Personal Loan in Khordha

logo
Loan up to ₹5 Lakh
logo
Minimum Salary Required ₹15K
logo
Instant Approval
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Khordha With Quick Approval

Khordha town in Odisha, India has a big history. It used to be the capital of Odisha and played an important role in history. It is also known for being the "last independent fort." Nowadays, Khordha is a well-connected town in the Khordha district, the most urbanised district in Odisha. Interestingly, Bhubaneswar, the capital city of Odisha now, is located very close to Khordha—just 25 kilometres away.

This connects us to the growing business industry, where various small businesses can now take advantage of personal loans in Khordha from Hero FinCorp. We offer instant approvals, less paperwork, and affordable interest rates.

We Offer a Wide Range of Personal Loans

Hero FinCorp provides a wide range of Personal Loans to help you meet your diverse financial needs.

1.png
Personal Loan for Self-Employed

Personal loans for Self-Employed assist self-employed applicants in Khordha by providing them with a loan of up to Rs. 5 Lakh.

2.png
Personal Loan for Women

Personal loans for women are designed to cater to working women to help them manage their finances.

3.png
Personal Loan for Government Employees

Successful verification of documents, government employees can receive quick access to funds with our Personal Loan for Government Employees.

4.png
Personal Loan for Education

Specialised Personal loans for Education are available to help you invest in your future education.

5_4d202076f4.png
Personal Loans for Doctors

Medical professionals have the opportunity to progress their careers with Personal Loan for Doctors without collateral.

6.png
Personal Loan for Travel

Personal loans for Travel help you plan your travel to a sunny beach or a scenic mountain trail stress-free and effortless.

7.png
Personal Loan for Wedding

Ensure your wedding day is memorable without financial worries by borrowing a Personal Loan for Wedding.

8.png
Personal Loan for Home Renovation

With our Personal Loan for Home Renovation, you can easily pay for upgrades in your Kitchen, Hall, and Bedroom instalments.

Features And Benefits of Hero Fincorp Personal Loan Khordha

We offer personal loans designed to meet the diverse financial needs of individuals. Here are some of the features and benefits of Khordha personal loan:

high-loan-amount.png
High Loan Amount

We offer loans up to Rs. 5 Lakh, subject to factors such as your income, payment history, and existing obligations.

attractive.png
Attractive Interest Rate

Our rates are highly competitive in comparison to other major lenders.

Collateral.png
Collateral-Free

You won't have to worry about putting up any valuable possessions as security for an instant personal loan in Khordha.

repayment-tenure.png
Flexible Repayment Tenure

You have the option to choose a repayment period ranging from 12 to 36 months.

instant-app.png
Instant Approval

We instantly approve your loan, ensuring and eliminating unnecessary delays on your loan approvals.

Eligibility Criteria for Instant Personal Loan in Khordha

The eligibility criteria for an instant personal loan in Khordha is convenient to commute. Following are the Eligibility Criteria for Personal Loan that we consider:

HFCL_age_icon
Age

Your age must be between 21 to 58 years.

citizenship.png
Citizenship

You must be an Indian citizen.

work-experience.png
Work Experience

6 months of work experience for salaried employees and 2 years of experience for self-employed individuals.

monthly_income.png
Monthly Salary

You must have a minimum monthly income of Rs. 15,000.

Documents Required to Apply for a Personal Loan in Khordha

When seeking a loan from Hero FinCorp in Khordha, it is crucial to keep the essential documents ready. Double-check that you have all the Required Documents for Personal Loan and scrutinise them thoroughly to ensure a smooth and efficient loan application process.

Documents Required for Salaried Employee

identity_proof.png
Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

mand-doc.png
Mandatory Documents

Loan Application Form, Passport Size Photo

income.png
Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

ownership.png
Job Continuity Proof

Appointment Letter from Current Employer

addr.png
Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

identity_proof.png
Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

mand-doc.png
Mandatory Documents

Loan Application Form, Passport Size Photo

income.png
Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

ownership.png
Job Continuity Proof

N/A

addr.png
Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

mandatory_documents.png
Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates and Charges on Personal Loan for Khordha

Simplicity is a major aspect of our personal loan in Khordha. We aim to maintain transparency by following a fee structure that solely charges interest on the principal loan amount without any extra fees. For further clarification, please check out the overview of our Personal Loan interest rates and other charges.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Khordha?

To proceed with your personal loan application at Hero FinCorp in Khordha, kindly follow the below steps:

hfc

  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Yes. On Hero FinCorp, you get competitive loan interest rates and flexible loan tenure on personal loans.
Yes, you can negotiate the tenure. Hero FinCorp offers repayment periods of 12 to 36 months.
Yes, you can avail of a top-up loan on your existing personal loan in Khordha, if you have paid your previous EMI on time.
You can use your loan amount for business purposes, plus with a personal loan, you don’t even have to put an asset into a loan.
You can transfer any existing personal loan to Hero FinCorp.