Personal Loan EMI Calculator
Trichy, or Tiruchirappalli, is one of the most important cities of Tamil Nadu. It has a rich cultural heritage, numerous educational establishments and several industries. As the city continues to grow, so do the financial needs of its people, be it for home repair, medical emergencies or any personal need. Hero FinCorp offers quick and collateral-free Personal Loans in Trichy to help you handle such expenses with ease. With approvals within 10 minutes, our loans are available to both salaried and self-employed individuals having a minimum income of Rs 15,000 per month. You can benefit from the competitive rates of interest and flexible repayment tenures of 12 to 36 months. We have kept the loan process easy and simple. You can apply with minimal documents online.
Before applying for a personal loan trichy, understand the features and benefits of Hero FinCorp instant loan:
You can avail a Personal Loan of up to Rs 5 Lakh for various planned and unplanned expenses.
Our Personal Loan interest rate in Trichy starts from 1.58% per month or 19% per annum.
Since our personal loans are unsecured, you do not need to provide any security, collateral or guarantor to secure the funding.
You can choose a repayment tenure of 12 to 36 months. You can use our EMI calculator to find a suitable loan term.
You can get approval within 10 minutes when you apply on the Hero FinCorp website or loan app.
Are you looking for personal loan providers in Trichy with easily accessible funding? If yes, at Hero FinCorp, we have simplistic eligibility conditions most loan seekers can easily fulfil. These include your age, income, employment, etc. Go through our eligibility criteria to get a personal loan in Trichy:
| Criteria | Requirement |
|---|---|
| Age | You should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried applicants and 2 years for self-employed applicants. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. Check the details before applying and be ready with the applicable personal loan documents to ensure a smooth application process.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Before applying for an instant cash loan in Trichy, it’s better to know the related costs, such as the interest rate and processing charges. At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
You don't need a personal loan agent in Trichy to apply for a personal loan at Hero FinCorp. We have simple loan procedures that you can complete from the comfort of your home. These are the steps to follow:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
