You can easily apply for a two wheeler loan in Agra, whether you are salaried or self-employed.
INTRODUCTION
Get in touch with us today if you are looking for an easy and affordable two wheeler loan in Agra . Our customizable loans come with multiple options for down payment and flexible tenures, so that you can make the repayments as per your convenience.
FEATURES AND BENEFITS
The amount of loan can range from INR 10,000 to INR 3, 50,000.
The maximum loan to value (LTV) ratio we offer is 95%, so that you can buy your dream bike with ease.
We offer attractive interest rates and our flexible tenures can go up to 60 months.
The documentation required to apply for bike finance in Agra is minimal and simple. You do not need to provide any guarantor and your loan application will get quickly processed.
Not only do we ensure that your EMIs are affordable, but we also offer multiple repayment options, including cash, ECS, PDC, and NACH.
If everything is in place, it can take just 15 minutes for your loan to get approved.
THE HERO FINCORP ADVANTAGE:
- We are your best bet if you are looking for the highest loan amount possible in Agra. Get in touch with us to know more.
- Our interest rates are not just competitive, but they are also designed to make your repayment hassle-free.
- The documentation required for our loan application process is absolutely minimal.
- You can pick from multiple tenure options while taking a bike loan in Agra from us, based on your convenience.
- You get to choose from multiple repayment modes like NACH, PDC, ECS, Cash, etc.
- Get in touch with us if you are looking for fast and easy loan processing.
What Our Clients Say About Us
HOW TO APPLY FOR TWO-WHEELER LOANS IN AGRA
- 01
To apply for a bike loan in Agra, either visit a Hero MotoCorp dealership that is closest to you or apply online by clicking here. Please check your eligibility and make sure you have all the necessary documents.
- 02
Complete your loan application form, share your passport size photo, as well as KYC documents and income proof. Then choose a Hero FinCorp partner dealership. There is no need to name someone as your guarantor or pledge any collateral for a bike loan. However, your spouse or a blood relative living in the same house as you can be the co-applicant.
- 03
Next, depending on your bike’s price and model, your credit history, and the documents you have provided, you can select from our various options for two wheeler loan in Agra. These are made available with different down payment amounts and tenures.
- 04
Read the terms and conditions carefully before accepting the same. Your application process is complete.
Eligibility Criteria
Take your pick from the multiple options we offer, when you need a bike loan in Agra. You can start the application process right away if you are eligible.
Here are the eligibility criteria to fulfil if you need a two-wheeler loan from Hero FinCorp:
- You must be above 18 years of age and an Indian national.
- If you are salaried, you should have been employed for at least a year and should have spent a minimum of 6 months with your present employer, OR
- If you are self-employed, you should have been in your current business for a minimum of 1 year.
Documentation Required
- To get a two wheeler loan in Agra, you need to provide KYC documents like identity and address proofs.
- Both salaried and self-employed individuals need to supply bank statements.
- Passport size photo is also required to complete your application.
Frequently Asked Questions (FAQs)
EMI refers to Equated Monthly Instalments that help you repay a loan over a certain period of time. EMIs are fixed in nature and consist of a principal (loan amount) part and an interest part. You can calculate it easily by using a two wheeler EMI calculator available on our website.
Hero FinCorp offers highly competitive interest rates on two wheeler loans, based on your loan amount, tenure your choose, your income as well as your credit score. Usually, the longer your tenure, the lower is the interest rate. A high credit score will also help you to get a good deal.
Yes, you can simply use the bike loan calculator in Agra that is available online on the Hero FinCorp website at the top. By entering details like loan amount, interest rate and tenure, you can calculate your EMI in a jiffy. Try different combinations to get an idea about the loan terms that are best for you.
Hero FinCorp offers special schemes from time to time to make your two wheeler loan more affordable or attractive. You can get in touch with one of our representatives to know more before applying for a loan.
Yes, based on your foreclosure terms in the loan agreement, you can prepay your loan without incurring any penalty. Also, if you wish to pay back a loan quickly, opt for a short tenure. Though the interest rate might be slightly high in that case, you will become debt-free sooner. To determine the kind of EMI you will be comfortable with, use the two wheeler loan interest calculator in Agra that we provide on our website.