It is easy to apply for a two wheeler loan in Pune with us, whether you are a salaried or a self-employed individual.
INTRODUCTION
Availing bike finance in Pune just got simple with Hero FinCorp! Our loan options are easy and affordable, so that you can bring home your dream two wheeler soon. We offer multiple down payment options as well as flexible tenures for your convenience. So, you get to customise your loan as per your needs and repay it comfortably.
FEATURES AND BENEFITS
We offer loan amounts that range from INR 10,000 to INR 3,50,000.
Our loan to value (LTV) ratio can go up to 95%, so that you can make a down payment conveniently.
Not only are our interest rates reasonable, we offer flexible tenures too, which can be of 60 months at the most.
Hero FinCorp ensures minimal documentation to ease and hasten your loan application process. Moreover, we do not require any guarantor from your side
You can repay the loan through multiple modes too – like, PDC, NACH, ECS, and cash
If you are eligible and have all the required documents, we can process and approve your two wheeler loan in Pune within 15 minutes.
THE HERO FINCORP ADVANTAGE:
- If you are looking for a large bike loan in Pune, Hero FinCorp can assure you the best deal possible.
- We make it easy for you to make timely repayments by offering affordable interest rates.
- Our loan application process is not only hassle-free, but also requires minimal documentation.
- You can choose from various tenures so that repaying the two wheeler loan is comfortable for you.
- To ensure further flexibility, we provide multiple modes of repayment, like NACH, PDC, ECS, Cash, etc.
- Hero FinCorp is the lender to go with if you are looking for quick bike loan processing.
What Our Clients Say About Us
HOW TO APPLY FOR TWO-WHEELER LOANS IN PUNE
- 01
Applying for a bike loan in Pune with us is super simple. After you make sure that you are eligible and possess the necessary documents, visit your nearest Hero MotoCorp dealership or go online by clicking here.
- 02
Then you need to fill out your application form and submit it along with your income proof, KYC documents, and a passport size photo. You do not need to name any guarantor or pledge any collateral to get a bike loan from us. Your co-applicant can be your spouse or a blood relative who lives in the same house as you.
- 03
Next, you need to pick from the different options we provide for a two wheeler loan in Pune, based on your credit history, your documents, and the model and price of the bike. We let you choose from multiple tenures and down payment options too.
- 04
To complete the application process, go through the terms and conditions carefully and then accept the same.
Eligibility Criteria
The best part of approaching Hero FinCorp for bike finance in Pune is that you get plenty of options to choose from. Naturally, repaying the loan becomes easy. So, get started with the process of application without delay, if you are eligible.
To get a two wheeler loan from Hero FinCorp, here are the eligibility criteria you need to satisfy:
- You need to be an Indian national and above 18 years of age.
- Salaried individuals should have been employed for a minimum of 1 year and must have spent at least 6 months with their current employer, OR
- Self-employed individuals should have been in their current business for 1 year at least.
Documentation Required
- KYC documents like identity and address proofs need to be submitted if you want to get a two wheeler loan in Pune
- You need to provide bank statements whether you are salaried or self-employed.
- We will also require a passport size photo.
Frequently Asked Questions (FAQs)
EMI or Equated Monthly Instalments is the money you pay the lender every month and over a certain period of time to repay the loan. They are fixed and constitute a principal part and an interest part. To calculate EMIs, you can use the two wheeler EMI calculator available on our website.
The interest rates we offer on our two wheeler loans are extremely affordable. However, the actual rate you secure depends on your chosen tenure, the loan amount, your income, as well as your credit score. If you want a low interest rate, you can also pick a long tenure. A good credit score will also help you to negotiate the rate.
To determine the EMI you have to pay on your loan, use the bike loan calculator in Pune we provide at the top of our website. All you have to do is submit details like tenure, loan amount, and interest rate. To zero in on the most suitable loan terms, you can try multiple combinations on the calculator.
At Hero FinCorp, every now and then, we offer special schemes to make your bike loan easy and affordable. Just get in touch with one of our representatives to find out more about these.
Yes, you can prepay the loan without incurring any penalty, depending on the foreclosure terms in your loan agreement. Or, you can choose a short tenure to repay the loan fast. Though you will have to bear a slightly higher interest rate in that case, you will soon become debt-free. To figure out a convenient EMI amount, simply use the two wheeler loan interest calculator in Pune on our website.