Blogs.

Last Sunday, Meera tried to split a dinner bill with her friends and suddenly realised she couldn’t recall her UPI PIN. That same evening, her cousin Rohit changed his PIN after spotting a couple of unusual login alerts on his banking app.

Two very ordinary moments, yet both highlight how important that code really is. 

The National Payments Corporation of India (NPCI) has recently introduced new UPI rules effective August 1, 2025. This means that using UPI for your daily transactions may result...

Rakesh urgently needed money for a medical bill on a Saturday late evening. Banks are closed, it is too late for NEFT, and waiting isn’t an option. He contacted a few friends for help, and within seconds, Rakesh received the amount. How did this happen? The answer: IMPS. Through IMPS, a few taps on the phone can do what once took hours.

Rahul wrapped up a freelance project and expected a quick payment. He shared his UPI ID, waited, and then sent a reminder. The client replied late, entered the wrong amount once, and fixed it after another message. The whole exchange took longer than expected.

Amit runs a small wholesale business. Payments come in all day, but not in one simple way. One customer sends money on UPI, while another asks for bank details. Someone else still uses a manual transfer. Amit keeps checking his phone and bank app just to be sure about what he received.

Ravi runs a small grocery store in a busy lane where most customers pay through UPI. He checks his phone after every transaction to confirm the payment. One evening, a customer shows a success screen, but the amount does not appear in his account.

Mr. Rao booked his dinner order through an app and confirmed the transaction using his UPI PIN. This security measure is part of the 2FA rule, which has been initiated by the RBI for digital payments.

Neha sells homemade beauty products and accepts payment through UPI. When her customers pay through UPI, she receives the money within seconds.

If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...