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Personal Loan in Ghaziabad

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Ghaziabad With Quick Disbursal

Ghaziabad, a key city in Uttar Pradesh, is renowned for its fast urban growth, industries and close connectivity to Delhi. As living costs continue to increase, many residents are opting for Personal Loans to manage their planned or unplanned expenses.
At Hero FinCorp, you can get approval for a Personal Loan in less than 10 minutes when you apply online. Our loans come with competitive rates of interest and flexible repayment tenures. If your monthly income is Rs 15,000, you can apply for a loan of up to Rs 5 Lakh online.

Features And Benefits of Hero Fincorp Personal Loan Ghaziabad

Get a Personal Loan in Ghaziabad to cover various planned and unplanned expenses. Here’s a look at its features and benefits.

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High Loan Amount:

With Hero FinCorp, you can get an instant cash loan of up to Rs 5 Lakh in Ghaziabad. We evaluate your monthly income, current financial obligations, growth potential, and repayment capacity to determine your loan eligibility. Check the eligibility criteria of personal loan on our website to make the final decision.

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Attractive Interest Rates:

We offer attractive interest rates on Personal Loans. The rates largely depend on your income, debt-to-income ratio, future growth potential, repayment capacity, and other crucial factors. So improve your eligibility before applying to get the best loan offer.

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Collateral-Free:

Our Personal Loans are unsecured, which means you do not need to pledge any asset or provide any security or deposit to qualify for a loan. These collateral-free loans are sanctioned based on your eligibility, credit history, and repayment capacity.

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Flexible Repayment Tenure:

Get instant financing of up to Rs 5 Lakh with flexible repayment tenures with Hero Fincorp’s Personal Loan in Ghaziabad. You can use a Personal Loan EMI calculator to choose a loan term with budget-friendly EMIs and repay the loan at your convenience.

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Instant Approval:

Your Personal Loan in Ghaziabad is just a few steps away. Fill out an online application form, provide a few details and documents, and get approval instantly—no branch visits or paperwork involved during the process.

Eligibility Criteria for Instant Personal Loan in Ghaziabad

Make sure you meet the eligibility criteria before applying for a Personal Loan. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil.

CriteriaRequirement
AgeApplicant should be between 21-58 years
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly IncomeApplicant should at least earn a minimum amount of Rs 15,000 monthly

List of Documents Required to Apply for a Personal Loan in Ghaziabad

At Hero FinCorp, the personal loan documents vary for salaried and self-employed individuals. Here is the list of documents.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents ( Salaried Employee)

N/A

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last 6 Months’ Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loan in Ghaziabad

You should be aware of the loan costs before applying for a personal loan. at hero fincorp, the personal loan interest rates are competitive and other charges are nominal. 

  • Existing financial commitments
  • Monthly earnings
  • Repayment capacity
  • Future growth potential
  • Applicant’s age
  • Credit history
  • Employment, profession, and work experience
Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum 2.5%+ GST

Prepayment Charges

N/A

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable
 

How to Apply For a Personal Loan in Ghaziabad?

We are the trusted Personal Loan providers in Ghaziabad, supporting 100% digital loan procedures. You don't need to waste time and effort on branch visits and hefty paperwork. These are the simple steps to follow for a Hero FinCorp Personal Loan application:

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  • 01

    Visit the Hero FinCorp website or install the personal loan app

  • 02

    Go to the Personal Loan page and click ‘apply now

  • 03

    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details to check income eligibility 

  • 06

    Click ‘Submit’ to complete your application

For more information or further assistance, call our customer care number to talk to our expert representative.

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions (FAQs)

We are amongst the top Personal Loan providers in Ghaziabad, offering loan applicants the best interest rates. However, each applicant’s interest rate is based on income, DTI ratio, repayment capacity, credit score, etc.
Hero FinCorp offers the best instant cash loan in Ghaziabad. We provide sufficient loan amounts, attractive interest rates and flexible repayment tenures. Applicants can get benefitted from our online loan procedures, minimal documentation, and superior customer service.
The interest rates are not fixed for Personal Loans in Ghaziabad, as they depend on the applicant's income, repayment capacity, credit score, and other factors. The better your loan eligibility, the lower the loan interest rate.
The EMI for an instant cash loan in Ghaziabad largely depends on your loan amount, interest rate, and repayment term. You can use our free Personal Loan EMI calculator online to select a loan term with EMIs you can easily afford.