Calculate Personal Loan EMI
Steeped in Gujarat's cultural richness, Himmatnagar offers a harmonious blend of tradition and progress. The city, renowned for its flourishing ceramic industry, also cherishes its heritage through vibrant celebrations. Life's journey in Himmatnagar sometimes presents unforeseen financial needs, whether planning a dream wedding or addressing unexpected medical expenses.
Thankfully, there's no need to delay your goals. This is where applying for a Personal Loan in Himmatnagar with a streamlined approval process comes in handy. With Hero FinCorp’s convenient approach and minimal paperwork, you can access the financial support you need for life's important moments in this dynamic city.
There are a lot of benefits of getting a Personal Loan with us, and we’ve listed down a few:
Get up to Rs 5 Lakh for various purposes online.
Our interest rates for Personal Loans start from 1.58% per month.
You don’t need to pledge your assets to take a Personal Loan.
Choose a repayment tenure of upto 12-36 months.
Get instant loan approval when you apply online.
Ready to take control of your finances in Himmatnagar? Here's a quick guide to the Personal Loan eligibility criteria to ensure a smooth application process for your loan:
| Criteria | Description |
|---|---|
| Age | You must be between 21 and 58 years of age. |
| Citizenship | You must have Indian citizenship. |
| Work Experience | Salaried individuals need 6 months’ experience; entrepreneurs require at least 2 years. |
| Monthly Salary | You must maintain a minimum monthly income of Rs 15,000 to ensure financial stability. |
Securing a Personal Loan in Himmatnagar with Hero FinCorp is easy. We understand the importance of a streamlined process, so we've kept the Personal Loan required documents minimal. Here's what you'll generally need.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
At Hero FinCorp, we're committed to offering transparent and competitive rates and charges for our loans in Himmatnagar, ensuring you get the best interest rate for personal loan.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Do you need a financial boost to achieve your goals? Hero FinCorp makes it easy to get a Personal Loan in Himmatnagar. Here's how the hassle-free process works:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Your loan limit depends on various factors, such as your income, credit score, and how well you meet all the eligibility criteria and provide the documents. Hero FinCorp offers Personal Loans up to Rs 5 Lakh.
