Personal Loan for Doctors
Healthcare professionals can get a personal loan for doctors for various personal and professional needs.
Ranchi, the capital of Jharkhand, is one of the fastest-growing cities in eastern India. It has experienced positive growth in industries such as mining, IT, and education, offering a variety of job and business opportunities. With this growing development, the need for instant and unsecured financial assistance is also increasing.
Hero FinCorp offers Personal Loans in Ranchi of up to Rs 5 Lakh for salaried and self-employed borrowers with a minimum monthly income of Rs 15,000. Our interest rates are competitive and our repayment tenures are flexible. Our USP is that you can receive approval in 10 minutes of applying online.
At Hero FinCorp, we offer a wide range of Personal Loans in Ranchi for salaried employees, self-employed individuals and other professionals. You can choose a loan personalised to your specific needs and financial goals.
As most of the activities have shifted online, so has the Personal Loan application process. Borrowers wanting immediate access to funds can switch to instant personal loan apps or websites instead of physically visiting the branch and applying for a loan. Below are some benefits of requesting for Personal Loan online:
Before applying for a Personal Loan in Ranchi, ensure you meet the eligibility criteria, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personal loan eligibility criteria are simple and easy to fulfil.
Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal oan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
It’s important to know the loan costs before applying for an instant Personal Loan in Ranchi. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Here are the details.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5% + GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
You can apply for a personal loan in Ranchi with Hero FinCorp online. Here is the stepwise process:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.