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UPI Guide

What is a UPI Merchant? Understanding UPI Merchant Accounts

Ravi runs a small grocery store in a busy lane where most customers pay through UPI. He checks his phone after every transaction to confirm the payment. One evening, a customer shows a success screen, but the amount does not appear in his account.

UPI Guide

RBI’s New 2FA Rule for Digital Payments

Mr. Rao booked his dinner order through an app and confirmed the transaction using his UPI PIN. This security measure is part of the 2FA rule, which has been initiated by the RBI for digital payments.

UPI Guide

What is a UPI Payment Gateway and How Does it Work?

Neha sells homemade beauty products and accepts payment through UPI. When her customers pay through UPI, she receives the money within seconds.

UPI Guide

कैशबैक के लिए सर्वश्रेष्ठ यूपीआई ऐप्स

super.money, Kiwi और MobiKwik को सबसे ज्यादा कैशबैक देने वाले यूपीआई ऐप्स माना जाता है। super.money हर ट्रांजैक्शन पर कैशबैक दे रहा है, जबकि Kiwi RuPay क्रेडिट कार्ड के माध्यम से ऑफलाइन UPI पेमेंट पर 1.5 प्रतिशत तक कैशबैक की सुविधा है। वहीं Google Pay और Paytm को भी रिवॉर्ड्स के लिए अच्छा विकल्प माना जाता है। 

UPI Guide

PPI क्या है? अर्थ, प्रकार और बैंकिंग में इसका महत्व

प्रीपेड पेमेंट इंस्ट्रूमेंट्स (PPI) एक ऐसा डिजिटल या फिजिकल माध्यम है जो सामानों की खरीद, नकद निकासी या फंड ट्रांसफर के लिए पहले से जमा राशि का इस्तेमाल करते हैं। यह कार्ड या फिर मोबाइल वॉलेट हो सकते है। रिजर्व बैंक ऑफ इंडिया (आरबीआई)  द्वारा विनियमित, यह डिजिटल लेनदेन को सुरक्षित और आसान बनाता है। 

UPI Guide

What Is VPA Remark in UPI? Meaning, Uses, and How It Works

If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...

Manya Ghosh

LinkedinLinkedin·31 Mar 2026

UPI Guide

UPI P2M Transactions- Meaning In UPI

It is now common to pay for groceries with a QR code scan or pay a restaurant bill with a UPI app. These daily online payments are P2M transactions...

Manya Ghosh

LinkedinLinkedin·30 Mar 2026

UPI Guide

How to Block UPI Immediately If Phone Is Lost

Losing your phone can be stressful, especially when it’s linked to your bank accounts and UPI (United Payment Interface). Because UPI lets you make instant digital payments, you...

UPI Guide

UPI vs PPI - Understanding the Key Differences

Digital payments are prominently used among Indians. People are using online payment methods to pay grocery stores, shopkeepers, and even to split restaurant bills...