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Personal Loan in Kanchipuram

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Kanchipuram With Quick Approval

Discover Kanchipuram in Tamil Nadu, renowned as the "City of Thousand Temples," reflecting its cultural and historical significance. Home to world-famous silk sarees, Kanchipuram is a weaving hub with traditional craftsmanship—delight in the architectural marvels like Kailasanathar Temple and Ekambareswarar Temple. The city boasts a thriving silk industry, contributing significantly to its economy. Immerse yourself in the vibrant markets showcasing exquisite silk products. With a blend of spirituality, heritage, and commerce, Kanchipuram has a unique charm.

While you are planning to explore these but financial constraint is stopping you, Hero FinCorp is always there for you. Empower your financial journey with quick Personal Loans in Kanchipuram from Hero FinCorp, designed to fulfil your aspirations quickly and efficiently.

We Offer a Wide Range of Personal Loans

Are you looking to apply for instant Personal Loans in Kanchipuram? Hero FinCorp is your go-to solution. Here are our diverse Personal Loan offerings:

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Personal Loan for Self-Employed

This loan is for people running their own businesses, giving them the flexibility.

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Personal Loan for Women

We support women's financial independence with loans helping them meet various financial needs.

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Personal Loan for Government Employees

These loans come with attractive interest rates, and flexible repayment options.

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Personal Loan for Education

Make education more accessible by covering tuition and related costs.

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Personal Loans for Doctors

These loans are customised financing solutions for medical professionals.

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Personal Loan for Travel

With Hero FinCorp Personal Loans for travel, finance your travel plans without worries.

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Personal Loan for Wedding

Make your special day even more memorable with a loan covering all wedding costs.

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Personal Loan for Home Renovation

Transform your home with easy-to-access Personal Loans from Hero FinCorp.

Features And Benefits of Hero Fincorp Personal Loan Kanchipuram

Applying for a Personal Loan finance in Kanchipuram from Hero FinCorp offers multiple benefits to the applicants.

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High Loan Amount

Secure large loan amounts up to Rs 5 Lakh.

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Attractive Interest Rate

We offer an attractive interest rate for individuals with a good credit history.

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Collateral-Free

Simplify the application process by obtaining a loan without pleading a collateral.

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Flexible Repayment Tenure

Our instant loans come with a flexible repayment tenure.

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Instant Approval

Experience quick approval for immediate access to funds.

Eligibility Criteria for Instant Personal Loan in Kanchipuram

Hero FinCop provides instant Kanchipuram Personal Loan with only a few common eligibility criteria, here are the conditions that must be met:

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Age

The loan applicants should fall within the age bracket of 21 to 58 years.

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Citizenship

Our loan eligibility criteria extend to Indian citizens only.

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Work Experience

Salaried individuals: 6 months and self-employed: 2 years.

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Monthly Salary

You should have a minimum monthly salary of Rs 15,000.

Documents Required to Apply for a Personal Loan in Kanchipuram

Getting an instant cash loan in Kanchipuram is easy with Hero FinCorp as we require only a few documents for fast loan processing.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driving Licence, Passport, Aadhaar Card, Utility Bill

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Kanchipuram

Explore our Personal Loan interest rates in Kanchipuram, starting at 19%* annually. Applicants can apply with zero additional charges beyond the borrowed loan amount. Our transparent fee structure ensures a clear understanding of the complete loan charges, making your borrowing experience smoother.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Kanchipuram?

Getting an instant Personal Loan in Kanchipuram is easy with Hero FinCorp. Follow the steps below for a fast application process:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Here are the eligibility conditions to get a loan from Hero FinCorp:

  • Indian citizen
  • Monthly salary of Rs. 15,000
  • A decent credit score
  • Age bracket of 21 to 58 years.

You can avail of up to a loan amount of 5 Lakh with the right documentation and satisfactory eligibility criteria.

The loan tenure available at Hero FinCorp is up to a limit of 36 months.

If you miss an EMI payment any month, then it may negatively impact your credit score and also you may have to pay certain late fees.