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Amritsar, the cultural and spiritual heart of Punjab, is one of the most vibrant cities in India. Known for its rich heritage, the Golden Temple, and an emerging industrial sector, Amritsar has seen significant growth in recent years. Whether you need funding for education, wedding expenses, or home renovation, Hero FinCorp can offer you a quick Personal Loan with a minimum monthly income of Rs 15,000. Our loans are available for amounts up to Rs 5 Lakh at attractive interest rates and flexible repayment tenures. The best part is that you can get loan approval in 10 minutes when you apply online.
We at Hero FinCorp offer a wide range of Personal Loans in Amritsar for salaried, self-employed and other professionals with minimal documentation.
Hero FinCorp offers personal loans for doctors with flexible repayment tenures and competitive interest rates.
Don't postpone a travel plan you’ve always wished for! Fund all expenses with a personal loan for travel and repay in EMIs.
Planning a wedding in Amritsar? Our personal loans for wedding expenses can help you cover costs like jewellery, photography, outfits, and more.
Apply for a personal loan for home renovation with Hero FinCorp and design your dream home in your style
Personal loans for self-employed individuals in Amritsar can help manage urgent personal or business-related expenses with ease and flexibility.
An instant personal loan for education allows you to pursue your education goals without stressing about repayment.
At Hero FinCorp, we offer the best Personal Loan service in Amritsar with unique features like:
No collateral needed—get Personal Loans without pledging property, gold, or other assets.
Choose a repayment tenure of 12 to 36 months based on your monthly budget and affordability.
Apply online and get instant loan approval—no agent or lengthy process required.
Get up to Rs 5 Lakh to manage weddings, education, travel, or urgent medical expenses.
Enjoy competitive interest rates, starting from 1.58% per month, based on income, credit score, and repayment ability.
Hero FinCorp is the preferred personal loan provider in Amritsar with simple eligibility requirements. Any salaried or self-employed individual can apply instant personal loan online and get instant approval. However, ensure you meet our personal loan eligibility criteria.
You should have a minimum income of Rs 15,000 monthly.
Applicants should be between 21 and 58 years.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
At Hero FinCorp, the documentation requirements for a personal loan are minimal. It is better to know the essential documents required to ensure a smooth application process. Here is the list of documents.
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Three Months Salary Slips & Six Months Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driving Licence, Passport, Aadhaar Card, Utility Bill
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Hero FinCorp offers attractive interest rates based on your eligibility, credit score, and income. Before applying, review the personal loan interest rate and associated charges to ensure you get the best value for your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
Here is a stepwise procedure to apply for an instant personal loan in Amritsar with Hero FinCorp:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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