High Loan Amount
Our loan scheme offers a maximum amount of Rs 5 Lakh.
Personal Loan EMI Calculator
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Personal Loan EMI CalculatorPersonal Loan EMI CalculatorRajgangpur, a town in Odisha, India is known for its industries. It has various factories producing cement and other products, owned by Dalmia Bharat Ltd. The town has good transportation links by road and rail, making it easy to travel to nearby attractions.
In addition to the various landmarks, it also offers instant financial help from trusted lenders like Hero FinCorp. With us, you can borrow collateral-free personal loans in rajgangpur at a competitive rate.
Hero FinCorp provides various benefits for a Personal Loan in Rajgangpur. These features and benefits are helpful for a healthy loan procedure and repayment. It also helps individuals choose what is best suited for them.
Our loan scheme offers a maximum amount of Rs 5 Lakh.
You can avail of our appealing rates with a good repayment history and a strong financial position.
No collateral is needed when applying for our Personal Loan.
You can select a repayment duration that ranges from 12 to 36 months.
Get your loan approved instantly with us and avoid any unwanted delays.
The eligibility criteria for a Personal Loan in Rajgangpur is quite simple and getting a loan after fitting into these criteria, makes it super convenient and helpful.
| Criteria | Details |
|---|---|
| Age | Applicants must be between the age bracket of 21 to 58 years. |
| Citizenship | Applicants with Indian citizenship are eligible to apply. |
| Work Experience | Work experience of at least 6 months for salaried and at least 2 years for self-employed. |
| Monthly Income | Applicants must have a minimum monthly income of Rs 15,000. |
To apply for a Personal Loan in Rajgangpur from Hero FinCorp, we need a certain set of required documents for Personal Loan. Double-check and scrutinise them before uploading to ensure a smooth and efficient process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
At Hero FinCorp, we keep things simple and easy for personal loans. Our fee structure only charges interest on the principal loan amount without any additional fees. For more details, check out the overview of our personal loan interest rates and other charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
To apply for a personal loan in rajgangpur, follow these simple steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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