High Loan Amount
Getting a Bike Loan in Ghaziabad is easy, with amounts ranging from Rs. 10,000 to Rs. 3,50,000.
Two Wheeler Loan In Ghaziabad
- Loan up to Rs 3.5 Lakh
- Longer Tenure
- No Hidden Charges
- Flexible Repayment
Two Wheeler Loan EMI Calculator
Get A Two Wheeler Loan In Ghaziabad Upto 3.5 Lakh
Ghaziabad is famous for its industrial prowess, particularly in manufacturing and pharmaceuticals. The iconic Hindon Air Force Base adds to its importance. It also has a historic Masuri area, where the 1857 First War of Independence had significant events. Swarna Jayanti Park and the beautiful ISKCON Temple are prominent landmarks. Ghaziabad also offers a wide variety of food, with street vendors offering mouth-watering treats like chaat and jalebi.
The peaceful banks of the Hindon River provide a tranquil flight. If you’re into adventure, you must visit the Drizzling Land. There are some other popular attractions, like the Indirapuram Habitat Centre. In terms of transportation, this city is well-connected, and the nearest railway station is Ghaziabad Railway Station.
While the city is accessible through different transportation modes like metro trains, four-wheelers, and two-wheelers, a bike or scooter makes roaming easier. For those looking to purchase a two-wheeler, Hero FinCorp offers attractive interest rates on Two-wheeler Loans in Ghaziabad, allowing individuals to own their dream bikes with a loan of up to Rs. 3.5 Lakhs. The loan options are flexible and cater to the needs of different individuals, making it a convenient option for those looking to purchase a bike or a scooter.
Features And Benefits of Two Wheeler Loan in Ghaziabad
The Two-wheeler Loan in Ghaziabad comes with a lot of benefits and features. If we talk about its features, it comes with high loan amounts, attractive interest rates, flexible repayment tenure and instant approval.
Attractive Interest Rate
A bike loan in Ghaziabad makes your dream bike or scooter more affordable and budget-friendly.
Collateral Free
Get a Two-wheeler Loan in Ghaziabad without collateral, simplifying the process for your bike or scooter.
Flexible Repayment Tenure
Our loan offers flexible repayment options, allowing you to choose a term of up to 60 months.
Instant Approval
Get quick approval for your Bike Loan in Ghaziabad and ride your new bike without delay.
Eligibility Criteria for Two Wheeler Loan in Ghaziabad
To get approved for a Two-wheeler Loan, it is essential to meet the eligibility criteria, such as age, income, and employment status. Fulfilling these conditions will make the loan application and approval process faster and more streamlined. Read on to learn more about the two-wheeler loan eligibility criteria.
Age
Between 18 and 65 years old.
Citizenship
Must be an Indian citizen.
Work Experience
Salaried individuals need 1 year of work experience.
Minimum Monthly Salary
A minimum monthly salary of Rs 10,000 is required.
Documents Required to Apply for a Two Wheeler Loan in Ghaziabad
To apply for a Two-Wheeler Loan in Ghaziabad, you must provide the following documents for two wheeler loan. These include a duly filled loan application form, a passport-size coloured photograph, and the documents listed below:
Documents Required for Salaried Employee
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)
Residence Proof
Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill
Income Proof
Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16
Job Continuity Proof
Job offer letter from the current employer, Experience certificate from the previous employer
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
(Not required for salaried employees)
Property Documents
(Not required for salaried employees)
Documents required for Self Employed
Loan Application
Duly filled loan application form, Passport-size coloured photograph
Identity Proof
Driving Licence, Aadhaar card, Passport, PAN Card
Residence Proof
Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill
Income Proof
(Not required for self-employed)
Job Continuity Proof
(Not required for self-employed)
Age Proof
Birth Certificate, Passport, PAN Card, Driving Licence
Office Address Proof
Maintenance Bill, Utility Bill
Property Documents
Rent Agreement, SSI or MSME Registration Certificate
Interest Rates and Charges for Two Wheeler Loan in Ghaziabad
The Bike Loan interest rate in Ghaziabad varies depending on your credit score and your chosen lending institution. It's important to note that having a good credit score can often lead to a lower interest rate, so it's wise to maintain a healthy credit score. Hero FinCorp offers fantastic deals to help you get the best possible rate for your Two-wheeler Loan. Our interest rates start at 14% per annum.
How To Apply For a Two Wheeler Loan in Ghaziabad?
Availability of a Two-wheeler Loan in Ghaziabad through Hero FinCorp is a simple process. Here’s how:
- 1
Visit the Two-Wheeler Loan section on the Hero FinCorp website.
- 2
Click the ‘Apply Now’ button.
- 3
Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.
- 4
Select the checkbox to agree to our ‘terms and conditions’ and submit.
Frequently Asked Questions
At Hero FinCorp, 5% of the two-wheeler cost is required to be paid as a down payment for a Bike Loan in Ghaziabad. The percentage may vary from one lender to another.
At Hero FinCorp, we offer a flexible repayment tenure of 60 months for Two-wheeler Loans in Ghaziabad.
Yes, you can choose your desired brand or model for the Bike Loan in Ghaziabad. At Hero FinCorp, we provide bike loans for Hero bikes and scooters. For other brands, you can borrow for our Personal Loan.
Absolutely, you can get a pre-approved loan while financing a Bike Loan. It helps in streamlining the process.
No, there isn’t any requirement for a guarantor for the Bike Loan application in Ghaziabad.