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            • Home
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            • Two Wheeler Loan
            • Two Wheeler Loan In Prakasam

            Two Wheeler Loan In Prakasam

            • Loan up to Rs 3.5 Lakh
            • Longer Tenure
            • No Hidden Charges
            • Flexible Repayment
            Apply Now
            • Overview
            • EMI Calculator
            • Eligibility
            • Documents Required
            • Interest Rate & Charges

            Calculate Your Two Wheeler Loan EMI

            Calculate your EMI and choose the most suitable EMI for you

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            Apply Now

            Get A Two Wheeler Loan In Prakasam Upto 3.5 Lakh

            Situated along the shoreline of India, Prakasam beckons visitors with its enchanting beaches, such as Ramakrishna Beach and Manginapudi Beach. Apart from its views, Prakasam is renowned for its thriving cotton industry, making it a key hub for agriculture. The area's rich history is reflected in landmarks such as the Kothapatnam Fort, which showcase its heritage. From delving into sites to unwinding on tranquil beaches or immersing in farming activities, Prakasam offers diverse attractions to delight tourists. With its blend of beauty, historical significance and agricultural vitality, Prakasam is a destination that promises something special for every traveller and merits exploration.

            Features And Benefits of Two Wheeler Loan in Prakasam

            Get on the road quickly and conveniently with a Hero FinCorp Two-Wheeler Loan in Prakasam!

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            High Loan Amount

            Finance your dream two-wheeler with a loan amount of up to Rs. 3.5 Lakhs.

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            Attractive Interest Rate

            Enjoy competitive interest rates for a budget-friendly repayment plan.

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            Collateral Free

            No need to pledge any assets as security for the loan.

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            Flexible Repayment Tenure

            Choose a repayment tenure that aligns with your financial comfort, usually 6 to 60 months.

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            Instant Approval

            Get a quick decision on your loan application, allowing you to ride away sooner.

            Eligibility Criteria for Two Wheeler Loan in Prakasam

            Qualifying for a Two-Wheeler Loan in Prakasam is easier than you think!

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            Age

            Generally, applicants must be between 18 and 65 years old.

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            Citizenship

            You must be an Indian resident.

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            Work Experience

            Minimum work experience requirements may vary, but usually between 1 and 3 years.

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            Monthly Salary

            Your monthly salary should be Rs. 10,000 or more to meet the loan EMI.

            Check Your Loan Eligibility

            Documents Required to Apply for a Two Wheeler Loan in Prakasam

            The application process for bike finance in Prakasam is streamlined. Here's what you will generally need:

            Documents Required for Salaried Employee

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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            Income Proof

            Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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            Job Continuity Proof

            Job offer letter from the current employer, Experience certificate from the previous employer

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            (Not required for salaried employees)

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            Property Documents

            (Not required for salaried employees)

            Documents required for Self Employed

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card

            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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            Income Proof

            (Not required for self-employed)

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            Job Continuity Proof

            (Not required for self-employed)

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            Maintenance Bill, Utility Bill

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            Property Documents

            Rent Agreement, SSI or MSME Registration Certificate

            Interest Rates and Charges for Two Wheeler Loan in Prakasam

            A Two-Wheeler Loan interest rate in Prakasam can fluctuate based on your credit score, the loan amount, and the loan tenure. It is advisable to compare rates from different lenders to ensure you are getting the most favourable deal. At Hero FinCorp, it's worth noting that you get the most affordable interest rates on Bike Loans which can help you manage your financial budget over time as per your unique financial circumstances.

            Maximum Loan Amount

            Rs.10000 (Min) – Rs.3,50,000 (Max)

            Maximum Loan Tenure

            6 Months (Min.) – 60 Months (Max)

            Interest Rate

            14% - 36% (Upto 36 %)

            Processing Fees

            Up to 5% of Loan Amount

            Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

            As per Schemes

            Prepayment Charges

            5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

            Cheque/NACH dishonor charges

            350/-

            Cheque Swap Charges

            500/- per request

            Delayed Payment Charges

            3% per/ month on EMI overdue

            Default Charges

            Additional as applicable

            Stamp duty Charges

            As applicable

            Re-imbursement of Collection charges

            Actual

            Legal, Repossession & Incidental Charges

            Actual

            Other Charges

            As applicable

            Taxes

            GST and all other applicable taxes statutory levies, if any will be charged additionally.

            How To Apply For a Two Wheeler Loan in Prakasam?

            Getting a Bike Loan in Prakasam is a simple process: 

            Here’s how you can apply online:

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            • 1

              Visit the Two-Wheeler Loan section on the Hero FinCorp website.

            • 2

              Click the ‘Apply Now’ button.

            • 3

              Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

            • 4

              Select the checkbox to agree to our ‘terms and conditions’ and submit.

            Apply Now

            Frequently Asked Questions

            Generally not, as students lack the required income proof.
            It might be challenging, but we will consider alternative factors for approval if you have a good and regular income and all the paperwork is ready.
            Not always, but it can improve your chances of approval if you have a limited credit history.
            Yes, but you must provide proof of income through bank statements or income tax returns.
            Yes, but prepayment charges may apply. Check our detailed list of charges.
            Two Wheeler Loan Key Pages
            • Two Wheeler Loan Overview
            • Two Wheeler Loan Eligibility
            • Two Wheeler Loan Interest Rates
            • Documents Required for Two-Wheeler
            • Two Wheeler Loan EMI Calculator
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