High Loan Amount
Our loan scheme offers a maximum amount of Rs 5 Lakh.
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Get a Personal Loan in Rajgangpur With Quick Approval
Rajgangpur, a town in Odisha, India is known for its industries. It has various factories producing cement and other products, owned by Dalmia Bharat Ltd. The town has good transportation links by road and rail, making it easy to travel to nearby attractions.
In addition to the various landmarks, it also offers instant financial help from trusted lenders like Hero FinCorp. With us, you can borrow collateral-free personal loans in rajgangpur at a competitive rate.
Features And Benefits of Hero FinCorp Personal Loan Rajgangpur
Hero FinCorp provides various benefits for a Personal Loan in Rajgangpur. These features and benefits are helpful for a healthy loan procedure and repayment. It also helps individuals choose what is best suited for them.
Attractive Interest Rate
You can avail of our appealing rates with a good repayment history and a strong financial position.
Collateral-Free
No collateral is needed when applying for our Personal Loan.
Flexible Repayment Tenure
You can select a repayment duration that ranges from 12 to 36 months.
Instant Approval
Get your loan approved instantly with us and avoid any unwanted delays.
Eligibility Criteria for Instant Personal Loan in Rajgangpur
The eligibility criteria for a Personal Loan in Rajgangpur is quite simple and getting a loan after fitting into these criteria, makes it super convenient and helpful.
| Criteria | Details |
|---|---|
| Age | Applicants must be between the age bracket of 21 to 58 years. |
| Citizenship | Applicants with Indian citizenship are eligible to apply. |
| Work Experience | Work experience of at least 6 months for salaried and at least 2 years for self-employed. |
| Monthly Income | Applicants must have a minimum monthly income of Rs 15,000. |
Documents Required to Apply for a Personal Loan in Rajgangpur
To apply for a Personal Loan in Rajgangpur from Hero FinCorp, we need a certain set of required documents for Personal Loan. Double-check and scrutinise them before uploading to ensure a smooth and efficient process.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months’ Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rates on Personal Loans in Rajgangpur
At Hero FinCorp, we keep things simple and easy for personal loans. Our fee structure only charges interest on the principal loan amount without any additional fees. For more details, check out the overview of our personal loan interest rates and other charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Rajgangpur?
To apply for a personal loan in rajgangpur, follow these simple steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
❝
Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
❝
It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
★★★★
❝
Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
❝
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
Kadam Kailash
★★★★★
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Frequently Asked Questions (FAQs)
You can use our EMI calculator to estimate the possible EMIs for the borrowed loan.
You can get a Personal Loan with Hero FinCorp if you fall under the age group of 21–58 years with a minimum income of Rs 15,000.
There is no need to pledge your property as we offer collateral-free loans.
There is no specified grace period, but you can contact us for more information.
Yes, you can use the loan amount to fund your higher studies.