High Loan Amount
Hero FinCorp offers personal loan of upto 5 lakh to support your needs in Kurukshetra.
Personal Loan in Kurukshetra
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Kurukshetra With Quick Approval
Kurukshetra, a historic city in Haryana, is known for its sacred landmarks and growing economic potential. If you are a local resident requiring quick funds for any planned or unplanned need, Hero FinCorp can provide personal loans in kurukshetra of up to Rs 5 lakh. Our loans come with competitive interest rates, flexible repayment tenures of up to 36 months and instant approval within 10 minutes. Both salaried and self-employed individuals with a monthly income of Rs 15,000 can apply online.
Features and Benefits of Personal Loan in Kurukshetra
Experience the advantages of Hero FinCorp's Personal Loan in Kurukshetra:
Attractive Interest Rate
Enjoy the advantage of competitive interest rates that make your personal loan more affordable.
Collateral-Free
With Hero FinCorp's Personal Loan in Kurukshetra, you don't need to pledge any assets or collateral.
Flexible Repayment Tenure
Our loans offer flexibility, with repayment tenures up to 36 months.
Instant Approval
Hero FinCorp in Kurukshetra offers instant approval for urgent financial needs.
Eligibility Criteria for Instant Personal Loans in Kurukshetra
Simplified eligibility criteria for Instant personal loan in Kurukshetra. Check if you meet the requirements for swift financial assistance.
| Criteria | Details |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Kurukshetra
To simplify the application process, ensure you have the following documents for personal loan:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Month's Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Kurukshetra
Before applying for a personal loan in kurukshetra, it’s important to know the loan costs. At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Kurukshetra?
Applying for a personal loan in Kurukshetra with Hero FinCorp is a hassle-free and convenient process that ensures quick access to your financial assistance. Here's a step-by-step guide to help you navigate the application process:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
In Kurukshetra, you can get a Personal Loan approval in less than 10 minutes when you apply online.
You can get a Personal Loan in Kurukshetra of up to Rs 5,00,000 from Hero FinCorp without collateral.
A higher credit score of 750 or more can help you get favourable loan terms but it is not mandatory. Some lenders may give you a Personal Loan even with a low or no score.
No, proof of income (like pay slips, bank statements and Form-16) is needed for a Personal Loan application. It helps the loan provider know about your repayment capacity.
You should be between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years) to apply with Hero FinCorp.
Yes, you can apply for an online Personal Loan at the Hero FinCorp loan app. Just make sure to meet the eligibility parameters.
Yes, Personal loans have a nominal processing fee which is deducted at the time of processing your Personal Loan application.