Apply for Two Wheeler Loan in Kochi – Loan Up to ₹3.5 Lakh

Q: How do I calculate my EMI payments easily?

You can simply visit our website and check out the bike loan calculator in Kochi. It allows you to calculate your EMI in no time. Just provide the necessary details like your loan amount, rate of interest and tenure, andit will display the EMI payable. You can keep changing the tenure, loan amount and interest rate until you get an EMI option that suits your needs best

Introduction

Availing an easy two wheeler loan in Kochi at the best interest rate possible is no longer a dream, thanks to Hero FinCorp. Our customized loan options can make the repayment super convenient. Our loans also come with multiple down payment options with flexible tenures to make your experience a smooth one.

Features and benefits

Apply for a two wheeler loan in Kochi easily, whether you are a salaried or a self-employed individual.

The minimum loan amount we offer is INR 10,000 and the maximum is INR 2,50,000.

Our maximum loan to value ratio (LTV) is 95%, which can help you buy your dream bike without any worries

We not only offer competitive interest rates, but also flexible tenures, that can be of 60 months at the most

The documentation process for a bike loan in Kochi is fast and simple. We also process your application without the need of any guarantor.

To help you make EMI payments easily, we offer several modes like cash, ECS, PDC, and NACH.

If all your documents are in place and you satisfy our eligibility criteria, we can approve your loan in just 15 minutes.

The Hero FinCorp Advantage:

If you are looking for the highest loan offering in Kochi, choose Hero FinCorp. Contact our representatives to get more details.
We offer you the best interest rates possible, so you can repay the loan without any hassle.
The documentation we need to process your loan applicationis minimal.
If you choose to get a bike loan in Kochi from us, we will offer you multiple tenure options.
Our repayment options include NACH, PDC, ECS, Cash, etc,so you can choose what works best for you.
We are your best bet if you are looking for quick and simple loan processing.

Customer Testimonials

Sachin Singh

Main Ernakulam, Kerala

Their services were good. Bought my bike thanks to their guidance and platform. Will definitely recommend them to others.

Sumesh V S

Cherai, Ernakulam, Kerala

The low interest rate is what caught my attention. I wanted to buy a two-wheeler loan for a long time, with this interest rate I was able to. I’m so glad that I chose Hero FinCorp.

Aneesh K S

Chengamanad, Ernakulam, Kerala

Thanks to Hero FinCorp, I finally bought a two-wheeler. Unlike other places they did not need like a million documents. I am going to tell all my friends about this place

How to apply for two-wheeler loans in Kochi

01

There are two ways in which you can apply for a bike loan in Kochi with us. You can visit the Hero MotoCorp dealership that is nearest to you or visit our website clicking here. Make sure that you are eligible and possess all the important documents for the process to go smoothly.
02

After filling out the application form, submit the same along with KYC documents, income proof, and a passport size photo. No guarantor or collateral is needed for you to get a two wheeler loan in Kochi. Your spouse or a blood relative living in the same house as you can serve as a co-applicant.
03

Next, based on your documentation, credit history and the bike’s price and model, you can select from the many options we offer for a two wheeler loan in Kochi. Multiple down payment and tenure options are also made available to you.
04

Lastly, do read the terms and conditions carefully before accepting them and concluding the application process.

Eligibility Criteria

When you apply for a bike loan in Kochi with us, rest assured that we will offer you many different options to make your experience smooth. And as long as you are eligible, you can get started with the application process without delay.

To get a two wheeler loan from Hero FinCorp, here are the eligibility criteria that you need to satisfy:

You must be more than 18 years of age and an Indian national.
Salaried employeesshould have been employed for a minimum of 1 year and should have spent 6 months at least with their current employer, OR
Self-employed individuals should have been in their present business for a minimum of 1 year.

Documentation Required

To get a two wheeler loan in Kochi, you must provide KYC documents – a photo identity and address proof.
Whether you are a salaried or self-employed individual, you have to provide bank statements. Salaried individuals will need to share as proof of income
A passport-size photo is compulsory to complete your application.

Frequently Asked Questions

What does EMI stand for? How is it calculated?

EMI or Equated Monthly Instalments refer to a monthly payment option that lets you repay a large loan in small chunks. These are fixed and are a summation of a principal (loan amount)part and interest part. You can use the two wheeler EMI calculator on our website to calculate this amount.

Which lender is known to provide the lowest two wheeler interest rate in Kochi?

Hero FinCorp is known for offering highly competitive interest rates on two wheeler loans. However, the exact rate is based on the amount of loan you take, the tenure, your annual income and your credit score. If the tenure is long, then the interest rate is low. And if you have an impressive credit score, you can further negotiate the rate.

How do I calculate my EMI payments easily?

You can simply visit our website and check out the bike loan calculator in Kochi. It allows you to calculate your EMI in no time. Just provide the necessary details like your loan amount, rate of interest and tenure, andit will display the EMI payable. You can keep changing the tenure, loan amount and interest rate until you get an EMI option that suits your needs best

Are there any special schemes I can get while buying my bike on EMI in Kochi?

We offer several special schemes regularly to our customers so that their experience with us is the best. The aim is to make your repayment experience hassle-free and comfortable by lowering the loan burden. Get in touch with us to know more.

Can I pay my two wheeler loan in advance?

Yes, you can, as long as the foreclosure terms in your loan agreement allow it. In that case, there is no penalty associated with prepaying your loan. You can also pay back your loan quickly by choosing a short tenure, which tends to come with a high interest rate. But the advantage is that you will be debt-free sooner. Head to our website and have a go at the two wheeler loan interest calculator in Kochi, to calculate the EMI payment that you are most comfortable with.

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Two Wheeler Loan
in Kochi

Introduction