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Jamshedpur, the "Steel City of India," is renowned for its prominent industries, primarily driven by Tata Group's presence. It is a major centre for steel production and hosts various manufacturing units, including automobile, heavy machinery, and engineering companies. The city's industrial growth has led to an increasing demand for Personal Loans.
At Hero FinCorp, both salaried and self-employed individuals can get a personal loan in Jamshedpur of up to Rs 5 Lakh with a monthly income of Rs 15,000 only. You can apply online and get approval in 10 minutes followed by a quick disbursal. These loans come with competitive interest rates and flexible repayment tenures.
At Hero FinCorp, we offer a wide range of personal loans for salaried employees, self-employed individuals and other professionals.
Personal loan for doctor offerings catering to the financial needs of medical professionals for equipment, clinic setup, or personal expenses.
Fulfil your wanderlust dreams with a personal loan for travellers that covers travel expenses, including flights, accommodation, and sightseeing.
Make your special day memorable with a personal loan for wedding that covers wedding expenses, including venue, decorations, and catering.
Transform your house into a dream home with a personal loan for home renovation that covers renovation, repairs, and interior upgrades.
Empowering personal loan for self-employed individuals with financial support for their business needs.
Both salaried and self-employed females can get a personal loan for women for various planned and unplanned expenses.
Exclusive loan options loan for government employees, providing them with flexible and convenient borrowing options.
Fulfil your educational aspirations with a personal loan for education that covers tuition fees, books, and other related expenses.
Unlock financial possibilities with Hero FinCorp's personal loan in Jamshedpur. Explore its features and benefits today!
Access substantial loan amounts to fulfil your financial needs with Hero FinCorp's Personal Loan in Jamshedpur.
Enjoy competitive interest rates that make your Personal Loan from Hero FinCorp in Jamshedpur affordable and cost-effective.
Avail a Personal Loan without the requirement of any collateral or security, ensuring a hassle-free borrowing experience.
You can choose a loan repayment tenure of 12 to 36 months based on your repayment capability.
You can get approval for a Personal Loan in 10 minutes when you apply on the Hero FinCorp website or app.
To qualify for a Personal Loan in Jamshedpur at Hero FinCorp, you must fulfil our simplistic personal loan eligibility criteria, including age, citizenship, work experience, and minimum income requirement. Other than this, we also check your credit history and current financial obligations to send you a loan offer. Use an eligibility calculator and fulfil these conditions to obtain the required funds in time.
Applicant should be between 21-58 years.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly.
At Hero FinCorp, documentation requirements vary for salaried and self-employed applicants. It's advisable to check the required personal Loan documents in advance to ensure a smooth and hassle-free application process.
Filled Loan Application Form, Passport Size Coloured Photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Last 6 Months Salary Slips, Bank Statements, and Form 16
Duly filled application form, Passport-size photograph
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Last 6 Months Bank Statements and ITR for 2 Years
It’s better to know the loan costs before applying for a loan. At Hero FinCorp, personal loan interest rates are competitive, and other charges are nominal. Check out the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
At Hero FinCorp, we value your time the most. As such, we offer you the option of applying for a instant loan online. The following are the steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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