High Loan Amount
Access personal loans up to Rs 5 lakh to meet your needs and reach your goals.
Personal Loan in Murshidabad
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval
Calculate Personal Loan EMI
Get a Personal Loan in Murshidabad Up to 5 Lakh
Murshidabad in West Bengal, located along the banks of the Bhagirathi River, exudes a rich historical and cultural heritage. Once the capital of Bengal during the Nawabi era, this city is renowned for its majestic architecture, including the Hazarduari Palace and the Katra Masjid. Murshidabad is also famous for its silk industry, producing exquisite Baluchari sarees cherished across the country. Visitors can immerse themselves in the city's vibrant markets, bustling with activity and offering a plethora of local delicacies. With its intriguing history, architectural marvels, and cultural diversity, Murshidabad is a testament to Bengal's grandeur.
To fulfil your financial needs in Murshidabad, consider Hero FinCorp for quick approval and hassle-free processing of personal loans in Murshidabad, ensuring you can achieve your goals with ease and confidence.
Features and Benefits of Personal Loan in Murshidabad
Seeking instant funds in Murshidabad? Apply for an instant personal loan in Murshidabad with attractive features from Hero FinCorp:
Attractive Interest Rate
Enjoy competitive rates from 19% p.a., keeping your monthly repayments affordable and cost-effective.
Collateral-Free
Get a loan quickly without collateral, making the process simple and approval faster.
Flexible Repayment Tenure
Choose a flexible repayment tenure between 12 to 36 months to suit your finances.
Quick Approval
Get fast approval and instant funds to quickly manage your urgent financial needs.
Eligibility Criteria for Instant Personal Loans in Murshidabad
Unlock the eligibility requirements for obtaining instant Personal Loan finance in Murshidabad.
| Criteria | Details |
|---|---|
| Age | You must be between 21 years and 58 years of age. |
| Citizenship | You must be an Indian citizen. |
| Work Experience | For salaried individuals, 6 months and for self-employed individuals, 2 years. |
| Monthly Income | To ensure financial stability, you must maintain a minimum monthly income of Rs 15,000. |
Documents Required to Apply for a Personal Loan in Murshidabad
Hero FinCorp is your reliable Personal Loan provider in Murshidabad. We offer a hassle-free loan application process to make it as simple as possible. Here are the documents we need to offer you a personal loan:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Month's Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Murshidabad
In Murshidabad, Hero FinCorp stands out with highly competitive interest rates for personal loans, starting from 19% per annum. It assures favourable terms and affordable repayment options, allowing borrowers to enjoy lower monthly payments and reduced borrowing costs. Choosing Hero FinCorp empowers individuals to effectively manage their finances while accessing the funds necessary to achieve their targets.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Murshidabad?
To apply for a personal loan in murshidabad, follow these steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
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Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
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It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
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Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
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I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
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Frequently Asked Questions
The EMI for a 5 lakh personal loan depends on the loan tenure and interest rate. You can use the Personal Loan EMI calculator for accurate calculations.
Yes, personal loans can be used to cover medical expenses.
The interest rate for a personal loan is determined based on factors like credit score, income, loan amount, and repayment tenure.
A personal loan provides a lump sum amount that must be repaid with interest over a specified period.