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            • Home
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            • Two Wheeler Loan
            • Two Wheeler Loan In Surat

            Two Wheeler Loan In Surat

            • Loan up to Rs 3.5 Lakh
            • Longer Tenure
            • No Hidden Charges
            • Flexible Repayment
            Apply Now
            • Overview
            • EMI Calculator
            • Eligibility
            • Documents Required
            • Interest Rate & Charges

            Calculate Your Two Wheeler Loan EMI

            Calculate your EMI and choose the most suitable EMI for you

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            Get A Two Wheeler Loan In Surat Upto 3.5 Lakh

            Two-wheelers are one of the most convenient forms of transportation, considering tough and busy Indian roads. Whether for daily commutes or long rides, they bring comfort, convenience, and fuel efficiency. For these reasons, bikes are extremely popular in fast-moving cities like Surat. However, the skyrocketing prices of two-wheelers often bring second thoughts to mind. Spending entire savings is not smart; therefore, people seek additional monetary assistance.

            In this regard, a Two-wheeler Loan in Surat is a great way to get the necessary funds to buy a bike. If you plan to bring your desired bike home, you can always rely on Hero FinCorp. We provide instant loans of up to Rs 3.5 lakh at the most affordable Two-wheeler Loan interest rate in Surat.

            Features And Benefits of Two Wheeler Loan in Surat

            When you choose Hero FinCorp for your two-wheeler loan in Surat, you unlock a range of features and benefits, including:

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            High Loan Amount

            Hero FinCorp offers loans up to Rs 3.5 lakh, customized for your dream bike.

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            Attractive Interest Rate

            Enjoy affordable financing with competitive interest rates, making your two-wheeler purchase easier.

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            Collateral Free

            Our collateral-free bike loans in Surat offer a hassle-free application and easy financing.

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            Flexible Repayment Tenure

            Choose flexible repayment tenures up to 60 months, tailored to fit your financial goals.

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            Instant Approval

            Enjoy instant loan approval with Hero FinCorp and get on the road faster.

            Eligibility Criteria for Two Wheeler Loan in Surat

            We believe in making financing accessible. To be eligible for a Two-wheeler Loan with Hero FinCorp, you generally need to meet the following criteria:

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            Age

            Ensure you are at least 18 years of age.

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            Citizenship

            You should be a citizen of India.

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            Work Experience

            A minimum of one year of work experience is required for eligibility.

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            Monthly Salary

            You must earn a minimum monthly income of Rs 10,000.

            Check Your Loan Eligibility

            Documents Required to Apply for a Two Wheeler Loan in Surat

            Applying for bike finance in Surat is simple, and the documentation required is minimal:

            Documents Required for Salaried Employee

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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            Income Proof

            Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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            Job Continuity Proof

            Job offer letter from the current employer, Experience certificate from the previous employer

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            (Not required for salaried employees)

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            Property Documents

            (Not required for salaried employees)

            Documents required for Self Employed

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card

            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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            Income Proof

            (Not required for self-employed)

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            Job Continuity Proof

            (Not required for self-employed)

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            Maintenance Bill, Utility Bill

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            Property Documents

            Rent Agreement, SSI or MSME Registration Certificate

            Interest Rates and Charges for Two Wheeler Loan in Surat

            At Hero FinCorp, we offer competitive and attractive interest rates on Two-wheeler Loans. Our transparent interest rate structure ensures you're well-informed about your repayment commitments. Our affordable Two-wheeler Loans enable you to purchase your perfect bike without digging into your savings. The bike loan interest rates in Surat start at 14%.

            Maximum Loan Amount

            Rs.10000 (Min) – Rs.3,50,000 (Max)

            Maximum Loan Tenure

            6 Months (Min.) – 60 Months (Max)

            Interest Rate

            14% - 36% (Upto 36 %)

            Processing Fees

            Up to 5% of Loan Amount

            Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

            As per Schemes

            Prepayment Charges

            5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

            Cheque/NACH dishonor charges

            350/-

            Cheque Swap Charges

            500/- per request

            Delayed Payment Charges

            3% per/ month on EMI overdue

            Default Charges

            Additional as applicable

            Stamp duty Charges

            As applicable

            Re-imbursement of Collection charges

            Actual

            Legal, Repossession & Incidental Charges

            Actual

            Other Charges

            As applicable

            Taxes

            GST and all other applicable taxes statutory levies, if any will be charged additionally.

            How To Apply For a Two Wheeler Loan in Surat?

            Applying for a Two-wheeler Loan with Hero FinCorp is a breeze:

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            • 1

              Visit the Two-Wheeler Loan section on the Hero FinCorp website.

            • 2

              Click the ‘Apply Now’ button.

            • 3

              Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

            • 4

              Select the checkbox to agree to our ‘terms and conditions’ and submit.

            Apply Now

            Frequently Asked Questions

            The interest rate for a Two-wheeler Loan in Surat at Hero FinCorp starts at 14% per annum.
            No. However, you can always apply for a Personal Loan from Hero FinCorp and finance your pre-owned two-wheeler purchase at best interest rates without collateral.
            At Hero FinCorp, you do not need to wait weeks to get approval. Our team evaluates your application immediately and provides your loan in no time.
            If your score is lower than the minimum requirement, it is advisable to improve it before applying. Otherwise, it may lead to a higher interest rate or even rejection of your loan application.
            The interest rate for a Two-wheeler Loan in Surat at Hero FinCorp starts at 14% per annum. However, it might be affected by certain factors like your credit score, loan amount, and income.
            Two Wheeler Loan Key Pages
            • Two Wheeler Loan Overview
            • Two Wheeler Loan Eligibility
            • Two Wheeler Loan Interest Rates
            • Documents Required for Two-Wheeler
            • Two Wheeler Loan EMI Calculator
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