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Get A Two Wheeler Loan in Noida Upto 3.5 Lakh

Noida is a bustling IT and software services hub with numerous tech parks and corporate offices. It's also home to the famous Noida Film City. You can visit the expansive Botanic Garden or the Okhla Bird Sanctuary for relaxation. Shoppers will love the DLF Mall of India. Foodies can explore a variety of cuisines at the city's restaurants, and golf enthusiasts can have a great experience at the Noida Golf Course. Noida's mix of thriving industries, recreational spaces, and a vibrant food scene make it an attractive destination for both residents and visitors.

The city is well-connected to neighbouring Delhi, Ghaziabad and Faridabad. The most sought-after mode of commuting is a two-wheeler. If you're looking for a Two-wheeler Loan in Noida, Hero FinCorp can offer up to Rs. 3.5 Lakhs at attractive interest rates.

Features And Benefits of Two Wheeler Loan in Noida

Talking about its features, Two-wheeler Loans in Noida by Hero Fincorp have a lot to offer, such as high loan amounts, attractive interest rates, flexible repayment tenures and instant approval. Keep on reading to know in detail:

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High Loan Amount

Getting a Bike Loan in Noida has become easy. We offer up to Rs. 3,50,000.

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Attractive Interest Rate

Our interest rates on Bike Loans in Noida are competitive, making your loan repayment manageable.

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Collateral Free

Get a collateral-free two-wheeler loan in Noida, making financing your dream bike easy.

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Flexible Repayment Tenure

Choose a flexible repayment period of up to 60 months for your two wheeler loan in noida.

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Instant Approval

We provide quick approval on Bike Loans in Noida, so you can drive your dream bike without delay.

Eligibility Criteria for Two Wheeler Loan in Noida

To be eligible for a Two-wheeler Loan in Noida, you must meet specific criteria, such as age, income, and employment status. Meeting these conditions ensures a smoother and more straightforward loan application and approval process.

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Age

Ensure you are at least 18 years of age.

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Citizenship

You should be a citizen of India.

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Work Experience

A minimum of one year of work experience is required for eligibility.

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Monthly Salary

You must earn a minimum monthly income of Rs 10,000.

Documents Required to Apply for a Two Wheeler Loan in Noida

To apply for a Two-wheeler Loan in Noida, you'll need the following documents along with a duly signed loan application form and passport-size coloured photograph:

Documents Required for Salaried Employee

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Loan Application

Duly filled loan application form, Passport-size coloured photograph

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Identity Proof

Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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Residence Proof

Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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Income Proof

Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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Job Continuity Proof

Job offer letter from the current employer, Experience certificate from the previous employer

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Age Proof

Birth Certificate, Passport, PAN Card, Driving Licence

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Office Address Proof

(Not required for salaried employees)

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Property Documents

(Not required for salaried employees)

Documents required for Self Employed

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Loan Application

Duly filled loan application form, Passport-size coloured photograph

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Identity Proof

Driving Licence, Aadhaar card, Passport, PAN Card

Residence Proof

Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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Income Proof

(Not required for self-employed)

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Job Continuity Proof

(Not required for self-employed)

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Age Proof

Birth Certificate, Passport, PAN Card, Driving Licence

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Office Address Proof

Maintenance Bill, Utility Bill

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Property Documents

Rent Agreement, SSI or MSME Registration Certificate

Interest Rates and Charges for Two Wheeler Loan in Noida

When taking out a Bike Loan in Noida, it's important to remember that the Bike Loan interest rate in Noida can vary depending on many factors. Your credit score is one of the most crucial factors affecting the interest rate you're offered.

Hero FinCorp offers competitive Two-wheeler Loan interest rates starting at 14% per annum. However, you may be eligible for the most affordable rates if you have a good credit score. Our team can help you get the most affordable interest rate for your Bike Loan in Noida, so you can finance your dream bike without disturbing your budget.

Maximum Loan Amount

Rs.10000 (Min) – Rs.3,50,000 (Max)

Maximum Loan Tenure

6 Months (Min.) – 60 Months (Max)

Interest Rate

14% - 36% (Upto 36 %)

Processing Fees

Up to 5% of Loan Amount

Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

As per Schemes

Prepayment Charges

5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

Cheque/NACH dishonor charges

350/-

Cheque Swap Charges

500/- per request

Delayed Payment Charges

3% per/ month on EMI overdue

Default Charges

Additional as applicable

Stamp duty Charges

As applicable

Re-imbursement of Collection charges

Actual

Legal, Repossession & Incidental Charges

Actual

Other Charges

As applicable

Taxes

GST and all other applicable taxes statutory levies, if any will be charged additionally.

How To Apply For a Two Wheeler Loan in Noida?

Availing a Two-wheeler Loan in Noida through Hero FinCorp is a straightforward process:

Here’s how you can apply online:

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  • 1

    Visit the Two-Wheeler Loan section on the Hero FinCorp website.

  • 2

    Click the ‘Apply Now’ button.

  • 3

    Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

  • 4

    Select the checkbox to agree to our ‘terms and conditions’ and submit.

Frequently Asked Questions

The loan process is way too simple than it seems:

  • Fill out the application form.
  • Submit the required documents.
  • Once verified, your loan application will be approved.
  • At last, the lender will disburse the loan amount to the two-wheeler dealer.
Usually, it takes a few days for bike loan approval in Noida. At Hero FinCorp, the approval takes only a few minutes.
Yes, you can choose a flexible tenure of up to Rs 60 months for your Two-wheeler Loan repayment.
Different lenders may have different rules. To process this request, you must contact your lender.
For self-employed people, the process is the same as that for salaried ones. All you need to do is present the valid and supported documents.