Personal Loan for Self-Employed
Up to Rs. 5 Lakh Personal Loan for Self-Employed applicants in Rajgangpur for business ventures.
Rajgangpur, a town in Odisha, India is known for its industries. It has various factories producing cement and other products, owned by Dalmia Bharat Ltd. The town has good transportation links by road and rail, making it easy to travel to nearby attractions.
In addition to the various landmarks, it also offers instant financial help from trusted lenders like Hero FinCorp. With us, you can borrow collateral-free personal loans in rajgangpur at a competitive rate.
At Hero FinCorp, we aim to provide various ranges of personal loan finance in rajgangpur to cater to everyone’s needs. Here are the different types mentioned below:
Hero FinCorp provides various benefits for a Personal Loan in Rajgangpur. These features and benefits are helpful for a healthy loan procedure and repayment. It also helps individuals choose what is best suited for them.
The eligibility criteria for a Personal Loan in Rajgangpur is quite simple and getting a loan after fitting into these criteria, makes it super convenient and helpful.
To apply for a Personal Loan in Rajgangpur from Hero FinCorp, we need a certain set of required documents for Personal Loan. Double-check and scrutinise them before uploading to ensure a smooth and efficient process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
At Hero FinCorp, we keep things simple and easy for personal loans. Our fee structure only charges interest on the principal loan amount without any additional fees. For more details, check out the overview of our personal loan interest rates and other charges.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
To apply for a personal loan in rajgangpur, follow these simple steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
EMI Payment: Refer to our T&Cs here
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.