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Personal Loan in Kurukshetra

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Loan up to Rs 5 Lakh
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Minimum Salary Required Rs 15K
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Instant Approval in 10 minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Kurukshetra With Quick Approval

Kurukshetra, a historic city in Haryana, is known for its sacred landmarks and growing economic potential. If you are a local resident requiring quick funds for any planned or unplanned need, Hero FinCorp can provide personal loans in kurukshetra of up to Rs 5 lakh. Our loans come with competitive interest rates, flexible repayment tenures of up to 36 months and instant approval within 10 minutes. Both salaried and self-employed individuals with a monthly income of Rs 15,000 can apply online.

We Offer a Wide Range of Personal Loans!

Having customised options is always better than uniformity of services; therefore, Hero FinCorp provides a variety of personal loan options for your different needs:

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Personal Loan for Self-Employed

Entrepreneurs can use a Personal Loan for Self-employed for any business-related or personal need.

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Personal Loan for Women

Any salaried or self-employed female can get a Personal Loan for Women for any personal or professional need.

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Personal Loan for Government Employees

Those working in government departments can easily get a Personal Loan for Government Employees online.

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Personal Loan for Education

Secure your child’s future with our personal loan for education – no more financial barriers.

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Personal Loans for Doctors

Grow your medical practice in Kurukshetra with our personal loan for education– flexible and hassle-free.

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Personal Loan for Travel

Travel enthusiasts in Kurukshetra can now fund their dream trips easily with Hero FinCorp personal loan for travel.

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Personal Loan for Wedding

Turn your dream wedding into reality with our personal loan for wedding in Kurukshetra.

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Personal Loan for Home Renovation

Upgrade your home without financial stress – use our personal loan for home renovationto refresh your space your way.

Features and Benefits of Personal Loan in Kurukshetra

Experience the advantages of Hero FinCorp's Personal Loan in Kurukshetra:

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High Loan Amount

Hero FinCorp offers personal loan of upto 5 lakh to support your needs in Kurukshetra.

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Attractive Interest Rate

Enjoy the advantage of competitive interest rates that make your personal loan more affordable.

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Collateral-Free

With Hero FinCorp's Personal Loan in Kurukshetra, you don't need to pledge any assets or collateral.

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Flexible Repayment Tenure

Our loans offer flexibility, with repayment tenures up to 36 months.

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Instant Approval

Hero FinCorp in Kurukshetra offers instant approval for urgent financial needs.

Eligibility Criteria for Instant Personal Loans in Kurukshetra

Simplified eligibility criteria for Instant personal loan in Kurukshetra. Check if you meet the requirements for swift financial assistance.

CriteriaDetails
AgeApplicant should be between 21-58 years
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly IncomeApplicant should at least earn a minimum amount of Rs 15,000 monthly

List of Documents Required to Apply for a Personal Loan in Kurukshetra

To simplify the application process, ensure you have the following documents for personal loan:

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Month's Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

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Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Kurukshetra

Before applying for a personal loan in kurukshetra, it’s important to know the loan costs. At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5% + GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Kurukshetra?

Applying for a personal loan in Kurukshetra with Hero FinCorp is a hassle-free and convenient process that ensures quick access to your financial assistance. Here's a step-by-step guide to help you navigate the application process:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

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    Go to the personal loan page and click ‘apply now

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    Enter your mobile number and verify with the OTP received

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    Choose the loan amount you need

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    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

In Kurukshetra, you can get a Personal Loan approval in less than 10 minutes when you apply online.
You can get a Personal Loan in Kurukshetra of up to Rs 5,00,000 from Hero FinCorp without collateral.
A higher credit score of 750 or more can help you get favourable loan terms but it is not mandatory. Some lenders may give you a Personal Loan even with a low or no score.
No, proof of income (like pay slips, bank statements and Form-16) is needed for a Personal Loan application. It helps the loan provider know about your repayment capacity.
You should be between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years) to apply with Hero FinCorp.
Yes, you can apply for an online Personal Loan at the Hero FinCorp loan app. Just make sure to meet the eligibility parameters.
Yes, Personal loans have a nominal processing fee which is deducted at the time of processing your Personal Loan application.

Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
EMI Payment: Refer to our T&Cs here
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.