free
No collateral needed—get Personal Loans without pledging property, gold, or other assets.
Flexible Repayment Tenure
Choose a repayment tenure of 12 to 36 months based on your monthly budget and affordability.
Instant Approval
Apply online and get instant loan approval—no agent or lengthy process required.
High Loan Amount
Get up to Rs 5 Lakh to manage weddings, education, travel, or urgent medical expenses.
Attractive Interest Rate
Enjoy competitive interest rates, starting from 1.58% per month, based on income, credit score, and repayment ability.
Eligibility Criteria for Instant Personal Loan in Amritsar
Hero FinCorp is the preferred Personal Loan provider in Amritsar with simple eligibility criteria. Any salaried or self-employed individual can apply online and get instant approval. However, ensure meeting these simple eligibility conditions before applying.
Monthly Salary
You must earn a minimum of Rs 15,000 to prove the loan repayment capability.
Age
The applicant should be between 21 and 58 years of age.
Citizenship
You must be a citizen of India to qualify for a Hero FinCorp Personal Loan.
Work Experience
Self-employed: At least two years in current business.
Salaried: Minimum six months in the current company.
Documents Required to Apply for a Personal Loan in Amritsar
At Hero FinCorp, we require minimal documentation and offer a 100% digital loan process. You can apply and provide documents online—no branch visits needed.
Since documentation requirements vary by profession and income sources, here is a segregated list of documents that salaried and self-employed individuals must provide:
Required Documents for Salaried Applicants
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Three Months Salary Slips & Six Months Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driving Licence, Passport, Aadhaar Card, Utility Bill
Required Documents for Self-Employed Applicants
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Interest Rates on Personal Loan in Amritsar
Hero FinCorp offers attractive interest rates based on your eligibility, credit score, and income. Before applying, review the interest rate and associated charges to ensure you get the best value for your financial needs.
How to Apply For a Personal Loan in Amritsar?
Here is a stepwise procedure to apply for an instant Personal Loan in Amritsar with Hero FinCorp:
- 01
Visit the Hero FinCorp website or install the Personal Loan app
- 02
Go to the Personal Loan page and click on ‘Apply Now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
Frequently Asked Questions
At Hero FinCorp, there are no limitations on the utilization of the borrowed amount. You can freely use the loan funds for various purposes such as weddings, higher education, home repairs, medical emergencies, holiday planning, and more.
At Hero FinCorp, the minimum salary requirement for a Personal Loan is Rs 15,000.
Hero FinCorp provides a minimum loan amount of Rs 50,000.
The minimum monthly payment on a loan is determined by factors like the loan amount, interest rate, and repayment tenure.
The quickest method to acquire a Personal Loan is by applying through our website. Additionally, you can download our app and apply for an instant Personal Loan anytime and anywhere.
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