NEFT makes it simple to send money to a family member or pay a vendor without visiting a bank branch. NEFT, operated by the Reserve Bank of India, enables secure money transfers between bank accounts that support it.
With transactions processed in half-hourly batches and availability through both online and offline channels, NEFT offers a convenient and reliable solution for low- to mid-value money transfers.
Most borrowers know their EMI amount. Very few understand what actually happens to that money every month. One part pays interest. The other reduces the loan. The proportion between the two keeps changing over time.
This changing split is called loan amortisation. It quietly determines how expensive your loan really is. When you understand it, you make smarter repayment and prepayment decisions. When you ignore it, interest continues to eat into your money without you noticing.
Nowadays, multiple channels are available for accessing credit. Besides banks and NBFCs, digital platforms have also become an integral part of the loan arrangement process.
NACH (National Automated Clearing House) जो कि नेशनल पेमेंट्स कॉरपोरेशन ऑफ इंडिया (NPCI) द्वारा विकसित एक केंद्रीकृत इलेक्ट्रॉनिक भुगतान प्रणाली है।...
डिजिटलीकरण के वर्तमान युग और कस्बों व शहरों के तीव्र शहरीकरण के साथ, केवाईसी (Know Your Customer) हमारे जीवनशैली का एक महत्वपूर्ण हिस्सा बन गया है। चाहे वह बैंकिंग हो, निवेश...