High Loan Amount
Use your property as collateral to secure a loan up to Rs 5 crore from Hero FinCorp.
Loan Against Property in Karnal
- Loan up to ₹5 Crore
- Maximum funding on Property Value
- Quick Sanctioning
Karnal, a city in the heart of Haryana, seamlessly blends tradition and modernity. It has a rich historical heritage, with ancient landmarks such as the Karna Lake and the Miran Sahib's Tomb from the Mughal era, offering a glimpse into India's past.
The city is also a significant player in the country's agricultural sector, home to the National Dairy Research Institute (NDRI) and Maharana Pratap Horticultural University. Being located on National Highway-44 and having robust rail connectivity makes Karnal an important commercial hub.
Karnal has a rich culture and varied cuisines. It is also a great place to invest in a dream home or start a business. If you're facing financial roadblocks or any sudden financial urgency, getting a Mortgage Loan in Karnal from Hero FinCorp could be a smart choice. We offer up to Rs. 5 Crore with flexible tenure of up to 15 years to help you overcome any financial shortage.
Know the features and benefits of getting a Loan Against Property in Karnal:
Use your property as collateral to secure a loan up to Rs 5 crore from Hero FinCorp.
Benefit from low interest rates, reducing monthly payments and overall borrowing costs.
Just apply online with complete documentation and get quick access to the necessary funds.
Our Mortgage Loans offer flexible repayment options with terms up to 180 months.
Borrow up to 175% of your property's value, maximizing your borrowing potential.
The documentation process is simple and hassle-free, with no tedious paperwork.
To acquire a Mortgage Loan in Karnal, you must meet specific requirements. Here's what you need to know for eligibility:
You must be between 25 and 75 years of age bracket.
You must be a citizen of India.
At least 3 years of work experience is needed.
Business stability of 3 years is considered.
The applicant should be self-employed or an entrepreneur running a profitable business.
Being well-prepared with all the necessary documentation is crucial before taking further steps. Here are the documents required to apply for a Mortgage Loan in Karnal:
Duly filled application form, PAN Card
Aadhar Card, ID Card, Driver's License, and Identity Card issued by GOI
Passport, Driver's License, Utility Bill, Voter ID Card, Lease/ Rent Agreement, Registry Copy, Property Tax Receipt, GST Certificate
GST Certificate, UDHYAM Certificate, Partnership Deed Copy, Trade License, Certificate of Practice
Banker's Verification, Passport, PAN Card
Last three years' Income Tax Returns (ITRs), Income Statement, Profit and loss Statement, Balance Sheet, and Bank Account Statement (previous six months)
Complete set of documents pertaining to the property in question
Curious about the interest rates? Hero FinCorp offers the lowest Mortgage Loan interest rates in Karnal, starting at 11%. However, the interest rate you are offered is based on your income, occupation status, and property condition. You can choose between two types of interest rates: fixed or floating. Your monthly payments will remain unchanged if you choose a fixed interest rate. However, your EMIs may vary based on market conditions if you opt for a floating interest rate.
To apply for a Loan Against Property in Karnal through Hero FinCorp, follow these straightforward steps:
Visit Hero FinCorp website and go to the loan against property page.
Check your eligibility from the eligibility criteria section available on the website
On the mortgage loan page, check for the mandatory documents required for a mortgage loan.
Click the 'Apply now' tab and fill in the required information, and submit the online form.
Once Hero FinCorp is satisfied with your details, their executives will get in touch with you.
You may also apply for a mortgage loan by visiting the nearest Hero FinCorp branch or outlet.
Loans Against Property
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