Personal Loan for Self-Employed
Hero FinCorp offers Personal Loans to both salaried and self-employed individuals
Personal Loan EMI Calculator
Get a Personal Loan in Patna Up to 5 Lakh
Patna, the capital of Bihar, is one of the most ancient cities of India. It is a famous pilgrimage centre for Buddhists, Jains, and Hindus alike. Due to its rich cultural heritage, it has always been a centre of attraction for travellers, job seekers and migrants. The city’s growth has led to an increased demand for better education, healthcare facilities and lifestyle; and for Personal Loans to meet such needs. There are many Personal Loan providers in Patna. However, to get an affordable and attractive loan, you can visit the nearest Hero FinCorp branch in your city.
We Offer a Wide Range of Personal Loans
We offer a wide range of Personal Loans to meet your financial needs, providing quick approvals, flexible terms, and competitive interest rates.
Personal Loan for Women
Women can also get a loan of up to 5 Lakh
Personal Loan for Government Employees
Those working in the government sector can obtain an instant Personal Loan in Patna.
Personal Loan for Education
You can fund your higher education as well with this loan
Personal Loans for Doctors
Doctors can expand their workplace with this loan
Personal Loan for Travel
Enjoy your dream trip with Hero FinCorp Personal Loan
Personal Loan for Wedding
Manage all unexpected wedding expenses
Personal Loan for Home Renovation
Give your house an aesthetic touch with our Personal Loan
Features and Benefits of Hero FinCorp Personal Loan in Patna
Personal Loan Patna comes with numerous features and benefits. Some of the features of Hero FinCorp Personal Loan are:
High Loan Amount
You can get a personal loan of up to 5 Lakh
Instant Approval
Get instant approval within 2 minutes of application
Minimal Documents
Avoid hefty paperwork and get approval with ease
Flexible Usage
You can use funds for various planned and unplanned expenses
Flexible Tenure
Repay the loan over a flexible tenure of up to 36 months
Eligibility Criteria for Personal Loan in Patna
If you are planning to take a Personal Loan in Patna, you can get attractive rates at Hero FinCorp. To get instant Personal Loan approval in Patna, you must meet certain eligibility criteria. The eligibility criteria are as follows:
Age
You must be between 21 and 58 years old.
Citizenship
You must be an Indian citizen.
Work Experience
6 months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
To ensure loan approval, you must maintain a minimum monthly income of Rs 15,000.
Documents Required for Personal Loan in Patna
The documentation requirements to apply for an instant cash loan in Patna vary for salaried and self-employed applicants. Scan and upload their copies online instead of visiting our branch office to submit paperwork. Here is all you need to know:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driving Licence, Passport, Aadhaar Card, Utility Bill
Documents Required for Self-Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, and Company’s Registration Certificate.
Interest Rate and Charges for Personal Loan in Patna
You will get the most competitive Personal Loan interest rate in Patna at Hero FinCorp. These are a few other charges you must prepare to pay:
How to Apply for a Personal Loan in Patna?
Applying for a Personal Loan with Hero FinCorp is straightforward. By following a few simple steps, you can get monetary assistance. Here are the steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
The maximum payback period for a Personal Loan is 36 months.
It can be used for numerous purposes. You can use the loan amount for holidays, medical emergencies, home renovation etc.
The Personal Loan interest rate depends upon several factors such as age, income, creditworthiness etc.
At Hero FinCorp, you can borrow a maximum amount of up to Rs 5 Lakh as a Personal Loan in Patna.
Documentation requirements often include your identity, address, and income proofs. However, the income proofs vary based on your profession. Check our website to know which documents you must provide to apply for an instant Personal Loan in Patna with Hero FinCorp.
The Hero FinCorp Personal Loan eligibility criteria include your age, employment, income, work experience, etc. Your credit score and debt-to-income (DTI) ratio also determine your eligibility.