Loan Amount
Secure financial assistance of up to Rs 5 Lakh.
Personal Loan EMI Calculator
Get a Personal Loan in Raiganj With a Quick Approval Process
Discover the enchanting allure of Raiganj, a city steeped in cultural heritage and agricultural splendour. We at Hero FinCorp, a trusted loan provider, invite you to explore the vibrant tapestry of this region. Delve into the historical landmarks that narrate tales of bygone eras and immerse yourself in the bustling markets that epitomise the city's commercial vibrancy. With a commitment to your financial well-being, Hero FinCorp extends its support in this culturally rich landscape. Embrace the blend of tradition and commerce as you navigate through the heart of Raiganj, with Hero FinCorp standing as your reliable personal loan provider in Raiganj, ready to assist you in realising your aspirations and financial goals.
Features And Benefits of a Hero FinCorp Personal Loan in Raiganj
Hero FinCorp's Personal Loan is designed to cater to diverse needs. Enjoy the following advantages:
Attractive Interest Rate
Benefit from a competitive interest rate starting from 19%*p.a.
Collateral-Free
Hero FinCorp's loans are collateral-free.
Flexible Repayment Tenure
Choose a flexible tenure of 6 to 36 months.
Instant Approval
Experience a hassle-free application process with instant approval.
Eligibility Criteria for an Instant Personal Loan in Raiganj
Have a smooth loan application process by meeting Hero FinCorp's eligibility criteria:
| Criteria | Details |
|---|---|
| Age | You must be between 21 and 58 years old. |
| Citizenship | Hero FinCorp extends its services to Indian citizens. |
| Work Experience | 6 months for salaried and 2 years for self-employed individuals. |
| Monthly Income | With a minimum monthly salary of Rs 15,000. |
Documents Required to Apply for a Personal Loan in Raiganj
Gather your documents efficiently to streamline Personal Loan finance in Raiganj with Hero FinCorp:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months’ Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rates on Personal Loans in Raiganj
Tackle your financial journey with Hero FinCorp and discover the assurance of competitive interest rates that prioritise your financial ease and affordability. Our commitment lies in providing you with a personal loan solution that not only fulfils your needs but also ensures a smooth repayment experience. The interest rates, starting from 19% per annum, are designed to be competitive, reflecting our dedication to making your financial aspirations accessible. This thoughtful approach ensures that your loan journey is convenient and aligns seamlessly with your budget, empowering you to achieve your goals without unnecessary financial strain.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Raiganj?
To ensure a hassle-free personal loan application process in raiganj with Hero FinCorp, follow these steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
❝
Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
❝
It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
★★★★
❝
Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
❝
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
Kadam Kailash
★★★★★
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Frequently Asked Questions (FAQs)
If you miss an EMI, late payment fees may apply. Furthermore, on a personal front, it can negatively impact your credit score.
Hero FinCorp offers a flexible tenure, ranging from 6-36 months.
Yes, Personal Loans can be used for home improvement.