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Personal Loan in Khordha

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Khordha With Quick Approval

Khordha town in Odisha, India has a big history. It used to be the capital of Odisha and played an important role in history. It is also known for being the "last independent fort." Nowadays, Khordha is a well-connected town in the Khordha district, the most urbanised district in Odisha. Interestingly, Bhubaneswar, the capital city of Odisha now, is located very close to Khordha—just 25 kilometres away.

This connects us to the growing business industry, where various small businesses can now take advantage of personal loans in Khordha from Hero FinCorp. We offer instant approvals, less paperwork, and affordable interest rates.

We Offer a Wide Range of Personal Loans

Hero FinCorp provides a wide range of Personal Loans to help you meet your diverse financial needs.

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Personal Loan for Self-Employed

Personal loans for Self-Employed assist self-employed applicants in Khordha by providing them with a loan of up to Rs. 5 Lakh.

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Personal Loan for Women

Personal loans for women are designed to cater to working women to help them manage their finances.

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Personal Loan for Government Employees

Successful verification of documents, government employees can receive quick access to funds with our Personal Loan for Government Employees.

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Personal Loan for Education

Specialised Personal loans for Education are available to help you invest in your future education.

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Personal Loans for Doctors

Medical professionals have the opportunity to progress their careers with Personal Loan for Doctors without collateral.

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Personal Loan for Travel

Personal loans for Travel help you plan your travel to a sunny beach or a scenic mountain trail stress-free and effortless.

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Personal Loan for Wedding

Ensure your wedding day is memorable without financial worries by borrowing a Personal Loan for Wedding.

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Personal Loan for Home Renovation

With our Personal Loan for Home Renovation, you can easily pay for upgrades in your Kitchen, Hall, and Bedroom instalments.

Features And Benefits of Hero Fincorp Personal Loan Khordha

We offer personal loans designed to meet the diverse financial needs of individuals. Here are some of the features and benefits of Khordha personal loan:

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High Loan Amount

We offer loans up to Rs. 5 Lakh, subject to factors such as your income, payment history, and existing obligations.

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Attractive Interest Rate

Our rates are highly competitive in comparison to other major lenders.

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Collateral-Free

You won't have to worry about putting up any valuable possessions as security for an instant personal loan in Khordha.

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Flexible Repayment Tenure

You have the option to choose a repayment period ranging from 12 to 36 months.

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Instant Approval

We instantly approve your loan, ensuring and eliminating unnecessary delays on your loan approvals.

Eligibility Criteria for Instant Personal Loan in Khordha

The eligibility criteria for an instant personal loan in Khordha is convenient to commute. Following are the Eligibility Criteria for Personal Loan that we consider:

CriteriaRequirement
AgeYour age must be between 21 to 58 years.
CitizenshipYou must be an Indian citizen.
Work Experience6 months of work experience for salaried employees and 2 years of experience for self-employed individuals.
Monthly IncomeYou must have a minimum monthly income of Rs. 15,000.

Documents Required to Apply for a Personal Loan in Khordha

When seeking a loan from Hero FinCorp in Khordha, it is crucial to keep the essential documents ready. Double-check that you have all the Required Documents for Personal Loan and scrutinise them thoroughly to ensure a smooth and efficient loan application process.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates and Charges on Personal Loan for Khordha

Simplicity is a major aspect of our personal loan in Khordha. We aim to maintain transparency by following a fee structure that solely charges interest on the principal loan amount without any extra fees. For further clarification, please check out the overview of our Personal Loan interest rates and other charges.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Khordha?

To proceed with your personal loan application at Hero FinCorp in Khordha, kindly follow the below steps:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

What Our Customers Say About Us

When my payment for my destination wedding was due, I turned to Hero FinCorp. Their instant personal loan process was unbelievably fast, with approval and disbursal! No long paperwork, no branch visits, just a few clicks on the app. I loved the flexible EMI option, which let me plan repayments comfortably. The entire journey felt professional and transparent. I got timely updates on every step through SMS and email. This kind of service is exactly what busy working professionals like me need. I’m a happy customer and will definitely use them again when needed.

As a freelancer, getting credit quickly is not easy. I applied for Rs 5 lakh on their app, completed digital KYC, and received approval within minutes. I love that I could select a repayment plan that matches my irregular income. No branch visits, no stress, the entire process was smooth. The interface is clean, and I could track my disbursal status easily. For anyone who is self-employed and looking for quick funds, this is one of the best options available in the market today!

I took a personal loan for my sister’s wedding, and the experience was excellent. The approval was instant, and everything was explained clearly, no hidden charges or last-minute surprises. The iOS app is smooth. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.

When our car broke down unexpectedly, we needed funds quickly. Hero FinCorp’s instant personal loan was the perfect solution. The application process was 100% digital and very easy to follow. I chose a 24-month EMI plan that fits our household budget. The auto-debit feature works perfectly, so we never miss payments. It feels good to know there’s a reliable solution available when emergencies strike. It has made borrowing a completely stress-free experience for us.

This was the easiest loan process I’ve ever experienced. Hero FinCorp approved my Rs 5 lakh personal loan within minutes — no branch visits or paperwork required. I completed KYC digitally on the iOS app and got the funds the same day. The app also makes it easy to monitor my loan at any time. I’m very satisfied with the smooth and transparent experience.

Frequently Asked Questions (FAQs)

Yes. On Hero FinCorp, you get competitive loan interest rates and flexible loan tenure on personal loans.
Yes, you can negotiate the tenure. Hero FinCorp offers repayment periods of 12 to 36 months.
Yes, you can avail of a top-up loan on your existing personal loan in Khordha, if you have paid your previous EMI on time.
You can use your loan amount for business purposes, plus with a personal loan, you don’t even have to put an asset into a loan.
You can transfer any existing personal loan to Hero FinCorp.