High Loan Amount:
Is the cost of your child's education a cause of concern? Or are you postponing your vacation till next year owing to financial constraints? If yes, then Hero FinCorp’s personal loan with loan amounts up to Rs 5 lakh can help.
Udaipur is known for its tourism-driven economy, growing education sector and expanding residential areas. Along with its heritage appeal, the city has seen steady development in hospitality, small businesses, healthcare and private employment. Localities such as Hiran Magri, Fatehpura, Savina, Bhuwana and Pratap Nagar have become preferred residential and commercial pockets. As living costs rise and household responsibilities grow, residents may sometimes need additional financial support to manage education fees, medical expenses, home renovations, weddings or sudden travel needs.
Hero FinCorp offers Personal Loans in Udaipur to help you take care of both planned expenses and urgent financial needs. You can apply online and borrow up to Rs 5 Lakh through a fully digital and paperless process. With competitive interest rates, flexible repayment tenures and quick approval that can take as little as 10 minutes, you can access funds without providing any collateral. Salaried and self-employed individuals with a minimum monthly income of Rs 15,000 are eligible to apply
People in Udaipur value financial solutions that are simple, transparent and reliable. Whether the requirement is personal, medical or household-related, having timely access to funds matters. We provide a smooth borrowing experience through a digital-first and customer-focused approach.
If you live or work in areas such as Hiran Magri, Fatehpura, Savina, Bhuwana, Pratap Nagar or Sukher, this online process helps you save time while keeping your finances organised.
Our Personal Loans are designed to support diverse income profiles and provide a smooth, hassle-free borrowing experience. These loans are unsecured, so you do not need to provide collateral. Here are the key features and benefits of Personal Loans:
Before you apply for a Personal Loan, ensure you meet the eligibility criteria. Fulfilling the eligibility criteria improves your chances of smooth loan approval and helps you get funds faster. The criteria for a Personal Loan are simple and easy to fulfil.
| Criteria | Requirement |
| Age | 21 to 58 years |
| Citizenship | Applicants must be a citizen of India. |
| Work Experience | Salaried: 6 months Self-employed: 2 years |
| Monthly Income | Minimum Rs 15,000 |
Our application process for a Personal Loan is fully online and paperless. You only need to give digital consent for verification to get instant loan approval in Udaipur. Just keep your PAN and Aadhaar numbers ready to ensure a quick and smooth process
The interest rates for Personal Loans are competitive and designed to suit different income levels. Along with loan rates, borrowers should also understand the additional charges, as they affect the EMI for a Personal Loan and increase the total repayment amount.
| Fees & Charges | Amount Chargeable |
| Interest Rate | Starting from 18% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. The online loan app does not charge any cancellation charges |
| 2. The interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Our Personal Loan application process is designed to be quick and user-friendly. To ensure your application process is smooth, follow the steps below carefully.

Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Udaipur’s lifestyle and local economy create financial needs that are different from large metro cities. A Personal Loan in Udaipur can be used flexibly for several purposes, including:
Since the loan is unsecured, you have the flexibility to use the funds based on your personal and family priorities.