Personal Loan EMI Calculator
If you're looking for a scenic destination off the beaten path, Kurseong is the place for you. This charming city is located in West Bengal and is known for its scenic beauty and tea gardens. A popular attraction in Kurseong is the Darjeeling Himalayan Railway, a UNESCO World Heritage Site. This narrow gauge railway runs through the city and offers stunning views of the surrounding mountains and valleys.
Another must-visit spot in Kurseong is the Makaibari Tea Estate, one of the oldest and most famous tea plantations in India. Visitors can take a tour of the estate and learn about the tea-making process while enjoying the lush greenery and fresh mountain air. Whether you're a nature lover, a history buff, or just looking for a relaxing vacation, Kurseong has something to offer everyone.
Now, if you are a local and looking to expand your business, or planning a wedding, or want to renovate your home, we understand how important it is to secure funds. For this reason, you can rely on Hero FinCorp, we are a Personal Loan provider in Kurseong to take care of your financial needs.
We offer personal loans for a number of reasons, here are a few:
These loans provide financial assistance for entrepreneurs and self-employed individuals.
Hero FinCorp encourages women empowerment and helps them meet the financial needs of women.
These loans are exclusively available for government employees.
Hero FinCorp offers specialised loans to fund educational expenses.
Our Personal Loan for doctors offers freedom for medical professionals.
A loan for financing travel expenses, including airfare, accommodation, and other travel-related costs.
We understand how important is your special day and offer a loan to make your dream wedding a reality.
The ideal loan for home upgrades and repairs to enhance your living space.
Applicants seeking Personal Loan finance in Kurseong from Hero FinCorp get several benefits.
Hero FinCorp offers a high loan amount of up to 5 Lakh to meet your personal financial needs.
With a competitive interest rate, you can avail of a Personal Loan with a lower interest burden.
Hero FinCorp's loan is collateral-free, which means that you don't have to pledge any asset.
You can choose a flexible repayment tenure ranging from 6 to 36 months.
With Hero FinCorp's quick and easy loan approval process, you can get instant approval for your loan application.
To be eligible for a Personal Loan in Kurseong, you must meet the following criteria:
| Criteria | Details |
|---|---|
| Age | You must be between 21 and 58 years of age. |
| Citizenship | You must be an Indian national. |
| Work Experience | You must have at least 6 months of work experience. |
| Monthly Income | You must earn a minimum of Rs 15,000 per month. |
During the application process, you may be required to submit various documents, including:
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
We offer personal loans in kurseong with a competitive interest rate starting from 19% per annum. This interest rate ensures affordability and financial ease for our customers, as it is lower than the average interest rate offered by other financial institutions. With our loans, you can easily manage your financial needs, whether it's for a medical emergency, education expenses, or a home renovation project. Plus, our instant personal loan application process in kurseong is quick and simple, with minimal documentation requirements.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Applying for a personal loan with Hero FinCorp in kurseong is a simple and hassle-free process. Here's a step-by-step approach to applying for an online personal loan:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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The loan amount depends on factors like your income, credit score, and repayment capacity. Hero FinCorp offers Personal Loans of up to Rs 5 Lakh.
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
EMI Payment: Refer to our T&Cs here
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.