Flexible Tenure :
Why stress about your EMIs when you have an option to choose them on your own? Visit Hero FinCorp and choose a repayment period ranging from 12 months to 60 months while keeping your budget in mind.
INTRODUCTION
Often known as the ‘Pink City’ or the ‘Paris of India,’ Jaipur is the capital of Rajasthan. Famous for its royal heritage and culture, the city is also a hub for a variety of industries. The major industries in Jaipur include tourism, gems and jewellery, luxury textiles, food and beverages, minerals and mining, and more. Whether you own a tiny business or a large corporation, Jaipur has something to offer to everyone in terms of business opportunities. To expand your business in Jaipur, you can easily get money from one of the many business loan providers in Jaipur. However, to obtain a hassle-free loan with minimum documents and the best interest rate, you must contact Hero FinCorp.
FEATURES AND BENEFITS OF BUSINESS LOAN IN JAIPUR
Applying for a small business loan in Jaipur not only means you can acquire a loan without putting up any collateral, but it also comes with a slew of other benefits and features.
Multi-purpose Loan:
Why look for various loan products to meet your diverse business demands when you can meet all of them with a single business loan product? Hero FinCorp's small business loan in Jaipur can be used for a variety of purposes, and we don't put any restrictions on the end-use of the funds.
Competitive Interest Rate:
Do you have concerns about the interest rate on your business loan? With Hero FinCorp, you don't have to be concerned about anything. Based on your business profile and income, we offer a competitive interest rate that fits nicely into your budget.
Builds Credit History:
Are you eyeing a large amount of loan but don't have enough credit history to back it up? Just take Hero FinCorp’s business loan, make on-time payments, and you will be on your way to building a strong credit history.
HOW TO APPLY FOR A SMALL BUSINESS LOAN IN JAIPUR?
Do you want to apply for a business loan at Hero FinCorp? If so, you have two options—apply online through our secure website or apply in person at our Jaipur outlet or branch office.
OFFLINE METHOD
- 01
Visit our branch or outlet in Jaipur.
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Go over our eligibility and documents requirements.
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Request an application form and fill it up with your information, loan amount, and the repayment period.
- 04
Before submitting the form, go through our terms and conditions.
- 05
Submit the necessary documents.
- 06
Following the form submission, we will assess the risk associated with lending to your profile.
- 07
If our officials are satisfied with your profile, the funds will be disbursed to your account within 48 hours of approval.
ONLINE METHOD
- 01
Click here and visit our business loan application webpage.
- 02
You can also send us your business loan application intimation over an email at corporate.care@herofincorp.com or call us at 1800-102-4145.
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Open the application page and fill it up with your information, loan amount, and the repayment period.
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Submit the necessary documents. After this, you will receive a reference id.
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Following your form submission, one of our officials will reach out to you to get additional information.
- 06
Once our officials have verified your information, we will send you a personalised loan offer that includes the fund value and interest rate.
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After you accept it, we will credit the loan amount to your account within 48 hours of approval.
Eligibility Criteria for Small Business Loan in Jaipur
Getting a business loan from Hero FinCorp is easy. However, if you apply without first checking our eligibility requirements and ensuring you meet them all, your application may get rejected. To avoid such trouble, go through the table below:
Occupation
Sole Proprietorship, Partnership Firms, Public Limited Companies, HUF, Society/ Trusts, Private Limited Companies
Business Status
SMEs that have experience of five years are eligible to apply.
Maximum Loan Tenure
Flexible term up to 5 years.
Maximum Loan Amount
Applicants can apply for a business loan between Rs 3 lakh and Rs 40 lakh.
Documents Required for Small Business Loan in Jaipur
Want to take your business to new heights with Hero FinCorp? Know about our documentation process to avoid any hurdles.
- Recent audited financials
- KYC documents of borrowers as well as guarantors
- GST returns for the financial year
- Bank statement (Last six months)
- List of directors or shareholding patterns (if applicable)
Frequently Asked Questions (FAQs)
Credit history plays a critical role in determining your loan approval as well as your loan amount. It reflects your current and previous debt history. By looking into your EMI payment history, we determine your repayment capability. Any default on your previous loans slims your small business loan in Jaipur approval chances.
Different business loan providers in Jaipur have a different set of eligibility criteria. However, if you are applying with Hero FinCorp, then as an SME, your business should have been operational for at least five years.
Business loans can be obtained to fulfil numerous legitimate business needs. Some of the common reasons for which business owners apply for a loan are:
- Business expansion
- Staff expansion and salary
- Plant and machinery purchase
- Working capital requirements
- Covering operational expenses