Personal Loan in Rajgangpur

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Rajgangpur With Quick Approval

Rajgangpur, a town in Odisha, India is known for its industries. It has various factories producing cement and other products, owned by Dalmia Bharat Ltd. The town has good transportation links by road and rail, making it easy to travel to nearby attractions.

In addition to the various landmarks, it also offers instant financial help from trusted lenders like Hero FinCorp. With us, you can borrow collateral-free Personal Loans in Rajgangpur at a competitive rate.

We Offer a Wide Range of Personal Loans

At Hero FinCorp, we aim to provide various ranges of Personal Loan finance in Rajgangpur to cater to everyone’s needs. Here are the different types mentioned below:

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Personal Loan for Self-Employed

Up to Rs. 5 Lakh Personal Loan for Self-Employed applicants in Rajgangpur for business ventures.

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Personal Loan for Women

Personal Loan for Women with attractive interest rates and fast approvals for women borrowers.

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Personal Loan for Government Employees

Verified government employees can access funds with Personal Loan for Government Employees.

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Personal Loan for Education

Specialised Personal Loans for education to help finance your education and reduce your financial burden.

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Personal Loans for Doctors

Medical professionals can access funds to advance their careers with Personal Loan for Doctors.

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Personal Loan for Travel

Enjoy your trip without any financial worries with Hero fincorp Personal Loan for Travel.

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Personal Loan for Wedding

Make your wedding day memorable with Personal Loan for Wedding.

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Personal Loan for Home Renovation

Our Personal Loan for Home Renovation allows you to pay for upgrades in installments.

Features And Benefits of Hero FinCorp Personal Loan Rajgangpur

Hero FinCorp provides various benefits for a Personal Loan in Rajgangpur. These features and benefits are helpful for a healthy loan procedure and repayment. It also helps individuals choose what is best suited for them.

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High Loan Amount

Our loan scheme offers a maximum amount of Rs 5 Lakh.

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Attractive Interest Rate

You can avail of our appealing rates with a good repayment history and a strong financial position.

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Collateral-Free

No collateral is needed when applying for our Personal Loan.

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Flexible Repayment Tenure

You can select a repayment duration that ranges from 12 to 36 months.

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Instant Approval

Get your loan approved instantly with us and avoid any unwanted delays.

Eligibility Criteria for Instant Personal Loan in Rajgangpur

The eligibility criteria for a Personal Loan in Rajgangpur is quite simple and getting a loan after fitting into these criteria, makes it super convenient and helpful.

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Age

Applicants must be between the age bracket of 21 to 58 years.

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Citizenship

Applicants with Indian citizenship are eligible to apply.

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Work Experience

Work experience of at least 6 months for salaried and at least 2 years for self-employed.

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Monthly Income

Applicants must have a minimum monthly income of Rs 15,000.

Documents Required to Apply for a Personal Loan in Rajgangpur

To apply for a Personal Loan in Rajgangpur from Hero FinCorp, we need a certain set of required documents for Personal Loan. Double-check and scrutinise them before uploading to ensure a smooth and efficient process.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months’ Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loans in Rajgangpur

At Hero FinCorp, we keep things simple and easy for Personal Loans. Our fee structure only charges interest on the principal loan amount without any additional fees. For more details, check out the overview of our Personal Loan interest rates and other charges.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Rajgangpur?

To apply for a Personal Loan in Rajgangpur, follow these simple steps:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

You can use our EMI calculator to estimate the possible EMIs for the borrowed loan.
You can get a Personal Loan with Hero FinCorp if you fall under the age group of 21–58 years with a minimum income of Rs 15,000.
There is no need to pledge your property as we offer collateral-free loans.
There is no specified grace period, but you can contact us for more information.
Yes, you can use the loan amount to fund your higher studies.