Financial Performance

You’ve probably seen ads promising free credit score checks. But is it really free? Or will you end up signing up for a trial you didn’t need?
Your credit score affects how easy the process will be for you to get a personal loan to fund a family emergency.
 

Today, almost every Indian relies on mobile wallets for everything. They’re instant, contactless, and widely recognised. In fact, UPI alone is accepted by over 65 million merchants in India. 

A teacher from Haryana applied for a personal loan in July 2025 for her son's wedding. He was enticed by a quick loan of ₹10 lakhs, which was offered despite a low credit score and the lack of verification documents.

Have you ever planned a home makeover just before Diwali? Or maybe consider buying a cool gadget during an Independence Day sale?
Festive seasons in India are big events. They carry a lot of meaning, emotion, and big expenses. And when that happens, borrowing rises too.
 

Money has continually evolved from coins to notes and from cheques to mobile wallets.
CBDCs are a new form of digital money issued by central banks, such as the Reserve Bank of India, and accessible directly on your mobile phone, similar to UPI or digital wallets.