Two Wheeler Loan
in Patna

How to apply for two-wheeler loans in Patna

• 01

  If you are eligible and have access to all the necessary documents, just go online to apply for a bike loan in Patna. The eligibility criteria are simple. You have to be above 18 years and an Indian national. If you are salaried, you should have been employed for minimum 1 year and you should have spent at least 6 months in your present job. If you are self-employed, you should have been in your present business for at least a year. To get a two wheeler loan in Patna, documents like address and identity proofs, bank statements and passport-size photos have to be submitted with the loan application. .

• 02

  Next, you can select from different financing solutions (multiple tenure and down payment options), depending on your credit history, bike model and price and documents submitted. Hero FinCorp offers a maximum LTV of 95%, maximum tenure of 60 months and requires minimal documentation. You can expect speedy processing and approval when you approach us for a two wheeler loan in Patna. To know about special offers, you can get in touch with a representative as well. We will approve your loan in 15 minutes if everything is in place and you will get the loan amount in your account in 48 hours.

• 03

  Taking a bike loan in Patna from us is also comfortable because we provide multiple repayment modes, like cash, NACH, PDS and ECS. You can also prepay your loan based on terms of foreclosure. You don’t need to pledge any collateral or name a guarantor to take this loan. Your spouse or a blood relative who lives in the same house can act as the co-applicant. Once you repay the entire loan as well as all the dues, we will issue the NOC or No Objection Certificate. Your loan account will be closed then.