Unclaimed & Unpaid Dividend

Riya and Arjun both applied for a personal loan last week.
She’s a teacher in Thane earning ₹25,000/month. He’s a software developer in Bengaluru with a ₹55,000/month salary.
 

Over 8 crore Indians filed income tax returns in FY 2023–24. Yet, when it comes to choosing between the old and new tax regimes, confusion still lingers. 

The RBI policy landscape for personal loans has undergone a significant transformation in recent months. On May 8, 2025, the Reserve Bank of India issued comprehensive Digital Lending Directions, marking a pivotal shift in how digital loans are offered and processed across the country. These changes come at a time when the digital lending ecosystem has expanded rapidly, necessitating stronger guardrails to protect borrowers.

Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.