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Personal Loan
in Trichy

  • Loan up to ₹5 Lakh
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in trichy

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Get Personal Loan in Trichy With Quick Disbursal

Ranked among the most liveable cities in India, Trichy is a posh city in Tamil Nadu favoured for its social, institutional, infrastructural, and economic developments. Living in Tiruchirapalli is simple, peaceful, and calm, with the best of public transportation, education, and the healthcare system. The religious-minded people have temples like Thiruvanaikaval, Uraiyur, Srirangam, Samayapuram, and Malaikottai, while tourist attractions include the Rockfort Temple, Malaikottai, Mukkombu, Kallanai Dam, Cauvery Bridge, and many others. Fabrication, gem cutting, readymade garments, and korai mat weaving are the primary industries in the city.

On the brighter side, Trichy is the right place for jobs as several big companies are present here due to its position on the map. Moreover, while looking for a Personal Loan in Trichy, you will find the best loan offer at Hero FinCorp at a competitive interest rate and quick disbursal. These are collateral-free loans that you can use for achieving any financial goals, including an extravagant wedding, trendy home renovation, foreign vacation, study-abroad programme, and medical emergency.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 3,00,000

Interest Rate

11 %

Min 11% p.a

Max 35% p.a.

Select Loan Repay Duration

12 Months

Min 6 Months

36 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Trichy

Before applying for a Personal Loan Trichy, understand the features and benefits of Hero FinCorp Personal Loans:

High Loan Amount:

A Personal Loan is the best funding option in times of emergencies. However, the loan amount should be sufficient to cover the intended expenses. At Hero FinCorp, we offer Personal Loans of up to Rs 5 Lakh that you can use without any end-use restrictions.

Attractive Interest Rates:

The interest rate makes a big difference in the total loan cost and the monthly EMI. We offer attractive interest rates on our Personal Loans in Trichy to keep the debt manageable and easily repayable.

Collateral-Free:

When there is an emergency, you would not want to put your existing assets at stake. That is why our collateral-free Personal Loans are the best funding options that provide the required funds without any collateral, guarantor, or deposit.

Flexible Repayment Tenure:

To manage your EMIs, choose a loan term with affordable EMIs. Use an EMI calculator to find a loan term with EMIs you can easily afford. Opt for a loan term of 6 to 36 months per your affordability.

Instant Approval:

Factors like zero paperwork, online loan application, automatic verification, and online documentation accelerate the loan process, allowing us to approve your Personal Loan in Trichy almost instantly. Simply provide us with your information and documentation digitally and get approval within minutes.

Eligibility Criteria for Instant Personal Loan in Trichy

Are you looking for Personal Loan providers in Trichy with easily accessible funding? If yes, at Hero FinCorp, we have simplistic eligibility conditions most loan seekers can easily fulfil. These include your age, income, employment, etc. Go through our eligibility criteria to get a Personal Loan in Trichy:

Documents Required to Apply for a Personal Loan in Trichy

You must submit several necessary documents to apply for a Personal Loan in Trichy. These include your identity, income, and address proofs. We need documents to verify your details and determine your credibility before approving your loan application. Therefore, know these requirements beforehand and keep the documents ready to get instant approval without issues. The best thing is that you don't need to visit our branch office to submit these documents. You can simply scan and upload them online to let us verify them digitally. Different documentation is required for salaried and self-employed individuals, and includes the following:

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Trichy

Hero FinCorp Personal Loan interest rates are competitive. We determine them based on several factors, including the following:

  • Income from different sources
  • Current financial obligations that assess your debt-to-income ratio
  • Credit utilisation rate
  • Recent loan applications and enquiries
  • Employment and work experience
Fees & Charges Amount Chargeable
Interest Rate Starting from 1.75% per month or 21% per annum
Loan Amount ₹50,000 to ₹5 Lakh
Loan Processing Charges Minimum Processing fee is 2.5%+ GST
Interest on Overdue EMIs 1-2% of the loan/EMI Overdue Amount Per Month
Foreclosure Charges 5% + GST
Bounce Charges 350/-
Loan Cancellation 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable
No Other Hidden Charges

How to Apply For a Personal Loan in Trichy?

You don't need a Personal Loan agent in Trichy to apply for a Personal Loan at Hero FinCorp. We have simple loan procedures that you can complete from the comfort of your home. These are the steps to follow:

  1. Open our online Personal Loan application platform and fill out a digital form with all your personal, financial, and employment details.
  2. Decide and enter the loan details, like the desired loan amount and repayment tenure.
  3. Scan and upload the required documents for personal loan as evidence of your details.
  4. Let us verify the information and get approval and a loan offer.
  5. Review and accept the loan offer.

Once you accept the loan offer, you may get disbursal directly into your bank account. For more details, get in touch with our customer care representatives and get whatever advice you need.

Frequently Asked Questions

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