Personal Loan EMI Calculator
Hisar in the state of Haryana is a major city recognised for its historical importance as well as growing industrial base. Residents of the city looking for immediate cash for any planned or unplanned needs are now opting for Personal Loans. We at Hero FinCorp provide Personal Loans in Hisar of up to Rs 5 lakh. Our loans have a monthly interest rate starting from 1.58% and flexible tenures ranging from 12 to 36 months. Both salaried and self-employed individuals with a monthly income of Rs 15,000 can apply online and receive approval in 10 minutes.
Explore the advantages of our Hisar Personal Loans designed for your financial convenience.
Borrow up to Rs 5 Lakh with our personal loans that address your diverse financial needs
Benefit from competitive interest rates ranging from 19%* per annum.
Our unsecured personal loans eliminate the requirement for collateral or security.
Tailor your loan repayment schedule by selecting a tenure that aligns with your financial capabilities.
Experience a quick approval process that ensures quick access to funds, eliminating any complications.
Before applying for a Personal Loan in Hisar, make sure you meet the eligibility criteria. Our Personal Loan eligibility criteria are simple and easy to fulfil.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
Documents play a crucial role in evaluating your application and establishing you as a reliable borrower. From your creditworthiness to your repayment capacity, everything is evaluated through the documents you submit. Alongside, it also ensures your authenticity. Here is the list of the required Personal Loan documents to apply at Hero FinCorp.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
At Hero FinCorp, the Personal Loan interest rates are competitive and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
Here is the stepwise process to apply for a quick Personal Loan with Hero FinCorp online.
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
