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Personal Loan in Kurukshetra

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Kurukshetra Up to 5 Lakh

Kurukshetra, a city steeped in history and culture, is known for its sacred landmarks like the Kurukshetra War battlefield and the iconic Brahma Sarovar. As you explore this vibrant city, you'll find a thriving agricultural industry, educational institutions, and a diverse economic landscape.

If you want access to these opportunities in the city but lack enough funds, Hero FinCorp, your trusted partner for Personal Loans in Kurukshetra. Discover a world of financial opportunities with us, where you can avail of loans up to Rs 5 Lakh, backed by our commitment to instant approval and a minimum monthly salary requirement of just Rs 15,000. Apply now to experience the convenience of our hassle-free loan application process.

We understand your unique needs and are ready to assist you in every way possible. With our straightforward application process and quick approval system, you can rely on us to make your financial dreams a reality. Your journey towards financial freedom begins here in Kurukshetra.

We Offer a Wide Range of Personal Loans!

Having customised options is always better than uniformity of services; therefore, Hero FinCorp provides a variety of personal loan options for your different needs:

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Personal Loan for Self-Employed

We help Kurukshetra entrepreneurs grow their businesses with customised financial support solutions.

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Personal Loan for Women

Hero FinCorp empowers women in Kurukshetra to achieve financial independence and chase their goals.

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Personal Loan for Government Employees

Government employees in Kurukshetra enjoy exclusive benefits with our Personal Loan – flexible and affordable.

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Personal Loan for Education

Secure your child’s future with our Personal Loan for Education – no more financial barriers.

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Personal Loans for Doctors

Travel enthusiasts in Kurukshetra can now fund their dream trips easily with Hero FinCorp Personal Loan for Travel.

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Personal Loan for Travel

Want a break but lack funds? Well, our Instant Personal Loan in Dewas can sort it out!

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Personal Loan for Wedding

Turn your dream wedding into reality with our Personal loan for Wedding in Kurukshetra.

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Personal Loan for Home Renovation

Upgrade your home without financial stress – use our Personal loan for Home Renovation to refresh your space your way.

Features and Benefits of Personal Loan in Kurukshetra

Experience the advantages of Hero FinCorp's Personal Loan in Kurukshetra:

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High Loan Amount

Hero FinCorp offers personal loan of upto 5 lakh to support your needs in Kurukshetra.

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Attractive Interest Rate

Enjoy the advantage of competitive interest rates that make your personal loan more affordable.

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Collateral-Free

With Hero FinCorp's Personal Loan in Kurukshetra, you don't need to pledge any assets or collateral.

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Flexible Repayment Tenure

Our loans offer flexibility, with repayment tenures up to 36 months.

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Instant Approval

Hero FinCorp in Kurukshetra offers instant approval for urgent financial needs.

Eligibility Criteria for Instant Personal Loans in Kurukshetra

Simplified eligibility criteria for Instant Personal Loan in Kurukshetra. Check if you meet the requirements for swift financial assistance.

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Citizenship

You should be an Indian citizen to qualify for a Personal Loan.

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Age

You should be between 21 to 58 years of age at the time of loan application.

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Work Experience

You should have a work experience of at least six months for salary and two years for self-employed.

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Monthly Income

Your monthly income should be at least ₹ 15,000 per month.

Documents Required to Apply for a Personal Loan in Kurukshetra

To simplify the application process, ensure you have the following documents for personal loan:

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Month's Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Kurukshetra

When it comes to Personal Loans in Kurukshetra, the interest rate you secure plays a pivotal role in determining your loan's affordability. Hero FinCorp understands the significance of offering its customers competitive and affordable interest rates.

Interest Rate

Starting from 1.58%* per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Kurukshetra?

Applying for a Personal Loan in Kurukshetra with Hero FinCorp is a hassle-free and convenient process that ensures quick access to your financial assistance. Here's a step-by-step guide to help you navigate the application process:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Contact your lender to inquire about changing the EMI due date.
Yes, it's possible to transfer your personal loan to another lender if they offer better terms and rates.
Collateral for a secured personal loan can include assets like property, gold, or investments.