Press / Media

Rohan, a freelance designer, is staring at a broken laptop screen with a looming deadline. Visiting a bank only meant sitting through a long queue and a stack of complex paperwork that he did not have time to fill out.

On the first weekend of every month, Aman opened his banking app and promised himself he would save properly this time. He wanted an emergency fund, better financial security for his family, and enough savings for his daughter’s school admission next year.

A few months ago, Vivek took a small consumer durable loan to buy a laptop. Around the same time, he already had a bike EMI running, and used his credit card heavily during a family trip. Later, when he applied for a personal loan, the lender said his credit exposure looked higher than expected.

Managing education expenses requires careful financial planning. Many students, parents and young professionals depend on external funding to pay tuition fees, accommodation costs, travel expenses, or certification charges. Repaying the borrowed amount on time helps maintain financial stability and build a stronger credit history for future borrowing. 

Salary usually comes with a plan already attached. Rent gets paid first, groceries come next, and the remaining amount somehow stretches across the month. Trouble starts when an unplanned expense arises in the middle, and the bank balance does not cooperate.